2105 Miramonte Dr, Prescott, AZ 86301 Property Records

Yavapai County property record for 2105 Miramonte Dr, Prescott, AZ 86301

Property Summary

Property Type	Single Family Home
Details	1,522 sqft · built 1978
Lot Size	0.45 acres (19,602 sqft)
Owner	2 Individual Names on Record
Tax Bill	$822 (2025)
Deeds & Mortgages	Aug 2023 Reverse Mortgage May 2021 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`116-14-067`

Property Details

APN / Parcel Number

Primary APN	`116-14-067`
Alternative APNs	`1161406703` `116140673`

Interior

Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,522 sqft Living Area
1st Floor Area	1,522 sqft

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1978
Exterior Material	Wood
Construction Type	Wood
Roof Material	Composition Shingle
Lot Area	19,602 sqft (0.45 acres)
Deck Area	Deck Area
Patio Area	250 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Electric

Location & Zoning

Account Number	116140673
Street Address	2105 MIRAMONTE DR
City	PRESCOTT
State	AZ
Zip	86301-1036
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MIRAMONTE EST UNIT 2 LOT 69 743/529
Legal Range	02W
Legal Township	14
Legal Section	21
Legal Subdivision	MIRAMONTE EST
Legal Lot Number	69
Legal Unit	2
Jurisdiction	YAVAPAI AZ
Township / Civil Division	PRESCOTT
Census Block Group	2
Census Block	2006
Census Tract	407

Owner

Source: Yavapai County records, as of August 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2105 MIRAMONTE DR, PRESCOTT, AZ 86301-1036
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Date	Document
Aug 24, 2023	Intrafamily Transfer, Transfer · Reverse Mortgage FINANCE OF AMERICA REVERSE LLC
May 10, 2021	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Jul 9, 2020	Deed of Trust, Mortgage · FHA Mortgage FREEDOM HM MTG
Jan 25, 2019	Deed of Trust, Mortgage · FHA Mortgage FREEDOM HM MTG
Apr 7, 2017	Deed of Trust, Mortgage · Conventional Mortgage ONEAZ CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Aug 18, 2023
Transfer Doc	0000037137
Record Updated	Oct 29, 2026

August 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	YAVAPAI AZ
Recording Date	Aug 24, 2023
Property Address	2105 MIRAMONTE DR, PRESCOTT, AZ 86301-1036
Document Number	0000037137
Map Reference	MB 8 PG 28
Instrument Date	Aug 18, 2023
Instrument	2023-0037137
Transaction Type	Transfer
Record Updated	Sep 12, 2023
Title Company	MORTGAGE INFORMATION SERVICES, MORTGAGE INFORMATION SVCS

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship

Mortgage

Document Number	0000037138
Date	Aug 24, 2023
Instrument	2023-0037138

Lender

Name	FINANCE OF AMERICA REVERSE LLC
Type	Reverse Mortgage Lender

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded
Term	907 Months
Due	Mar 9, 2099

Interest

Rate Type	Adjustable Rate
Rate	7.54%
Adjustable	Adjustable Rate Rider
Type Change Date	Oct 1, 2023
Change Frequency	Monthly
Index	1-Year T-Bill
Max Rate	12.5%

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YAVAPAI AZ
Property Address	2105 MIRAMONTE DR, PRESCOTT, AZ 86301-1036
Transaction Type	Mortgage
Record Updated	Jun 2, 2021
Title Company	INSPIRE CLOSING SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2105 MIRAMONTE DR, PRESCOTT, AZ 86301-1036

Mortgage

Document Number	20210033382
Date	May 10, 2021
Instrument	2021-0033382

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	352 Months
Due	Sep 1, 2050

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YAVAPAI AZ
Property Address	2105 MIRAMONTE DR, PRESCOTT, AZ 86301-1036
Document Number	0000078265
Instrument Date	Jul 9, 2020
Transaction Type	Mortgage
Record Updated	Dec 31, 2020
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	2105 MIRAMONTE DR PRESCOTT AZ 863011036, PRESCOTT, AZ 86301-1036

Mortgage

Document Number	0000078265
Date	Dec 15, 2020
Instrument	78265

Lender

Name	FREEDOM HM MTG
Type	Mortgage Company
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 14, 2050

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YAVAPAI AZ
Property Address	2105 MIRAMONTE DR, PRESCOTT, AZ 86301-1036
Document Number	0000005237
Instrument Date	Jan 25, 2019
Transaction Type	Mortgage
Record Updated	Feb 13, 2019
Title Company	TITLE 365- NLSE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	2105 MIRAMONTE DR PRESCOTT AZ 863011036, PRESCOTT, AZ 86301-1036

Mortgage

Document Number	0000005237
Date	Feb 4, 2019
Instrument	5237

Lender

Name	FREEDOM HM MTG
Type	Mortgage Company
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 3, 2049

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YAVAPAI AZ
Property Address	2105 MIRAMONTE DR, PRESCOTT, AZ 86301-1036
Document Number	0000018144
Instrument Date	Apr 7, 2017
Transaction Type	Mortgage
Record Updated	Apr 26, 2017
Title Company	PIONEER TITLE COMPANY, PIONEER TITLE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	2105 MIRAMONTE DR PRESCOTT AZ 863011036, PRESCOTT, AZ 86301-1036

Mortgage

Document Number	0000018144
Date	Apr 13, 2017
Instrument	18144

Lender

Name	ONEAZ CU
Address	PHOENIX, AZ 85027

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Apr 12, 2032

Tax Assessment & Valuation

Source: Yavapai County assessment roll, as of April 29, 2026

Property Jurisdictions

Type	Name
State	Arizona
County	Yavapai County
Municipality	Prescott City
Unified School District	Prescott Unified District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2027		$26,114 (+0.36%)	$261,142 (+0.36%) Land $61,327 Building $199,815
2026		$26,021 (-1.14%)	$260,211 (-1.14%) Land $66,688 Building $193,523
2025	$822.00 (+3.14%)	$26,322 (-4.01%) Land $6,452 Building $19,870	$263,217 (-4.01%) Land $64,520 Building $198,697
2024	$797.00 (+3.64%)	$27,422 Land $6,161 Building $21,261	$274,222 Land $61,614 Building $212,608
2022	$769.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 30, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 99.4% of Arizona
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PRESCOTT serves 42,217 people · EPA ID AZ0413045
Water Source	Groundwater
Last State Inspection	Aug 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Sanitary survey deficiency not corrected Jan 2025
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 457 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mile High Networks Fixed Wireless	1,000 / 1,000
Sparklight Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Metronet, MTE Communications.

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