2105 Spruce St, Boulder, CO 80302 Property Records

Boulder County property record for 2105 Spruce St, Boulder, CO 80302

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.5 ba · 2,316 sqft · built 1905
Lot Size	0.162 acres (7,035 sqft)
Owner	Company Name on File
Last Sale	$812,000 (May 2007)
Tax Bill	$11,297 (2025)
Deeds & Mortgages	Oct 2022 Line of Credit Jun 2022 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`1463-30-4-03-001`

Property Details

APN / Parcel Number

Primary APN	`1463-30-4-03-001`
Alternative APNs	`R0006180` `0006180`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,316 sqft Living Area
Gross Area	2,916 sqft
1st Floor Area	1,116 sqft
Upper Floors Area	1,200 sqft
Basement Area	600 sqft
Interior Walls	Plaster

Exterior

Year Built	Built 1905
Effective Year Built	Effective 1985
Architectural Style	Multi-Level
Exterior Material	Combination
Construction Type	Masonry / Concrete Block
Roof Material	Asphalt
Lot Area	7,035 sqft (0.162 acres)
Garage Type	Detached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	120 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Account Number	R0006180
Street Address	2105 SPRUCE ST
City	BOULDER
State	CO
Zip	80302-4507
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 7 BLK 129 BOULDER EAST O T
Legal Range	70
Legal Township	1N
Legal Section	30
Legal Subdivision	BOULDER O T EAST & WEST & NORTH - BO
Legal Block	129
Legal Lot Number	7
Jurisdiction	BOULDER CO
Township / Civil Division	BOULDER
Census Block Group	1
Census Block	1015
Census Tract	12205

Owner

2105 Spruce St is owned by a company that acquired it in April 2022.

Source: Boulder County records, as of September 18, 2026

Owner of Record	Company Name on File
Mailing Address	2105 SPRUCE ST, BOULDER, CO 80302-4507
Owner Type	Company
Vesting	Borrower in Default

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 31, 2022	Deed of Trust, Mortgage · Line of Credit ROCKET MORTGAGE LLC
Jun 21, 2022	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
May 19, 2022	Deed of Trust, Mortgage · Line of Credit ROCKET MORTGAGE LLC
May 2, 2022	Intrafamily Transfer, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC
Oct 20, 2017	Deed of Trust, Mortgage QUICKEN LNS
Oct 20, 2017	Deed of Trust, Mortgage · Line of Credit QUICKEN LNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 21, 2007 · Amount on File
Deed Sale	May 21, 2007 · Amount on File
Prior Sale	Jun 1, 2005 · Amount on File
Deed Document Number	20072856568
Last Transfer Date	Apr 27, 2022
Transfer Doc	0003959660
Record Updated	Oct 29, 2026

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BOULDER CO
Property Address	2105 SPRUCE ST, BOULDER, CO 80302-4507
Transaction Type	Mortgage
Record Updated	Nov 4, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2105 SPRUCE ST, BOULDER, CO 80302-4507

Mortgage

Document Number	0003986989
Date	Oct 31, 2022
Instrument	3986989

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	354 Months
Due	Apr 26, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BOULDER CO
Property Address	2105 SPRUCE ST, BOULDER, CO 80302-4507
Transaction Type	Mortgage
Record Updated	Jul 6, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2105 SPRUCE ST, BOULDER, CO 80302-4507

Mortgage

Document Number	0003967954
Date	Jun 21, 2022
Instrument	3967954

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	359 Months
Due	May 1, 2052

Interest

Rate Type	Fixed Rate
Rate	3.5%
Adjustable	Adjustable Rate Rider
Type Change Date	May 1, 2032
Change Frequency	Monthly
Min Rate At Change	3%
Max Rate At Change	8.5%
Index	Other
Margin	3
Max Rate	8.5%

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BOULDER CO
Property Address	2105 SPRUCE ST, BOULDER, CO 80302-4507
Transaction Type	Mortgage
Record Updated	Jun 7, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2105 SPRUCE ST, BOULDER, CO 80302-4507

Mortgage

Document Number	0003963124
Date	May 19, 2022
Instrument	3963124

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	359 Months
Due	Apr 27, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BOULDER CO
Recording Date	May 2, 2022
Property Address	2105 SPRUCE ST, BOULDER, CO 80302-4507
Document Number	0003959660
Instrument Date	Apr 27, 2022
Instrument	3959660
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	2105 SPRUCE ST, BOULDER, CO 80302-4507

Mortgage

Document Number	0003959659
Date	May 2, 2022
Instrument	3959659

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	3.5%
Adjustable	Adjustable Rate Rider
Type Change Date	May 1, 2032
Change Frequency	6 Months
Min Rate At Change	3%
Max Rate At Change	8.5%
Index	Other
Margin	3
Max Rate	8.5%

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BOULDER CO
Property Address	2105 SPRUCE ST, BOULDER, CO 80302-4507
Document Number	0003622489
Instrument Date	Oct 20, 2017
Transaction Type	Mortgage
Record Updated	Nov 8, 2017
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2105 SPRUCE ST BOULDER CO 803024507, BOULDER, CO 80302-4507

Mortgage

Document Number	0003622489
Date	Oct 30, 2017
Instrument	3622489

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Amount	Amount on Record
Term	360 Months
Due	Oct 29, 2047

Interest

Rate Type	Adjustable Rate
Rate	3.25%

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BOULDER CO
Property Address	2105 SPRUCE ST, BOULDER, CO 80302-4507
Document Number	0003622855
Instrument Date	Oct 20, 2017
Transaction Type	Mortgage
Record Updated	Nov 8, 2017
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2105 SPRUCE ST BOULDER CO 803024507, BOULDER, CO 80302-4507

Mortgage

Document Number	0003622855
Date	Oct 31, 2017
Instrument	3622855

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Oct 30, 2047

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 2105 Spruce St was $11,297.

Source: Boulder County assessment roll, as of September 18, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Boulder County
Municipality	Boulder City
Unified School District	Boulder Valley School District RE-2 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$124,154 (+4.78%) Land $62,356 Building $61,798	$1,895,800 (-) Land $987,000 Building $908,800
2025	$11,297.00	$118,488 Land $61,688 Building $56,800	$1,895,800 Land $987,000 Building $908,800
2023	$12,166.00 (+19.38%)	$144,573 (+31.73%) Land $70,846 Building $73,727	$2,157,800 (+36.65%) Land $1,057,400 Building $1,100,400
2022	$10,191.00	$109,747 Land $55,294 Building $54,453	$1,579,100 Land $795,600 Building $783,500

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 2105 Spruce St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 2105 Spruce St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BOULDER serves 166,080 people · EPA ID CO0107152
Water Source	Surface water
Last State Inspection	Sep 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Jul 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 663 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ayva Networks Fixed Wireless	2,500 / 2,500
CenturyLink Fiber · DSL in parts of the area	2,000 / 1,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
LiveWireNet Fixed Wireless	250 / 100
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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