2105 White Oak Ln, Texarkana, AR 71854 Property Records

Miller County property record for 2105 White Oak Ln, Texarkana, AR 71854

Property Summary

Property TypeSingle Family Home
Details2 ba · 1,918 sqft · built 2003
Lot Size0.29 acres (12,632 sqft)
Owner2 Individual Names on Record
Last Sale$191,000 (Mar 2020)
Tax Bill$1,949 (2026)
Deeds & MortgagesMar 2020 Mortgage
Jan 2022 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN2780170

Property Details

APN / Parcel Number

Primary APN2780170
Alternative APN
  • 28996

Interior

Full Baths2 Baths
Stories1 Story
Building Area1,918 sqft Living Area
1st Floor Area1,918 sqft
FlooringCarpet
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2003
Effective Year BuiltEffective 2003
Exterior MaterialBrick
Construction TypeMasonry / Concrete Block
Foundation TypeSlab (Mat/Raft)
Roof TypeGable/Hip
Roof MaterialShingle
Lot Area12,632 sqft (0.29 acres)
Garage TypeMixed
Garage Area940 sqft
DrivewayConcrete Driveway
Driveway Area589 sqft
Parking Spaces4 Parking Spaces
PorchSlab
Porch Area225 sqft
Patio Area224 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address2105 WHITE OAK LN
CityTEXARKANA
StateAR
Zip71854-8120
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionALL LOT 13
Legal Range28W
Legal Township15S
Legal Section05
Legal SubdivisionFOREST OAKS 6TH
Legal Block2
Legal Lot Number13
JurisdictionMILLER AR
Township / Civil DivisionGARLAND
Census Block Group1
Census Block1001
Census Tract20801

Owner

Source: Miller County records, as of October 6, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address2105 WHITE OAK LN, TEXARKANA, AR 71854-8120
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 26, 2020Deed of Trust, Mortgage · FHA Mortgage
SWBC MORTGAGE CORP
Jan 31, 2022Deed of Trust, Mortgage · Conventional Mortgage
SWBC MORTGAGE CORP
Mar 9, 2020Warranty Deed, Transfer · FHA Mortgage
SWBC MORTGAGE CORP

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 9, 2020 · Amount on Record
Deed SaleMar 9, 2020 · Amount on Record
Prior SaleSep 27, 2002 · Amount on Record
Deed Document Number20201835
Record UpdatedOct 29, 2026

March 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMILLER AR
Property Address2105 WHITE OAK LN, TEXARKANA, AR 71854-8120
Transaction TypeMortgage
Record UpdatedMay 30, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2020R002232
DateMar 26, 2020
Instrument2020R002232
Lender
NameSWBC MORTGAGE CORP
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueApr 1, 2050
Interest
Rate TypeFixed Rate

January 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMILLER AR
Property Address2105 WHITE OAK LN, TEXARKANA, AR 71854-8120
Transaction TypeMortgage
Record UpdatedMay 30, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2022R000724
DateJan 31, 2022
Instrument2022R000724
Lender
NameSWBC MORTGAGE CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueFeb 1, 2052
Interest
Rate TypeFixed Rate

March 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMILLER AR
Recording DateMar 9, 2020
Property Address2105 WHITE OAK LN, TEXARKANA, AR 71854-8120
Document Number2020R001835
Map ReferenceVOL179-4 PG66
Instrument DateMar 6, 2020
Instrument2020R001835
Transaction TypeTransfer
Record UpdatedMay 30, 2023
Title CompanySOUTHWEST TITLE CO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$630.30
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address2009 LOSTWOOD, TEXARKANA, AR 71854-8194

Transferred To (Grantee/Buyer)

NameVerified Name
Address2105 WHITE OAK LN, TEXARKANA, AR 71854-8120

Mortgage

Document Number2020R001836
DateMar 9, 2020
Instrument2020R001836
Lender
NameSWBC MORTGAGE CORP
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueApr 1, 2050
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

Source: Miller County assessment roll, as of October 6, 2026

Property Jurisdictions

TypeName
StateArkansas
CountyMiller County
MunicipalityTexarkana City
Unified School DistrictTexarkana School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,949.00 (+2.31%) Homeowner's exemption$57,020 (-) Land $6,400 Building $50,620$285,100 (-) Land $32,000 Building $253,100
2025$1,905.00 (+2.58%) Homeowner's exemption$57,020 (+37.17%) Land $6,400 Building $50,620$285,100 (+37.17%) Land $32,000 Building $253,100
2023$1,857.00 Homeowner's exemption$41,570 Land $6,400 Building $35,170$207,850 Land $32,000 Building $175,850

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 18, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 9 (5% premium discount)
Nearby Flood Policies1 in force
Nearby Flood Claims1 (2009)
Claims Outside the SFHA1 of 1
Most Recent ClaimDec 2009 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 65% of the US · lower than 70% of Arkansas
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTEXARKANA WATER UTILITIES
serves 50,815 people · EPA ID AR0000360
Water SourceSurface water
Last State InspectionFeb 2025
Lead1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 246 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
SWATFIRST
Fiber
1,000 / 1,000
Sparklight
Cable
1,000 / 50
Verizon
Fixed Wireless
300 / 20
Windstream
DSL · Fiber in parts of the area
200 / 20

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