2105 SW 28th Ave, Okeechobee, FL 34974 Property Records

Okeechobee County property record for 2105 SW 28th Ave, Okeechobee, FL 34974

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,425 sqft · built 1962
Lot Size	0.52 acres (22,651 sqft)
Owner	2 Individual Names on Record
Tax Bill	$3,258 (2025)
Deeds & Mortgages	Nov 2022 Line of Credit Nov 2017 Sale
Flood Zone	Zone X (minimal risk)
APN	`1-29-37-35-0A00-00018-0000`

Property Details

APN / Parcel Number

Primary APN	`1-29-37-35-0A00-00018-0000`
Alternative APN	`R12937350A00000180000`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Building Area	1,425 sqft Living Area
Gross Area	1,941 sqft
1st Floor Area	1,425 sqft
Flooring	Terrazzo
Interior Walls	Plaster

Exterior

Year Built	Built 1962
Effective Year Built	Effective 1983
Exterior Material	Concrete Block
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	22,651 sqft (0.52 acres)
Porch	Florida Room
Deck Area	Deck Area
Patio Area	136 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	2105 SW 28TH AVE
City	OKEECHOBEE
State	FL
Zip	34974-5531
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	THE SOUTH 112.00 FEET OF THE NORTH 367.00 FEET OF THE EAST 203.83 FEET OF THE NORTH 1/2 OF THE SOUTHWEST 1/4 OF THE NORTHWEST 1/4 OF SECTION 29, TOWNSHIP 37 SOUTH, RANGE 35 EAST, OKEECHOBEE COUNTY, FLORIDA. LESS AND EXCEPT THAT PARCEL OF LAND DESCRIB
Legal Range	35E
Legal Township	37S
Legal Section	29
Legal Subdivision	THENCE RUN
Jurisdiction	OKEECHOBEE FL
Township / Civil Division	OKEECHOBEE
Census Block Group	2
Census Block	2010
Census Tract	910601

Owner

Source: Okeechobee County records, as of November 19, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2105 SW 28TH AVE, OKEECHOBEE, FL 34974-5531
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Couple

Deeds, Mortgages & Sale History

Date	Document
Nov 4, 2022	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA
Nov 7, 2017	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Apr 19, 2024
Transfer Doc	0000004469
Record Updated	Sep 20, 2026

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OKEECHOBEE FL
Property Address	2105 SW 28TH AVE, OKEECHOBEE, FL 34974-5531
Transaction Type	Mortgage
Record Updated	Dec 8, 2022
Title Company	TITLE365

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2105 SW 28TH AVE, OKEECHOBEE, FL 34974-5531

Mortgage

Document Number	0000014470
Date	Nov 4, 2022
Instrument	2022014470

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Oct 26, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OKEECHOBEE FL
Recording Date	Nov 7, 2017
Property Address	2105 SW 28TH AVE, OKEECHOBEE, FL 34974-5531
Document Number	0007980189
Book / Page	000798 / 000189
Instrument Date	Nov 1, 2017
Instrument	10773
Transaction Type	Transfer
Record Updated	Jan 3, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9358 AQUA VISTA BLVD BOYNTON BEACH FL 334372849, BOYNTON BEACH, FL 33437-2849

Tax Assessment & Valuation

Source: Okeechobee County assessment roll, as of November 19, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Okeechobee County
Unified School District	Okeechobee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,258.00 (-5.37%)	$226,106 (+12.38%)	$235,981 (+17.29%) Land $56,160 Building $179,821
2023	$3,443.00 (+203.08%)	$201,189 (+140.21%) Land $39,312 Building $161,877	$201,189 (+20.11%) Land $39,312 Building $161,877
2022	$1,136.00 Homeowner's exemption Widower's exemption	$83,755	$167,505 Land $35,100 Building $132,405

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 16, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	9 in force
Nearby Flood Claims	1 (2005)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Oct 2005 · Hurricane Wilma

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 70% of the US · above 51% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OKEECHOBEE UTILITY AUTHORITY serves 20,000 people · EPA ID FL4470257
Water Source	Surface water
Last State Inspection	Jun 2023
Lead	5 ppb (2023) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	Haloacetic acids resolved · Jan 2020
Treatment and Procedure	None last 10 years
Monitoring and Reporting	22 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 127 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35

Cell Coverage

5G (outdoors only) and 4G LTE

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