21054 Cedar Beach Rd, Milford, DE 19963 Property Records

Sussex County property record for 21054 Cedar Beach Rd, Milford, DE 19963

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,888 sqft · built 2002
Lot Size	0.585 acres (25,500 sqft)
Owner	Individual Name on Record
Last Sale	$399,900 (Sep 2026)
Tax Bill	$1,196 (2026)
Deeds & Mortgages	Sep 2026 Sale & Mortgage Sep 2026 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`330-8.00-59.00`

Property Details

APN / Parcel Number

Primary APN	`330-8.00-59.00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,888 sqft Living Area
Elevator	Elevator

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Exterior Material	Wood
Construction Type	Frame
Roof Type	Gable
Roof Material	Wood Shingle
Lot Area	25,500 sqft (0.585 acres)
Lot Dimensions	170 ft deep x 150 ft wide
Garage Area	702 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	192 sqft
Deck Area	Deck Area
Patio Area	63 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	21054 CEDAR BEACH RD
City	MILFORD
State	DE
Zip	19963-4312
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AR-1
Legal Description	LYNN A MCCOLLEY LOT 8
Legal Subdivision	LYNN A MCCOLLEY
Legal Lot Number	8
Jurisdiction	SUSSEX DE
Township / Civil Division	MILFORD SOUTH
Census Block Group	4
Census Block	4009
Census Tract	50103

Owner

Source: Sussex County records, as of September 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	21054 CEDAR BEACH RD, MILFORD, DE 19963-4312
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Sole Owner

Deeds, Mortgages & Sale History

Date	Document
Sep 9, 2026	Deed, Transfer · FHA Mortgage MERIDIAN BANK
Sep 9, 2026	Deed of Trust, Mortgage · Conventional Mortgage DELAWARE STATE
Sep 9, 2026	Deed of Trust, Mortgage · FHA Mortgage MERIDIAN BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 9, 2026 · Amount on Record
Deed Sale	Sep 9, 2026 · Amount on Record
Prior Sale	Mar 3, 2002 · Amount on Record
Deed Document Number	202635188
Deed Book / Page	6577 / 347
Record Updated	Oct 29, 2026

September 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	SUSSEX DE
Recording Date	Sep 9, 2026
Property Address	21054 CEDAR BEACH RD, MILFORD, DE 19963-4312
Document Number	0000035188
Book / Page	6577 / 347
Instrument Date	Sep 4, 2026
Instrument	202635188
Transaction Type	Transfer
Record Updated	Sep 17, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,615,596.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner
Address	21054 CEDAR BEACH RD, MILFORD, DE 19963-4312

Mortgage

Document Number	0000035189,
Date	Sep 9, 2026
Instrument	202635189

Lender

Name	MERIDIAN BANK

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2056

Interest

Max Rate	-1%

Mortgage

Document Number	0000035190,
Date	Sep 9, 2026
Book Page	24317/186
Instrument	202635190

Lender

Name	DELAWARE STATE

Agreement

Amount	Amount Recorded

Interest

Max Rate	-1%

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUSSEX DE
Recording Date	Sep 9, 2026
Property Address	21054 CEDAR BEACH RD, MILFORD, DE 19963-4312
Document Number	0000035190
Book / Page	24317 / 186
Instrument Date	Sep 4, 2026
Instrument	202635190
Transaction Type	Mortgage
Record Updated	Sep 16, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	21054 CEDAR BEACH RD, MILFORD, DE 19963-4312

Mortgage

Document Number	0000035190,
Date	Sep 9, 2026
Book Page	24317/186
Instrument	202635190

Lender

Name	DELAWARE STATE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months

Interest

Max Rate	-1%

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUSSEX DE
Recording Date	Sep 9, 2026
Property Address	21054 CEDAR BEACH RD, MILFORD, DE 19963-4312
Document Number	0000035189
Book / Page	24317 / 159
Instrument Date	Sep 4, 2026
Instrument	202635189
Transaction Type	Mortgage
Record Updated	Sep 16, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner, 167
Address	10836 DUPONT BLVD, LINCOLN, DE 19960-3730

Mortgage

Document Number	0000035189,
Date	Sep 9, 2026
Book Page	24317/159
Instrument	202635189

Lender

Name	MERIDIAN BANK

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2056

Interest

Max Rate	-1%

Tax Assessment & Valuation

Source: Sussex County assessment roll, as of September 18, 2026

Property Jurisdictions

Type	Name
State	Delaware
County	Sussex County
Unified School District	Milford School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,196.00 (-0.25%)	$19,800 (-) Land $1,250 Building $18,550	$391,100 (-) Land $68,800 Building $322,300
2025	$1,199.00 (+9%)	$19,800 (-) Land $1,250 Building $18,550	$391,100 (+887.63%) Land $68,800 Building $322,300
2023	$1,100.00	$19,800 Land $1,250 Building $18,550	$39,600 Land $2,500 Building $37,100

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 128 policies
Nearby Flood Policies	128 in force
Nearby Flood Claims	1 (2017)
Most Recent Claim	May 2017

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 47% of Delaware
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 23 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: T-Mobile, Xfinity.

Cell Coverage

5G (outdoors only) and 4G LTE

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