2105 S 49th St, Temple, TX 76504 Property Records

Bell County property record for 2105 S 49th St, Temple, TX 76504

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,934 sqft · built 1961
Lot Size	0.237 acres (10,332 sqft)
Owner	Individual Name on File
Tax Bill	$4,069 (2023)
Deeds & Mortgages	Nov 2025 Second Mortgage Feb 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`0109240000`

Property Details

APN / Parcel Number

Primary APN	`0109240000`
Alternative APNs	`828930` `66376`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,934 sqft Living Area
1st Floor Area	1,934 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1961
Exterior Material	Brick Veneer
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	10,332 sqft (0.237 acres)
Lot Dimensions	123 ft deep x 84 ft wide
Garage Area	540 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Enclosed Porch
Porch Area	387 sqft
Storage Building	160 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	828930
Street Address	2105 S 49TH ST
City	TEMPLE
State	TX
Zip	76504-6968
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	2F
Legal Description	SKYLINE, BLOCK 007, LOT 0006
Legal Subdivision	SKYLINE
Legal Block	7
Legal Lot Number	6
Jurisdiction	BELL TX
Township / Civil Division	TEMPLE
Census Block Group	1
Census Block	1003
Census Tract	21101

Owner

2105 S 49th St is owned and occupied by an individual who acquired it in February 2022.

Source: Bell County records, as of April 1, 2024

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	2105 S 49TH ST, TEMPLE, TX 76504-6968
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 14, 2025	Deed of Trust, Mortgage · Stand-Alone Second Mortgage TEXAS STATE AFFORDABLE HSNG CORP
Feb 17, 2022	Vendor's Lien, Transfer · Conventional Mortgage UNIVERSITY FCU
Jun 19, 2017	Vendor's Lien, Transfer · FHA Mortgage GATEWAY MORTGAGE GROUP LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 17, 2022
Deed Sale	Feb 17, 2022
Prior Sale	Jun 19, 2017
Deed Document Number	2022010450
Record Updated	Jun 7, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BELL TX
Property Address	2105 S 49TH ST, TEMPLE, TX 76504-6968
Transaction Type	Mortgage
Record Updated	Nov 26, 2025
Title Company	TITLEPLUS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2105 S 49TH ST, TEMPLE, TX 76504-6968

Mortgage

Document Number	0000056306
Date	Nov 14, 2025
Instrument	2025056306

Lender

Name	TEXAS STATE AFFORDABLE HSNG CORP
Type	Government Agency
Address	AUSTIN, TX 78752

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	32 Months
Due	Jul 1, 2028

February 2022: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	BELL TX
Recording Date	Feb 17, 2022
Property Address	2105 S 49TH ST, TEMPLE, TX 76504-6968
Document Number	0000010450
Map Reference	CAB A SL 157-C
Instrument Date	Feb 16, 2022
Instrument	2022010450
Transaction Type	Transfer
Record Updated	Mar 1, 2022
Title Company	FIRST EQUITY TITLE LLC, FIRST COMMUNITY TITLE LLC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2105 S 49TH ST, TEMPLE, TX 76504-6968

Mortgage

Document Number	0000010451
Date	Feb 17, 2022
Instrument	2022010451

Lender

Name	UNIVERSITY FCU
Type	Credit Union
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2052

June 2017: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	BELL TX
Recording Date	Jun 19, 2017
Property Address	2105 S 49TH ST, TEMPLE, TX 76504-6968
Document Number	0000025071
Map Reference	XAB A SL157C
Instrument Date	Mar 23, 2017
Instrument	2017-00025071
Transaction Type	Transfer
Record Updated	Sep 30, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	401 KAYLA ST, 401, TROY, TX 76579-2823

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2105 S 49TH ST, TEMPLE, TX 76504-6968

Mortgage

Document Number	0000025072
Date	Jun 19, 2017
Instrument	2017-00025072

Lender

Name	GATEWAY MORTGAGE GROUP LLC
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	359 Months
Due	May 1, 2047

Tax Assessment & Valuation

Source: Bell County assessment roll, as of August 1, 2023

Property Jurisdictions

Type	Name
State	Texas
County	Bell County
Municipality	Temple City
Unified School District	Temple Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$4,069.00 (+38.64%) Homeowner's exemption	$245,020 Land $31,616 Building $213,404	$245,020 Land $31,616 Building $213,404
2022	$2,935.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2105 S 49th St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2105 S 49th St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.8% of Texas
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF TEMPLE serves 94,935 people · EPA ID TX0140005
Water Source	Surface water
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Nov 2019 Total trihalomethanes resolved · Apr 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 528 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Astound Broadband Cable	1,500 / 50
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: Nextlink.

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