2105 Windward Cay Ln, Middleburg, FL 32068 Property Records

Clay County property record for 2105 Windward Cay Ln, Middleburg, FL 32068

Property Summary

Property Type	Residential Vacant Land
Lot Size	0.069 acres (3,049 sqft)
Owner	Individual Name on File
Last Sale	$237,500 (Dec 2025)
Tax Bill	$610 (2025)
Deeds & Mortgages	Dec 2025 Sale & Mortgage
Flood Zone	Zone X (moderate risk)
APN	`37-05-24-006779-002-36`

Property Details

APN / Parcel Number

Primary APN	`37-05-24-006779-002-36`

Exterior

Lot Area	3,049 sqft (0.069 acres)

Location & Zoning

Street Address	2105 WINDWARD CAY LN
City	MIDDLEBURG
State	FL
Zip	32068-4572
Property Category	Residential
Property Type	Vacant Land > Residential
Local Zoning Code	AR
Legal Description	LOT 36 LONG BAY TOWNHOMES AS REC O R 4914 PG 2079
Legal Lot Number	36
Jurisdiction	CLAY FL
Township / Civil Division	MIDDLEBURG-CLAY HILL
Census Block Group	2
Census Block	2025
Census Tract	30204

Owner

Source: Clay County assessment roll, as of July 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	2105 WINDWARD CAY LN, MIDDLEBURG, FL 32068-4572
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Dec 23, 2025 · Amount on Record
Deed Sale	Dec 23, 2025 · Amount on Record
Deed Document Number	2025059851
Deed Book / Page	4999 / 1012
Record Updated	Jun 8, 2026

December 2025: Special Warranty Deed, Subdivision Related Transfer

Document Type	Special Warranty Deed
Jurisdiction	CLAY FL
Recording Date	Dec 23, 2025
Property Address	2105 WINDWARD CAY LN, MIDDLEBURG, FL 32068-4572
Document Number	0049991012
Book / Page	4999 / 1012
Map Reference	MB 4693 PG 1111
Instrument Date	Dec 22, 2025
Instrument	2025059851
Transaction Type	Subdivision Related Transfer
Record Updated	Jan 15, 2026
Title Company	LENNAR TITLE INC, LENANR TITLE INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,662.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7411 FULLERTON ST STE 220, 220, JACKSONVILLE, FL 32256-3629

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2105 WINDWARD CAY LN, MIDDLEBURG, FL 32068-4572
Investor	Possibly a Property Investor

Mortgage

Document Number	0049991016
Date	Dec 23, 2025
Instrument	4999/1016

Lender

Name	LENNAR MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2056

Tax Assessment & Valuation

Source: Clay County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Clay County
Unified School District	Clay County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$610.00	$40,000 Land $40,000	$40,000 Land $40,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 10 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	10 in force
Nearby Flood Claims	1 (2017)
Most Recent Claim	Sep 2017 · Hurricane Irma

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 61% of the US · lower than 63% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ORANGE PARK GRID private · serves 127,904 people · EPA ID FL2100741
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 56 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless · DSL	100 / 20

May also be available: T-Mobile.

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