2105 Osprey Cir, Raleigh, NC 27615 Property Records

Wake County property record for 2105 Osprey Cir, Raleigh, NC 27615

Property Summary

Property Type	Single Family Home
Details	3 ba · 3,057 sqft · built 1990
Lot Size	0.38 acres (16,553 sqft)
Owner	2 Owner Names on File
Last Sale	$357,500 (Aug 2005)
Tax Bill	$4,069 (2023)
Deeds & Mortgages	Oct 2019 Mortgage Oct 2019 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`1717.12-85-4631 0147037`

Property Details

APN / Parcel Number

Primary APN	`1717.12-85-4631 0147037`
Alternative APNs	`014703701` `0147037`

Interior

Full Baths	3 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	3,057 sqft Heated Area
Attic Area	407 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1990
Architectural Style	Conventional
Exterior Material	Wood
Construction Type	Frame
Foundation Type	Raised
Lot Area	16,553 sqft (0.38 acres)
Garage Area	440 sqft
Porch	Porch
Porch Area	52 sqft
Deck Area	725 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	0147037
Old Parcel Number	014703701
Street Address	2105 OSPREY CIR
City	RALEIGH
State	NC
Zip	27615-5573
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-4
Legal Description	LO18 VILLAGE OF INVERRARY BM1985-1286
Legal Township	13
Legal Subdivision	VILLAGE/INVERRARY
Legal Lot Number	18
Jurisdiction	WAKE NC
Township / Civil Division	NEUSE
Census Block Group	1
Census Block	1010
Census Tract	54012

Owner

The current owner of 2105 Osprey Cir bought it in August 2005.

Source: Wake County records, as of April 18, 2024

Owner of Record	2 Owner Names on File
Mailing Address	2105 OSPREY CIR, RALEIGH, NC 27615-5573
Occupancy	Owner Occupied

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 7, 2019	Deed of Trust, Mortgage · Conventional Mortgage STATE EMPS CU
Oct 7, 2019	Deed of Trust, Mortgage · Line of Credit STATE EMPS CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 15, 2005 · Amount on File
Deed Sale	Aug 15, 2005 · Amount on File
Deed Document Number	0001152891
Deed Book / Page	11528 / 91
Record Updated	Jun 7, 2026

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WAKE NC
Property Address	2105 OSPREY CIR, RALEIGH, NC 27615-5573
Document Number	176112349
Instrument Date	Oct 7, 2019
Transaction Type	Mortgage
Record Updated	Oct 24, 2019
Title Company	ACCURATE TITLE GROUP, ACCURATE TITLE GRP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2105 OSPREY CIR RALEIGH NC 276155573, RALEIGH, NC 27615-5573

Mortgage

Document Number	176112349
Date	Oct 15, 2019
Book Page	017611/002349

Lender

Name	STATE EMPS CU
Address	RALEIGH, NC 27611-5279

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Oct 14, 2034

Interest

Rate Type	Fixed Rate
Rate	3.75%

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WAKE NC
Property Address	2105 OSPREY CIR, RALEIGH, NC 27615-5573
Document Number	176112366
Instrument Date	Oct 7, 2019
Transaction Type	Mortgage
Record Updated	Oct 24, 2019
Title Company	ACCURATE EQUITY GROUP, ACCURATE EQUITY GRP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2105 OSPREY CIR RALEIGH NC 276155573, RALEIGH, NC 27615-5573

Mortgage

Document Number	176112366
Date	Oct 15, 2019
Book Page	017611/002366

Lender

Name	STATE EMPS CU
Address	RALEIGH, NC 27616

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Wake County assessment roll, as of January 1, 2023

Property Jurisdictions

Type	Name
State	North Carolina
County	Wake County
Municipality	Raleigh City
Unified School District	Wake County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$4,069.00	$371,502 Land $80,000 Building $291,502	$371,502 Land $80,000 Building $291,502

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2105 Osprey Cir in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1999.

Source: FEMA National Flood Hazard Layer, effective September 7, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	6 in force
Nearby Flood Claims	3 (1999–2018)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Sep 2018 · Hurricane Florence

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2105 Osprey Cir is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.5% of North Carolina
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF RALEIGH serves 650,000 people · EPA ID NC0392010
Water Source	Surface water
Last State Inspection	Feb 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 255 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Google Fiber Fiber	8,000 / 8,000
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Hotwire Communications.

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