2105 S Stephen Ave, Sioux Falls, SD 57103 Property Records

Minnehaha County property record for 2105 S Stephen Ave, Sioux Falls, SD 57103

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 1,092 sqft · built 1975
Lot Size0.233 acres (10,158 sqft)
Owner2 Trust Names on Record
Last Sale$200,000 (Apr 2020)
Tax Bill$3,908 (2025)
Deeds & MortgagesDec 2021 Sale
Apr 2020 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN01-22-26-131-009-000

Property Details

APN / Parcel Number

Primary APN01-22-26-131-009-000
Alternative APN
  • 40330

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures10 Plumbing Fixtures
Total Rooms7 Rooms
Stories1 Story
Building Area1,092 sqft Finished Area
1st Floor Area1,092 sqft
Basement Area1,092 sqft
Finished Basement819 sqft
Game RoomGame Room
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1975
Effective Year BuiltEffective 1975
Architectural StyleRanch
Exterior MaterialCombination
Construction TypeFrame
Foundation TypeBlock
Roof TypeGable
Roof MaterialAsphalt
Lot Area10,158 sqft (0.233 acres)
Lot Dimensions122 ft deep x 83 ft wide
Garage TypeAttached
Garage Area528 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchSlab
Porch Area80 sqft
Deck Area168 sqft
Patio Area168 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelGas
SewerConnected

Location & Zoning

Account Number40330
Street Address2105 S STEPHEN AVE
CitySIOUX FALLS
StateSD
Zip57103-4438
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 2 BLOCK 6 MOCKING BIRD HILL ADDN TO CITY OF SIOUX FALLS
Legal SubdivisionMOCKING BIRD HILL ADDN
Legal Block6
Legal Lot Number2
JurisdictionMINNEHAHA SD
Township / Civil DivisionSIOUX FALLS
Census Block Group2
Census Block2004
Census Tract1801

Owner

Source: Minnehaha County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Trust Names on Record
Mailing Address2105 S STEPHEN AVE, SIOUX FALLS, SD 57103-4438
OccupancyOwner Occupied
Owner TypeIndividual
VestingTrust, Corporate Trust

Deeds, Mortgages & Sale History

DateDocument
Dec 14, 2021Warranty Deed, Transfer
COMMERCIAL PARTNERS TITLE
Apr 30, 2020Warranty Deed, Transfer · Conventional Mortgage
FIRST PREMIER BANK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 30, 2020 · Amount on Record
Deed SaleApr 30, 2020 · Amount on Record
Prior SaleAug 20, 2013 · Amount on Record
Deed Book / Page595-D / 706
Record UpdatedOct 29, 2026

December 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMINNEHAHA SD
Recording DateDec 14, 2021
Property Address2105 S STEPHEN AVE, SIOUX FALLS, SD 57103-4438
Document Number610DEED/359
Book / Page610 DEED / 359
Instrument DateDec 3, 2021
Transaction TypeTransfer
Record UpdatedSep 1, 2022
Title CompanyCOMMERCIAL PARTNERS TITLE

Transaction

AmountAmount Recorded
Tax$3,475.00
Amount AccuracyRounded by County
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name
Address732 KELLER CT, 732, PETALUMA, CA 94952-3074

Transferred To (Grantee/Buyer)

NameVerified Name
Address414 NICOLLET MALL, MINNEAPOLIS, MN 55401-1927

April 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMINNEHAHA SD
Recording DateApr 30, 2020
Property Address2105 S STEPHEN AVE, SIOUX FALLS, SD 57103-4438
Document Number595DEED/706
Book / Page595 DEED / 706
Instrument DateApr 22, 2020
Transaction TypeTransfer
Record UpdatedSep 1, 2022
Title CompanySTEWART TITLE COMPANY-F, STEWART TITLE COMPANY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$200.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address2105 S STEPHEN AVE, SIOUX FALLS, SD 57103-4438

Mortgage

Document Number1883MTG314
DateApr 30, 2020
Instrument1883 MTG/314
Lender
NameFIRST PREMIER BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMay 1, 2050

Tax Assessment & Valuation

Source: Minnehaha County assessment roll, as of July 16, 2026

Property Jurisdictions

TypeName
StateSouth Dakota
CountyMinnehaha County
MunicipalitySioux Falls City
Unified School DistrictSioux Falls School District 49-5 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$278,503 (-2.89%) Land $40,055 Building $238,448$278,503 Land $40,055 Building $238,448
2025$3,908.00$286,800 (+1.81%) Land $40,500 Building $246,300
2024$3,908.00 (+22.7%)$281,700 (+34.59%) Land $46,200 Building $235,500
2022$3,185.00$209,300 Land $46,200 Building $163,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 2, 2024

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 98% of South Dakota
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSIOUX FALLS
serves 216,462 people · EPA ID SD4600294
Water SourceSurface water
Last State InspectionJun 2025
Lead3 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 408 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Midco
Cable
2,000 / 1,000
Verizon
Fixed Wireless
300 / 20
CenturyLink
DSL
140 / 20
AT&T
Fixed Wireless
100 / 20

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