2105 Pinefield Ct, Gastonia, NC 28056 Property Records

Gaston County property record for 2105 Pinefield Ct, Gastonia, NC 28056

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,710 sqft · built 1998
Lot Size	0.19 acres (8,276 sqft)
Owner	Individual Name on Record
Tax Bill	$3,791 (2026)
Deeds & Mortgages	Jan 2022 Reverse Mortgage May 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`10126 24600`

Property Details

APN / Parcel Number

Primary APN	`10126 24600`
Alternative APNs	`3989210` `150737`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,710 sqft Heated Area
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Architectural Style	Conventional
Exterior Material	Brick Veneer
Roof Type	Gable/Hip
Roof Material	Shingle
Lot Area	8,276 sqft (0.19 acres)
Porch	Porch
Porch Area	142 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	2105 PINEFIELD CT
City	GASTONIA
State	NC
Zip	28056-7517
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	WATERFORD PLACE BLK B L 13 10 126 246 00 000
Legal Block	B
Jurisdiction	GASTON NC
Township / Civil Division	GASTONIA
Census Block Group	1
Census Block	1030
Census Tract	33313

Owner

Source: Gaston County records, as of August 31, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	2105 PINEFIELD CT, GASTONIA, NC 28056-7517
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 19, 2022	Deed of Trust, Mortgage · Reverse Mortgage AMERICAN ADVISORS GROUP
May 18, 2019	Deed of Trust, Mortgage AMERICAN ADVISORS
May 18, 2019	Deed of Trust, Mortgage · FHA Mortgage COMMISSIONER/HSNG & URBAN DEV

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Oct 29, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GASTON NC
Property Address	2105 PINEFIELD CT, GASTONIA, NC 28056-7517
Transaction Type	Mortgage
Record Updated	Mar 7, 2022
Title Company	F/C TITLE SERVICES LLC, FNC TITLE SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2105 PINEFIELD CT, GASTONIA, NC 28056-7517

Mortgage

Document Number	0053031974
Date	Jan 19, 2022
Book Page	5303/1974

Lender

Name	AMERICAN ADVISORS GROUP
Type	Mortgage Company
Address	IRVINE, CA 92612

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded
Term	912 Months
Due	Jan 4, 2098

Interest

Rate Type	Adjustable Rate
Rate	2.19%
Adjustable	Adjustable Rate Rider
Type Change Date	Mar 1, 2022
Change Frequency	Monthly
Index	1-Year CMT
Max Rate	7.19%

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GASTON NC
Property Address	2105 PINEFIELD CT, GASTONIA, NC 28056-7517
Document Number	0050431378
Instrument Date	May 18, 2019
Transaction Type	Mortgage
Record Updated	Jun 10, 2019
Title Company	FNC TITLE SERVICES, FNC TITLE SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2105 PINEFIELD CT GASTONIA NC 280567517, GASTONIA, NC 28056-7517

Mortgage

Document Number	0050431378
Date	May 24, 2019
Book Page	005043/001378

Lender

Name	AMERICAN ADVISORS
Address	ORANGE, CA 92868

Agreement

Amount	Amount Recorded
Term	948 Months
Due	May 23, 2098

Interest

Rate Type	Adjustable Rate
Rate	2%

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GASTON NC
Property Address	2105 PINEFIELD CT, GASTONIA, NC 28056-7517
Document Number	0050431394
Instrument Date	May 18, 2019
Transaction Type	Mortgage
Record Updated	Jun 13, 2019
Title Company	FNC TITLE SERVICES, FNC TITLE SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2105 PINEFIELD CT GASTONIA NC 280567517, GASTONIA, NC 28056-7517

Mortgage

Document Number	0050431394
Date	May 24, 2019
Book Page	005043/001394

Lender

Name	COMMISSIONER/HSNG & URBAN DEV
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	948 Months
Due	May 23, 2098

Interest

Rate Type	Adjustable Rate
Rate	5.56%

Tax Assessment & Valuation

Source: Gaston County assessment roll, as of August 31, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Gaston County
Municipality	Gastonia City
Unified School District	Gaston County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,791.00 (-1.02%)	$354,670 (-) Land $34,000 Building $320,670
2023	$3,830.00	$354,670 Land $34,000 Building $320,670
2021			$228,690 Land $34,000 Building $194,690

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TWO RIVERS UTILITIES serves 96,714 people · EPA ID NC0136010
Water Source	Surface water
Last State Inspection	Apr 2026
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 195 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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