Monroe County property record for 2105 Spaulding Rd, Monroe, MI 48162 · Last verified August 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 750 sqft · built 1954 |
| Lot Size | 0.17 acres (7,405 sqft) |
| Owner | Individual Name on File |
| Last Sale | $115,000 (Aug 2019) |
| Tax Bill | $596 (2025) |
| Deeds & Mortgages | Oct 2021 Line of Credit Nov 2020 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-028-036-00 |
| Primary APN | 07-028-036-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Building Area | 750 sqft Living Area |
| 1st Floor Area | 750 sqft |
| Year Built | Built 1954 |
|---|---|
| Effective Year Built | Effective 1954 |
| Architectural Style | Ranch |
| Lot Area | 7,405 sqft (0.17 acres) |
| Lot Dimensions | 159 ft deep x 45.6 ft wide |
| Garage Area | 352 sqft |
| Parking Spaces | 1 Parking Space |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 2105 SPAULDING RD |
|---|---|
| City | MONROE |
| State | MI |
| Zip | 48162-9360 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SEC 28 T6S R9E .17 AMOL COM 582.90 FT TN 29 DEG 09' E FR INT CLS COLE & SPAULDING RDS, TH N 29 DEG 09'E 46 .70 FT, TH N 74 |
| Legal Range | 09E |
| Legal Township | 06S |
| Legal Section | 28 |
| Jurisdiction | MONROE MI |
| Township / Civil Division | FRENCHTOWN |
| Census Block Group | 4 |
| Census Block | 4000 |
| Census Tract | 831700 |
Source: Monroe County records · APN 07-028-036-00
Assessment roll updated August 15, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 2105 SPAULDING RD, MONROE, MI 48162-9360 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 19, 2021 | Deed of Trust, Mortgage · Line of Credit FIRST MERCHANTS BANK |
| Nov 17, 2020 | Deed of Trust, Mortgage · Conventional Mortgage UNION HOME MORTGAGE CORP |
| Aug 19, 2019 | Warranty Deed, Transfer · Conventional Mortgage FIRST MERCHANTS BANK NA |
| Jan 03, 2017 | Quit Claim Deed, Transfer LAWYERS TITLE |
| Jan 03, 2017 | Warranty Deed, Transfer LAWYERS TITLE |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Aug 19, 2019 · Amount on Record |
| Deed Sale | Aug 19, 2019 · Amount on Record |
| Prior Sale | Jan 03, 2017 · Amount on Record |
| Deed Document Number | 201913854 |
| Prior Transfer Date | Dec 19, 2016 |
| Prior Transfer Doc | 0000000016 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE MI |
| Property Address | 2105 SPAULDING RD, MONROE, MI 48162-9360 |
| Transaction Type | Mortgage |
| Record Updated | Nov 30, 2021 |
| Name | Verified Name |
|---|---|
| Address | 2105 SPAULDING RD, MONROE, MI 48162-9360 |
| Document Number | 2021R27040 |
|---|---|
| Date | Oct 19, 2021 |
| Instrument | 2021R27040 |
| Name | FIRST MERCHANTS BANK |
|---|---|
| Type | Bank |
| Address | MONROE, MI 48162 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 08, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE MI |
| Property Address | 2105 SPAULDING RD, MONROE, MI 48162-9360 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|---|
| Address | 2105 SPAULDING RD, MONROE, MI 48162-9360 |
| Document Number | 0000024936 |
|---|---|
| Date | Nov 17, 2020 |
| Instrument | 2020R24936 |
| Name | UNION HOME MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | STRONGSVILLE, OH 44136 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 01, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MONROE MI |
| Recording Date | Aug 19, 2019 |
| Property Address | 2105 SPAULDING RD, MONROE, MI 48162-9360 |
| Document Number | 2019R13854 |
| Instrument Date | Aug 08, 2019 |
| Instrument | 2019R13854 |
| Transaction Type | Transfer |
| Record Updated | Jul 13, 2021 |
| Title Company | LAWYERS TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $989.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2194 VIVIAN RD, MONROE, MI 48162-4195 |
| Document Number | 0000013855 |
|---|---|
| Date | Aug 19, 2019 |
| Instrument | 2019R13855 |
| Name | FIRST MERCHANTS BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 01, 2049 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | MONROE MI |
| Recording Date | Jan 03, 2017 |
| Property Address | 2105 SPAULDING RD, MONROE, MI 48162-9360 |
| Document Number | 0000000016 |
| Instrument Date | Dec 19, 2016 |
| Instrument | 16 |
| Transaction Type | Transfer |
| Record Updated | Jan 09, 2019 |
| Title Company | LAWYERS TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 423 W FRONT ST MONROE MI 481612357, MONROE, MI 48161-2357 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MONROE MI |
| Recording Date | Jan 03, 2017 |
| Property Address | 2105 SPAULDING RD, MONROE, MI 48162-9360 |
| Document Number | 0000000017 |
| Instrument Date | Dec 19, 2016 |
| Instrument | 17 |
| Transaction Type | Transfer |
| Record Updated | Jan 09, 2019 |
| Title Company | LAWYERS TITLE |
| Amount | Amount Recorded |
|---|---|
| Tax | $860.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 15095 MCLAIN AVE ALLEN PARK MI 481011818, ALLEN PARK, MI 48101-1818 |
Source: Monroe County records · Assessment roll updated August 15, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Monroe County |
| County Subdivision | Frenchtown Township |
| Unified School District | Jefferson Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $69,700 (+43.42%) | $139,400 (+43.42%) | |
| 2025 | $596.00 (-63.1%) Homeowner's exemption | ||
| 2023 | $1,615.00 Homeowner's exemption | $48,600 | $97,200 |
Source: FEMA National Flood Hazard Layer, Monroe County (26115C), updated September 8, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 261158317004, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearby Flood Policies | 3 in force |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 250 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Spectrum | Cable | 1,000 / 1,000 |
| Verizon | Fixed Wireless | 300 / 20 |
| Mercury Broadband | Fixed Wireless (licensed-by-rule) | 150 / 20 |
| AT&T | DSL | 100 / 20 |
May also be available at this address: Xfinity. Availability varies by address; speeds are provider-advertised maximums, not measured.
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