2105 Test Dr, Chattanooga, TN 37421 Property Records

Hamilton County property record for 2105 Test Dr, Chattanooga, TN 37421

Property Summary

Property Type	Warehouse, Storage
Details	6,000 sqft · built 1994
Lot Size	1.1 acres (47,916 sqft)
Owner	Individual Name on File
Last Sale	$400,000 (Aug 2010)
Tax Bill	$4,602 (2025)
Deeds & Mortgages	Dec 2017 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`138J A 003.12`

Property Details

APN / Parcel Number

Primary APN	`138J A 003.12`
Alternative APN	`0000127610`

Interior

Stories	1 Story
Building Area	6,000 sqft Total Area

Exterior

Year Built	Built 1994
Exterior Material	Metal
Fire Resistance	Wood or Wood & Steel Frame
Roof Type	Steel Frame/Truss
Roof Material	Metal
Lot Area	47,916 sqft (1.1 acres)
Lot Dimensions	327 ft deep x 157 ft wide

Utilities, Heating & Cooling

Heating System	HVAC
Sewer	Connected

Location & Zoning

Account Number	0000127610
Old Parcel Number	138J A 00312
Street Address	2105 TEST DR
City	CHATTANOOGA
State	TN
Zip	37421-7212
Property Category	Industrial
Property Type	Industrial > Warehouse, Storage
Local Zoning Code	M1
Legal Description	LT 7 CHAPMAN RESUB PB44 PG381 REV 47-265 REV 51-72
Legal Subdivision	CHAPMAN RESUB
Legal Lot Number	7
Jurisdiction	HAMILTON TN
Township / Civil Division	5
Census Block Group	2
Census Block	2002
Census Tract	11449

Owner

2105 Test Dr, an industrial property, is owned by an individual who acquired it in October 2010.

Source: Hamilton County records, as of December 31, 2025

Owner of Record	Individual Name on File
Mailing Address	PO BOX 23870, CHATTANOOGA, TN 37422-3870
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 4, 2010 · Amount on File
Deed Sale	Aug 4, 2010 · Amount on File
Prior Sale	Aug 4, 2010 · Amount on File
Deed Document Number	0000000129
Last Transfer Date	Oct 29, 2010
Transfer Doc	0000000090
Record Updated	Jun 8, 2026

December 2017: Grant Deed, Mortgage

Document Type	Grant Deed
Jurisdiction	HAMILTON TN
Recording Date	Dec 29, 2017
Property Address	2105 TEST DR, CHATTANOOGA, TN 37421-7212
Book / Page	011238 / 000824
Instrument Date	Dec 28, 2017
Instrument	147
Transaction Type	Mortgage
Record Updated	Aug 30, 2018
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6035 INTERNATIONAL DR CHATTANOOGA TN 374211617, CHATTANOOGA, TN 37421-1617

Mortgage

Document Number	0000000147
Date	Dec 29, 2017
Book Page	011238/000824
Instrument	147

Lender

Name	FIRST TN BK
Type	Bank
Address	701 MARKET ST, CHATTANOOGA, TN 37402-4828

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	84 Months
Due	Dec 28, 2024

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 2105 Test Dr was $4,602, up 10.3% from the year before.

Source: Hamilton County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Hamilton County
Municipality	Chattanooga City
Unified School District	Hamilton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,602.00 (+10.31%)	$303,640 (+62.83%)	$759,100 (+62.83%) Land $539,100 Building $220,000
2024	$4,172.00	$186,480 (-)	$466,200 (-) Land $246,800 Building $219,400
2023	$4,172.00	$186,480 (-)	$466,200 (-) Land $246,800 Building $219,400
2022	$4,172.00	$186,480	$466,200 Land $246,800 Building $219,400

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 2105 Test Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective August 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 33 policies
Nearby Flood Policies	33 in force
Nearby Flood Claims	1 (2025)
Most Recent Claim	Aug 2025 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2105 Test Dr is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 96% of Tennessee
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TENNESSEE AMERICAN WATER private · serves 207,046 people · EPA ID TN0000107
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 34 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
EPB Fiber	100,000 / 100,000
Xfinity Cable	1,200 / 35
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile, Verizon.

Nearby Properties on Test Dr

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