21059 5th Ave, Cudjoe Key (Summerland Key), FL 33042 Property Records

Monroe County property record for 21059 5th Ave, Cudjoe Key, FL 33042

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 1,524 sqft · built 1983
Lot Size0.183 acres (8,000 sqft)
OwnerTrust Name on File
Last Sale$550,000 (Dec 2015)
Tax Bill$7,086 (2024)
Flood ZoneZone AE (high risk)
APN00173120-000000

Property Details

APN / Parcel Number

Primary APN00173120-000000
Alternative APNs
  • 32662800173120000000
  • 1222518

Interior

Bedrooms2 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,524 sqft Living Area
1st Floor Area1,524 sqft
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1983
Effective Year BuiltEffective 2011
Exterior MaterialOther
Construction TypeMasonry / Concrete Block
Foundation TypeConcrete
Roof TypeCathedral/Clerestory
Roof MaterialMetal
Lot Area8,000 sqft (0.183 acres)
Lot Dimensions100 ft deep x 80 ft wide
Garage Area528 sqft

Exterior Amenities

PorchOpen Porch
Porch Area228 sqft
Patio Area1,288 sqft
Boat AccessBoat Access

Utilities, Heating & Cooling

Cooling SystemNone
Heating SystemForced Air

Location & Zoning

Account Number1222518
Old Parcel Number32662800173120000000
Street Address21059 5TH AVE
CityCUDJOE KEY
StateFL
Zip33042-4032
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionBK 9 LT 4 CUDJOE GARDENS FIRST ADDN CUDJOE KEY PB4-105 OR445-555 OR782-1305 OR1321-1865/66 OR2771-1742D/C OR2771-1743D/C
Legal Range28E
Legal Township66S
Legal Section32
Legal SubdivisionCUDJOE GARDENS 1ST ADD
Legal Block9
Legal Lot Number4
JurisdictionMONROE FL
Township / Civil DivisionLOWER KEYS
Census Block Group2
Census Block2026
Census Tract971501

Owner

21059 5th Ave is held in a trust since December 2015.

Source: Monroe County records, as of December 5, 2025

Owner of RecordTrust Name on File
Co-ownerCo-owner on File
Mailing Address6450 CALLE ESPERANZA, PLEASANTON, CA 94566-8653
Owner TypeIndividual
VestingTrust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 1, 2015 · Amount on File
Deed SaleDec 1, 2015 · Amount on File
Prior SaleSep 2, 1994
Deed Document Number2054955
Deed Book / Page2771 / 1749
Record UpdatedJun 8, 2026

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyMonroe County
Unified School DistrictMonroe County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$963,894 Land $606,000 Building $357,894$963,894 Land $606,000 Building $357,894
2024$7,086.00 (-8.43%)
2023$7,738.00 (+28.45%)$1,233,546 (+65.9%) Land $913,040 Building $320,506$1,233,546 (+65.9%) Land $913,040 Building $320,506
2022$6,024.00$743,535 Land $420,160 Building $323,375$743,535 Land $420,160 Building $323,375

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 21059 5th Ave in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation9.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on File
median of 227 policies
Community Rating SystemClass 3 (35% premium discount)
Nearby Flood Policies227 in force
Nearby Flood Claims381 (1980–2017)
Most Recent ClaimSep 2017 · Hurricane Irma
Claims by Event
  • Hurricane Irma, Sep 2017 · 72 claims
  • Hurricane Wilma, Oct 2005 · 75 claims
  • Hurricane Georges, Oct 1998 · 217 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 21059 5th Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 235 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
1,200 / 35
AT&T
Fiber · DSL in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

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