21056 Monisha, Lake Forest, CA 92630 Property Records

Orange County property record for 21056 Monisha, Lake Forest, CA 92630

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,449 sqft · built 1981
Lot Size	0.157 acres (6,825 sqft)
Owner	2 Company Names on Record
Last Sale	$749,000 (Jul 2020)
Tax Bill	$8,458 (2025)
Deeds & Mortgages	Jan 2023 Transfer Aug 2017 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`610-143-09`

Property Details

APN / Parcel Number

Primary APN	`610-143-09`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,449 sqft Living Area
1st Floor Area	1,449 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1981
Effective Year Built	Effective 1981
Lot Area	6,825 sqft (0.157 acres)
Garage Area	437 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	21056 MONISHA
City	LAKE FOREST
State	CA
Zip	92630-6424
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	N TR 9737 BLK LOT 14
Legal Subdivision	TRACT NO 9737
Legal Tract	9737
Legal Lot Number	14
Jurisdiction	ORANGE CA
Township / Civil Division	IRVINE-LAKE FOREST
Census Block Group	3
Census Block	3000
Census Tract	52425

Owner

Source: Orange County records, as of August 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	21056 MONISHA, LAKE FOREST, CA 92630-6424
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Jan 9, 2023	Intrafamily Transfer, Transfer
Aug 21, 2017	Deed of Trust, Mortgage · Line of Credit US BANK NA
Jun 18, 2019	Deed of Trust, Mortgage · Line of Credit US BANK NA
Jul 2, 2020	Grant Deed, Transfer · Conventional Mortgage JMJ FINANCIAL GROUP
Jan 25, 2018	Intrafamily Transfer, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 2, 2020 · Amount on Record
Deed Sale	Jul 2, 2020 · Amount on Record
Prior Sale	Oct 20, 2000 · Amount on Record
Deed Document Number	2020313951
Last Transfer Date	Jan 9, 2023
Transfer Doc	0000004949
Record Updated	Sep 20, 2026

January 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ORANGE CA
Recording Date	Jan 9, 2023
Property Address	21056 MONISHA, LAKE FOREST, CA 92630-6424
Document Number	0000004949
Map Reference	MB 473 PG 35-40
Instrument Date	Jan 9, 2023
Instrument	2023000004949
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	21056 MONISHA, LAKE FOREST, CA 92630-6424

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	21056 MONISHA, LAKE FOREST, CA 92630-6424
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000352351
Date	Aug 21, 2017
Instrument	2017000352351

Lender

Name	US BANK NA
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Aug 1, 2037

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	21056 MONISHA, LAKE FOREST, CA 92630-6424
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	SOLIDIFI US INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000212122
Date	Jun 18, 2019
Instrument	2019000212122

Lender

Name	US BANK NA
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	358 Months
Due	Apr 17, 2049

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ORANGE CA
Recording Date	Jul 2, 2020
Property Address	21056 MONISHA, LAKE FOREST, CA 92630-6424
Document Number	0000313951
Map Reference	MB 473 PG 35-40
Instrument Date	Jun 3, 2020
Instrument	2020000313951
Transaction Type	Transfer
Record Updated	Sep 14, 2021
Title Company	CALIFORNIA TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	21056 MONISHA, LAKE FOREST, CA 92630-6424

Mortgage

Document Number	0000313952
Date	Jul 2, 2020
Instrument	2020000313952

Lender

Name	JMJ FINANCIAL GROUP
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2050

January 2018: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ORANGE CA
Recording Date	Jan 25, 2018
Property Address	21056 MONISHA, LAKE FOREST, CA 92630-6424
Document Number	0000028234
Map Reference	MB473 PG35-40
Instrument Date	Jan 18, 2018
Instrument	2018000028234
Transaction Type	Transfer
Record Updated	Sep 14, 2021
Title Company	LAWYERS TITLE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	21056 MONISHA, LAKE FOREST, CA 92630-6424

Mortgage

Document Number	0000028235
Date	Jan 25, 2018
Instrument	2018000028235

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2048

Tax Assessment & Valuation

Source: Orange County assessment roll, as of August 4, 2026

Property Jurisdictions

Type	Name
State	California
County	Orange County
Municipality	Lake Forest City
Unified School District	Saddleback Valley Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$826,954 (+2%) Land $684,063 Building $142,891
2025	$8,458.00 (+4.33%) Homeowner's exemption	$810,740 (+4.04%) Land $670,650 Building $140,090
2023	$8,107.00 (+1.82%) Homeowner's exemption	$779,259 Land $644,608 Building $134,651
2022	$7,962.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (1983–2004)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Jan 2004 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 97% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	IRVINE RANCH WATER DISTRICT serves 450,323 people · EPA ID CA3010092
Water Source	Surface water
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 465 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, Cityside Fiber, GeoLinks, T-Mobile.

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