2105 Speck Ct, Columbia, MO 65202 Property Records

Boone County property record for 2105 Speck Ct, Columbia, MO 65202

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,776 sqft · built 1989
Lot Size	0.237 acres (10,329 sqft)
Owner	2 Individual Names on File
Last Sale	$171,100 (Jul 2007)
Tax Bill	$1,678 (2025)
Deeds & Mortgages	Aug 2026 Transfer Feb 2021 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`16-306-00-02-186-00`

Property Details

APN / Parcel Number

Primary APN	`16-306-00-02-186-00`
Alternative APN	`16-306-00-02-186.00 01`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,776 sqft Living Area
1st Floor Area	1,196 sqft
Basement Area	500 sqft
Finished Basement	500 sqft

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1989
Architectural Style	Split Foyer
Exterior Material	Aluminum/Vinyl
Lot Area	10,329 sqft (0.237 acres)
Lot Dimensions	118 ft deep x 87 ft wide
Garage Type	Attached
Garage Area	120 sqft
Porch	Porch

Utilities, Heating & Cooling

Heating Fuel	Gas

Location & Zoning

Street Address	2105 SPECK CT
City	COLUMBIA
State	MO
Zip	65202-3100
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A1
Legal Description	PARKADE NORTH PLAT 11 LOT 175 & SEPT LOT 194 & NEPT LOT 195
Legal Range	13W
Legal Township	48N
Legal Section	02
Legal Subdivision	PARKADE NORTH
Legal Block	S92
Legal Lot Number	175
Jurisdiction	BOONE MO
Township / Civil Division	MISSOURI
Census Block Group	2
Census Block	2015
Census Tract	1402

Owner

2105 Speck Ct is owned and occupied by two individuals who acquired it in August 2026.

Source: Boone County records, as of September 29, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2105 SPECK CT, COLUMBIA, MO 65202-3100
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 25, 2026	Transfer on Death Deed, Transfer NONE LISTED ON DOCUMENT
Feb 18, 2021	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA
Jan 6, 2021	Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 10, 2007 · Amount on File
Deed Sale	Jul 10, 2007 · Amount on File
Deed Document Number	200717662
Deed Book / Page	3178 / 111
Last Transfer Date	Aug 25, 2026
Transfer Doc	0000016021
Record Updated	Oct 29, 2026

August 2026: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	BOONE MO
Recording Date	Aug 25, 2026
Property Address	2105 SPECK CT, COLUMBIA, MO 65202-3100
Document Number	0000016021
Book / Page	6198 / 15
Instrument Date	Aug 25, 2026
Instrument	202616021
Transaction Type	Transfer
Record Updated	Sep 29, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BOONE MO
Property Address	2105 SPECK CT, COLUMBIA, MO 65202-3100
Transaction Type	Mortgage
Record Updated	Feb 2, 2023
Title Company	TITLE365 LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000004701
Date	Feb 18, 2021
Book Page	5368/9
Instrument	2021004701

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Feb 8, 2051

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BOONE MO
Property Address	2105 SPECK CT, COLUMBIA, MO 65202-3100
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000471
Date	Jan 6, 2021
Book Page	5342/61
Instrument	2021000471

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 2105 Speck Ct was $1,678.

Source: Boone County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Boone County
Municipality	Columbia City
Unified School District	Columbia 93 School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$28,481 (-) Land $3,724 Building $24,757
2025	$1,678.00	$28,481 Land $3,724 Building $24,757	$149,900 Land $19,600 Building $130,300
2023	$1,664.00 (+8.12%)	$24,871 Land $3,724 Building $21,147	$130,900 Land $19,600 Building $111,300
2022	$1,539.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 2105 Speck Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 30, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2105 Speck Ct is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.2% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF COLUMBIA UTILITIES serves 126,254 people · EPA ID MO3010181
Water Source	Groundwater
Last State Inspection	Dec 2025
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 430 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Socket Telecom Fiber	2,500 / 2,500
Brightspeed Fiber	2,000 / 2,000
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

Nearby Properties on Speck Ct

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures