2105 Seagrape Dr, Navarre, FL 32566 Property Records

Santa Rosa County property record for 2105 Seagrape Dr, Navarre, FL 32566

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,788 sqft · built 1986
Lot Size	0.459 acres (19,994 sqft)
Owner	Individual Name on Record
Last Sale	$320,000 (Apr 2026)
Tax Bill	$2,988 (2024)
Deeds & Mortgages	Apr 2026 Sale & Mortgage Apr 2026 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`18-2S-26-1920-24100-0140`

Property Details

APN / Parcel Number

Primary APN	`18-2S-26-1920-24100-0140`
Alternative APN	`S262181920241000140`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,788 sqft Living Area
Gross Area	2,474 sqft
1st Floor Area	1,788 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1986
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Wood Shingle
Lot Area	19,994 sqft (0.459 acres)
Lot Dimensions	200 ft deep x 100 ft wide
Garage Type	Attached
Garage Area	462 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	224 sqft
Shed	1 Shed
Shed Area	1 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	2105 SEAGRAPE DR
City	NAVARRE
State	FL
Zip	32566-7685
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	HOLLEY BY THE SEA LOT 14 BLK 241 AS DES IN OR 2912 PG 704 & AS DES IN OR 3788 PG 1168
Legal Range	26W
Legal Township	2S
Legal Section	18
Legal Subdivision	HOLLEY SEA/1ST AMD
Legal Block	241
Legal Lot Number	14
Jurisdiction	SANTA ROSA FL
Township / Civil Division	HOLLEY-NAVARRE
Census Block Group	1
Census Block	1005
Census Tract	10821

Owner

Source: Santa Rosa County records, as of May 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	1301 S HAMPSTEAD ST, ANAHEIM, CA 92802-2150
Owner Type	Individual
Vesting	Unmarried

Deeds, Mortgages & Sale History

Date	Document
Apr 27, 2026	Warranty Deed, Transfer · VA Mortgage UNIVERSITY BANK
Apr 27, 2026	Warranty Deed, Transfer · VA Mortgage UNIVERSITY BANK
Feb 5, 2026	Quit Claim Deed, Transfer ATTORNEY ONLY, ATTORNEY
Dec 7, 2018	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 27, 2026 · Amount on Record
Deed Sale	Apr 27, 2026 · Amount on Record
Prior Sale	Jul 2, 2009 · Amount on Record
Deed Document Number	202620888
Deed Book / Page	4736 / 1836
Prior Transfer Date	Nov 16, 2018
Prior Transfer Doc	0037881168
Record Updated	Oct 29, 2026

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SANTA ROSA FL
Recording Date	Apr 27, 2026
Property Address	2105 SEAGRAPE DR, NAVARRE, FL 32566-7685
Document Number	0000020888
Book / Page	4736 / 1836
Instrument Date	Apr 24, 2026
Instrument	2026.20888
Transaction Type	Transfer
Record Updated	May 21, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$226,240.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1301 S HAMPSTEAD ST, ANAHEIM, CA 92802-2150

Mortgage

Document Number	0000020889,
Date	Apr 27, 2026
Instrument	2026..20889

Lender

Name	UNIVERSITY BANK

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	6.11%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SANTA ROSA FL
Recording Date	Apr 27, 2026
Property Address	2105 SEAGRAPE DR, NAVARRE, FL 32566-7685
Document Number	0047361836
Book / Page	4736 / 1836
Instrument Date	Apr 24, 2026
Instrument	202620888
Transaction Type	Transfer
Record Updated	Aug 25, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$226,240.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1301 S HAMPSTEAD ST, ANAHEIM, CA 92802-2150

Mortgage

Document Number	0000020889,
Date	Apr 27, 2026
Instrument	202620889

Lender

Name	UNIVERSITY BANK

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Adjustable Rate
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

February 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SANTA ROSA FL
Recording Date	Feb 5, 2026
Property Address	2105 SEAGRAPE DR, NAVARRE, FL 32566-7685
Document Number	0047051629
Book / Page	4705 / 1629
Map Reference	MB B PG 155
Instrument Date	Feb 4, 2026
Instrument	202605827
Transaction Type	Transfer
Record Updated	Feb 26, 2026
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	12 6TH ST, SHALIMAR, FL 32579-2113

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	22 LAKESHORE DR, SHALIMAR, FL 32579-2210

December 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SANTA ROSA FL
Recording Date	Dec 7, 2018
Property Address	2105 SEAGRAPE DR, NAVARRE, FL 32566-7685
Document Number	0037881168
Book / Page	003788 / 001168
Instrument Date	Nov 16, 2018
Instrument	52013
Transaction Type	Transfer
Record Updated	Feb 4, 2019

Transaction

Amount	Amount Recorded
Tax	$0.70
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2105 SEAGRAPE DR NAVARRE FL 325667685, NAVARRE, FL 32566-7685

Tax Assessment & Valuation

Source: Santa Rosa County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Santa Rosa County
Unified School District	Santa Rosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$255,055 (+2.66%) Land $75,000 Building $180,055	$255,055 (+2.66%) Land $75,000 Building $180,055
2024	$2,988.00 (+48.44%)	$248,447 (+21.26%) Land $75,000 Building $173,447	$248,447 (+5.23%) Land $75,000 Building $173,447
2023	$2,013.00 (+7.7%) Homeowner's exemption Additional exemption filed	$204,888 (+7.54%)	$236,098 (+11.15%) Land $65,000 Building $171,098
2022	$1,869.00 Homeowner's exemption Additional exemption filed	$190,514	$212,410 Land $50,000 Building $162,410

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 144 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	144 in force
Nearby Flood Claims	5 (2020–2024)
Claims Outside the SFHA	5 of 5
Most Recent Claim	Sep 2024 · Hurricane Helene
Claims by Event	Hurricane Sally, Sep 2020 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 91% of Florida
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HOLLEY-NAVARRE WATER SYSTEM public/private · serves 47,793 people · EPA ID FL1570349
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	6 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 191 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
LiveOak Fiber Fiber	5,000 / 5,000
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50

May also be available: Ripple Broadband.

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