2105 Windmill View Rd, El Cajon, CA 92020 Property Records

San Diego County property record for 2105 Windmill View Rd, El Cajon, CA 92020 · Last verified August 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 2,512 sqft · built 1969
Lot Size0.257 acres (11,200 sqft)
Owner2 Individual Names on File
Tax Bill$2,622 (2025)
Deeds & MortgagesJan 2026 Line of Credit
Sep 2022 Line of Credit
+ 3 more
Flood ZoneZone X (minimal risk)
APN386-440-46-00

Property Details

APN / Parcel Number

Primary APN386-440-46-00

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms8 Rooms
Building Area2,512 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1969
Effective Year BuiltEffective 1969
Lot Area11,200 sqft (0.257 acres)
View / LotGood
Garage TypeCarport
CarportCarport
Parking Spaces2 Parking Spaces

Location & Zoning

Street Address2105 WINDMILL VIEW RD
CityEL CAJON
StateCA
Zip92020-1353
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 53 TR 005872
Legal SubdivisionFLETCHER HILLS
Legal Tract005872
Legal Block3
Legal Lot Number53
JurisdictionSAN DIEGO CA
Township / Civil DivisionSAN DIEGO
Census Block Group3
Census Block3000
Census Tract16201

Owner

Source: San Diego County records · APN 386-440-46-00

Assessment roll updated July 28, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address2105 WINDMILL VIEW RD, EL CAJON, CA 92020-1353
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Jan 09, 2026Deed of Trust, Mortgage · Line of Credit
NAVY FCU
Sep 29, 2022Deed of Trust, Mortgage · Line of Credit
SYNERGY ONE LENDING
Nov 29, 2021Deed of Trust, Mortgage · Conventional Mortgage
SYNERGY ONE LENDING
Oct 31, 2017Deed of Trust, Mortgage · Conventional Mortgage
LENDING NETWORK ASSOCIATES LLC
Jan 17, 2020Deed of Trust, Mortgage · Conventional Mortgage
SYNERGY ONE LNDG

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last Transfer DateDec 12, 2003
Transfer Doc0001508522
Record UpdatedSep 20, 2026

January 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address2105 WINDMILL VIEW RD, EL CAJON, CA 92020-1353
Transaction TypeMortgage
Record UpdatedJan 19, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address2105 WINDMILL VIEW RD, EL CAJON, CA 92020-1353

Mortgage

Document Number0000006666
DateJan 09, 2026
Instrument2026-0006666
Lender
NameNAVY FCU
TypeCredit Union
AddressVIENNA, VA 22180
Agreement
TypeLine of Credit
AmountAmount Recorded
Term481 Months
DueFeb 01, 2066
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

September 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address2105 WINDMILL VIEW RD, EL CAJON, CA 92020-1353
Transaction TypeMortgage
Record UpdatedOct 07, 2022
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name
Address2105 WINDMILL VIEW RD, EL CAJON, CA 92020-1353

Mortgage

Document Number0000381483
DateSep 29, 2022
Instrument2022-0381483
Lender
NameSYNERGY ONE LENDING
TypeMortgage Company
AddressSAN DIEGO, CA 92108
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

November 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address2105 WINDMILL VIEW RD, EL CAJON, CA 92020-1353
Transaction TypeMortgage
Record UpdatedJan 17, 2022
Title CompanyCHICAGO TITLE COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name
Address2105 WINDMILL VIEW RD, EL CAJON, CA 92020-1353

Mortgage

Document Number0000813820
DateNov 29, 2021
Instrument2021-0813820
Lender
NameSYNERGY ONE LENDING
TypeMortgage Company
AddressSAN DIEGO, CA 92108
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueDec 01, 2051

October 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address2105 WINDMILL VIEW RD, EL CAJON, CA 92020-1353
Transaction TypeMortgage
Record UpdatedFeb 05, 2021
Title CompanyCHICAGO TITLE COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000507669
DateOct 31, 2017
Instrument2017-0507669
Lender
NameLENDING NETWORK ASSOCIATES LLC
TypeLending Institution
AddressALISO VIEJO, CA 92656
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueNov 01, 2047

January 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address2105 WINDMILL VIEW RD, EL CAJON, CA 92020-1353
Document Number0000038152
Instrument DateJan 17, 2020
Transaction TypeMortgage
Record UpdatedFeb 11, 2020
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address2105 WINDMILL VIEW RD EL CAJON CA 920201353, EL CAJON, CA 92020-1353

Mortgage

Document Number0000038152
DateJan 23, 2020
Instrument38152
Lender
NameSYNERGY ONE LNDG
AddressSAN DIEGO, CA 92108
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJan 22, 2050

Tax Assessment & Valuation

Source: San Diego County records · Assessment roll updated July 28, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
MunicipalityEl Cajon City
Secondary School DistrictGrossmont Union High School District (09 - 12)
Elementary School DistrictLa Mesa-Spring Valley School District (KG - 08)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2026$179,982 (+2%) Land $48,747 Building $131,235
2025$2,622.00 (+5.34%) Homeowner's exemption$176,454 (+4.04%) Land $47,792 Building $128,662
2023$2,489.00 (+2.98%) Homeowner's exemption$169,604 Land $45,937 Building $123,667
2022$2,417.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, San Diego County (06073C), updated September 3, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060730162013, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 3 individual NFIP policies nearby
Nearby Flood Policies3 in force
3 of 3 on primary residences
Nearby Flood Claims4 (1980–2018)
Claims Outside the SFHA4 of 4
Most Recent ClaimDec 2018, rainfall accumulation

Wildfire

Wildfire RiskLow
above 32% of the US · above 19% of California
Wildfire LikelihoodAbout 1 in 5,556 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

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