2105 Ramble Ln, Midland, MI 48640 Property Records

Midland County property record for 2105 Ramble Ln, Midland, MI 48640

Property Summary

Property Type	Single Family Home
Details	3 ba · 3,145 sqft · built 1986
Lot Size	0.419 acres (18,295 sqft)
Owner	Individual Name on Record
Last Sale	$420,000 (Nov 2022)
Tax Bill	$5,912 (2022)
Deeds & Mortgages	Jul 2026 Line of Credit Sep 2025 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`14-05-20-512`

Property Details

APN / Parcel Number

Primary APN	`14-05-20-512`

Interior

Full Baths	3 Baths
Stories	2 Stories
Building Area	3,145 sqft Living Area
Basement Area	1,501 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1986
Lot Area	18,295 sqft (0.419 acres)
Lot Dimensions	165 ft deep x 110 ft wide
Garage Area	625 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air

Location & Zoning

Account Number	140520512
Street Address	2105 RAMBLE LN
City	MIDLAND
State	MI
Zip	48640-6702
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA1
Legal Description	LOT 7 HARCREST WOODS SUB NO 1
Legal Subdivision	HARCREST WOODS SUB
Legal Lot Number	7
Jurisdiction	MIDLAND MI
Township / Civil Division	MIDLAND
Census Block Group	3
Census Block	3015
Census Tract	291000

Owner

Source: Midland County records, as of June 19, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	7553 CAPRI DR, CANTON, MI 48187-1853
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 27, 2026	Deed of Trust, Mortgage · Line of Credit CAPITAL LENDING
Sep 8, 2025	Deed of Trust, Mortgage · Line of Credit WEST CAPITAL LENDING INC
Jan 6, 2023	Deed of Trust, Mortgage · Line of Credit DIVIDOCK AND GLANDON FAMILY TRUST
Nov 3, 2022	Warranty Deed, Transfer CROSSROADS TITLE
Mar 22, 2021	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 3, 2022 · Amount on Record
Deed Sale	Nov 3, 2022 · Amount on Record
Prior Sale	Mar 5, 2015 · Amount on Record
Deed Document Number	0001661267
Deed Book / Page	1661 / 267
Record Updated	Sep 20, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIDLAND MI
Recording Date	Jul 27, 2026
Property Address	2105 RAMBLE LN, MIDLAND, MI 48640-6702
Document Number	0000007220
Instrument Date	Jul 15, 2026
Instrument	20267220
Transaction Type	Mortgage
Record Updated	Aug 7, 2026
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2105 RAMBLE LN, MIDLAND, MI 48640-6702

Mortgage

Document Number	0000007220,
Date	Jul 27, 2026
Instrument	20267220

Lender

Name	CAPITAL LENDING

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Aug 10, 2056

Interest

Rate	6.47%
Max Rate	-1%

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIDLAND MI
Property Address	2105 RAMBLE LN, MIDLAND, MI 48640-6702
Transaction Type	Mortgage
Record Updated	Oct 1, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2105 RAMBLE LN, MIDLAND, MI 48640-6702

Mortgage

Document Number	2025R07934
Date	Sep 8, 2025
Instrument	2025R-07934

Lender

Name	WEST CAPITAL LENDING INC
Type	Mortgage Company
Address	IRVINE, CA 92614

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Sep 23, 2040

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIDLAND MI
Property Address	2105 RAMBLE LN, MIDLAND, MI 48640-6702
Transaction Type	Mortgage
Record Updated	Jun 13, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2105 RAMBLE LN, MIDLAND, MI 48640-6702

Mortgage

Document Number	001662/603
Date	Jan 6, 2023
Book Page	1662/603

Lender

Name	DIVIDOCK AND GLANDON FAMILY TRUST
Type	Private Party
Address	6730 N CANTON CENTER RD, CANTON, MI 48187

Agreement

Type	Line of Credit

November 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MIDLAND MI
Recording Date	Nov 3, 2022
Property Address	2105 RAMBLE LN, MIDLAND, MI 48640-6702
Document Number	001661/267
Book / Page	1661 / 267
Map Reference	LB 1 PG 33
Instrument Date	Oct 20, 2022
Transaction Type	Transfer
Record Updated	Nov 15, 2022
Title Company	CROSSROADS TITLE

Transaction

Amount	Amount Recorded
Tax	$3,150.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2105 RAMBLE LN, 2105, MIDLAND, MI 48640-6702

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7553 CAPRI DR, CANTON, MI 48187-1853

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIDLAND MI
Property Address	2105 RAMBLE LN, MIDLAND, MI 48640-6702
Transaction Type	Mortgage
Record Updated	Apr 15, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2105 RAMBLE LN, MIDLAND, MI 48640-6702

Mortgage

Document Number	1643/1305
Date	Mar 22, 2021
Book Page	1643/1305

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Mar 1, 2036

Tax Assessment & Valuation

Source: Midland County assessment roll, as of March 1, 2023

Property Jurisdictions

Type	Name
State	Michigan
County	Midland County
Municipality	Midland City
Unified School District	Midland Public Schools (KG - 12)

Flood

Source: FEMA National Flood Hazard Layer, effective February 3, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 17 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	17 in force
Nearby Flood Claims	30 (1986–2020)
Claims Outside the SFHA	4 of 30
Most Recent Claim	May 2020 · river or lake flooding
Claims by Event	Severe Storms And Flooding, May 2020 · 22 claims Severe Storms & Flooding, Sep 1986 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 83% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MIDLAND serves 42,547 people · EPA ID MI0004370
Water Source	Purchased surface water from SAGINAW-MIDLAND WATER SUPPLY
Last State Inspection	Mar 2023
Lead	3 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 155 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
AT&T DSL	100 / 20

May also be available: Verizon.

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