Onslow County property record for 2105 River Dr, Stella, NC 28582
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,598 sqft · built 1996 |
| Lot Size | 1.21 acres (52,708 sqft) |
| Owner | Trust Name on File |
| Last Sale | $180,000 (Mar 2018) |
| Tax Bill | $1,589 (2026) |
| Deeds & Mortgages | Mar 2018 Sale |
| Flood Zone | Zone X (moderate risk) |
| APN | 1151A-7 |
| Primary APN | 1151A-7 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 10 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,598 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1996 |
|---|---|
| Effective Year Built | Effective 1996 |
| Architectural Style | Ranch |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 52,708 sqft (1.21 acres) |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Water Source | Commercial |
| Account Number | 439541000 |
|---|---|
| Street Address | 2105 RIVER DR |
| City | STELLA |
| State | NC |
| Zip | 28582-9673 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RA |
| Legal Description | TR A L21&PT22 J GURGANUS ACREAGE ADDED FROM 1151A 6 |
| Legal Subdivision | MOORES KNOB |
| Legal Tract | A |
| Legal Lot Number | 21&22 |
| Jurisdiction | ONSLOW NC |
| Township / Civil Division | WHITE OAK |
| Census Block Group | 3 |
| Census Block | 3032 |
| Census Tract | 103 |
2105 River Dr is held in a trust since March 2018.
Source: Onslow County records, as of October 13, 2026
| Owner of Record | Trust Name on File |
|---|---|
| Mailing Address | PO BOX 45, STELLA, NC 28582-0045 |
| Owner Type | Individual |
| Vesting | Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 28, 2018 · Amount on File |
| Deed Sale | Mar 28, 2018 · Amount on File |
| Prior Sale | Oct 24, 1995 |
| Deed Book / Page | 4756 / 253 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ONSLOW NC |
| Recording Date | Mar 28, 2018 |
| Property Address | 2105 RIVER DR, STELLA, NC 28582-9673 |
| Document Number | 0047560253 |
| Book / Page | 004756 / 000253 |
| Instrument Date | Mar 28, 2018 |
| Transaction Type | Transfer |
| Record Updated | Apr 9, 2018 |
| Amount | Amount on Record |
|---|---|
| Tax | $360.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | PO BOX 12006 JACKSONVILLE NC 285462006, JACKSONVILLE, NC 28546-2006 |
The 2026 property tax bill for 2105 River Dr was $1,589.
Source: Onslow County assessment roll, as of October 13, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Onslow County |
| Unified School District | Onslow County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,589.00 | $277,212 Land $61,050 Building $216,162 | $277,212 Land $61,050 Building $216,162 |
| 2023 | $1,589.00 | $242,673 Land $56,630 Building $186,043 | $242,673 Land $56,630 Building $186,043 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 2105 River Dr in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective August 12, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 37 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 37 in force |
| Nearby Flood Claims | 4 (2010–2018) |
| Claims Outside the SFHA | 3 of 4 |
| Most Recent Claim | Sep 2018 · Hurricane Florence |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2105 River Dr is moderate, ranking above 66% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 66% of the US · above 89% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ONSLOW WTR AND SEWER AUTHORITY serves 156,755 people · EPA ID NC0467035 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 26 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
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