21059 N Circle Cliffs Dr, Surprise, AZ 85387 Property Records

Maricopa County property record for 21059 N Circle Cliffs Dr, Surprise, AZ 85387

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 1,894 sqft · built 2005
Lot Size0.234 acres (10,182 sqft)
Owner2 Individual Names on File
Last Sale$300,000 (Sep 2017)
Tax Bill$1,972 (2025)
Deeds & MortgagesDec 2017 Line of Credit
Sep 2017 Sale & Mortgage
Flood ZoneZone X (moderate risk)
APN232-46-517

Property Details

APN / Parcel Number

Primary APN232-46-517
Alternative APN
  • 232465170

Interior

Bedrooms2 Beds
Full Baths2 Baths
Plumbing Fixtures7 Plumbing Fixtures
Stories1 Story
Building Area1,894 sqft Living Area
Gross Area2,154 sqft
1st Floor Area1,894 sqft

Exterior

Year BuiltBuilt 2005
Effective Year BuiltEffective 2005
Exterior MaterialCombination
Construction TypeFrame
Roof MaterialConcrete
Lot Area10,182 sqft (0.234 acres)
View / LotCorner
Parking Spaces2 Parking Spaces
Patio Area150 sqft

Utilities, Heating & Cooling

Cooling SystemRefrigeration
Heating SystemForced Air with A/C
SewerMunicipal

Location & Zoning

Street Address21059 N CIRCLE CLIFFS DR
CitySURPRISE
StateAZ
Zip85387-2774
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodePAD
Legal DescriptionSUN CITY GRAND ESCALANTE MCR 685-33
Legal Range2W
Legal Township4N
Legal Section24
Legal SubdivisionSUN CITY GRAND ESCALANTE
Legal Lot Number125
JurisdictionMARICOPA AZ
Township / Civil DivisionWICKENBURG
Census Block Group1
Census Block1013
Census Tract40524

Owner

21059 N Circle Cliffs Dr is owned and occupied by two individuals who acquired it in July 2024.

Source: Maricopa County records, as of May 6, 2026

Owner of Record2 Individual Names on File
Mailing Address21059 N CIRCLE CLIFFS DR, SURPRISE, AZ 85387-2774
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Dec 4, 2017Deed of Trust, Mortgage · Line of Credit
BMO HARRIS BANK NA
Sep 22, 2017Warranty Deed, Transfer · Conventional Mortgage
BMO HARRIS BANK NA

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 22, 2017 · Amount on File
Deed SaleSep 22, 2017 · Amount on File
Prior SaleJul 12, 2005 · Amount on File
Deed Document Number2017702281
Last Transfer DateJul 25, 2024
Transfer Doc0000394070
Record UpdatedSep 20, 2026

December 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMARICOPA AZ
Property Address21059 N CIRCLE CLIFFS DR, SURPRISE, AZ 85387-2774
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000897141
DateDec 4, 2017
Instrument2017-0897141
Lender
NameBMO HARRIS BANK NA
TypeBank
AddressCHICAGO, IL 60690
Agreement
TypeLine of Credit
AmountAmount on Record
Term360 Months
DueDec 1, 2047
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

September 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMARICOPA AZ
Recording DateSep 22, 2017
Property Address21059 N CIRCLE CLIFFS DR, SURPRISE, AZ 85387-2774
Document Number0000702281
Map ReferenceDOC2004-715001
Instrument DateSep 20, 2017
Instrument2017-0702281
Transaction TypeTransfer
Record UpdatedDec 21, 2021
Title CompanyGREAT AMERICAN TITLE AGENCY

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyVerified / From Affidavit
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address2729 VIA ARBOLEDA, 2729, SAN CLEMENTE, CA 92672-3617

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property with Right of Survivorship
Address21059 N CIRCLE CLIFFS DR, SURPRISE, AZ 85387-2774

Mortgage

Document Number0000702282
DateSep 22, 2017
Instrument2017-0702282
Lender
NameBMO HARRIS BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term181 Months
DueOct 1, 2032

Tax Assessment & Valuation

The 2025 property tax bill for 21059 N Circle Cliffs Dr was $1,972.

Source: Maricopa County assessment roll, as of October 22, 2025

Property Jurisdictions

TypeName
StateArizona
CountyMaricopa County
MunicipalitySurprise City
Unified School DistrictDysart Unified District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$40,810 (+21.28%)$408,100 (+4.64%) Land $81,600 Building $326,500
2025$1,972.00$33,650 (-23.14%)$390,000 (-10.92%) Land $78,000 Building $312,000
2024$43,780$437,800 Land $87,500 Building $350,300
2023$2,539.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 21059 N Circle Cliffs Dr in Zone X, an area of moderate flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 21059 N Circle Cliffs Dr is moderate, ranking above 40% of the US, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 40% of the US · lower than 67% of Arizona
Wildfire Likelihood0.06% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemEPCOR - AGUA FRIA
private · serves 128,040 people · EPA ID AZ0407695
Water SourceSurface water
Last State InspectionMay 2024
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureColiform assessment
Aug 2025
Corrosion control
Jan 2022
Monitoring and Reporting32
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 450 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Wyyerd Connect
Fiber
5,000 / 5,000
Cox Communications
Cable
2,000 / 100
Verizon
Fixed Wireless
300 / 20
CenturyLink
DSL
140 / 20
AirFiber WISP
Fixed Wireless
100 / 25
Tristate Wi-Fi by Wi-Fiber
Fixed Wireless
100 / 20

Nearby Properties on N Circle Cliffs Dr

Nearby Streets

Search Property Records by Address or Parcel Number