2105 Kingstree Dr, Monroe, NC 28112 Property Records

Union County property record for 2105 Kingstree Dr, Monroe, NC 28112

Property Summary

Property TypeRural Home
Details3 bd · 2 ba · 1,860 sqft · built 2012
Lot Size0.31 acres (13,504 sqft)
Owner2 Individual Names on Record
Last Sale$210,000 (Jul 2018)
Tax Bill$2,995 (2025)
Deeds & MortgagesDec 2021 Mortgage
Jul 2018 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN09-321-590

Property Details

APN / Parcel Number

Primary APN09-321-590

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms5 Rooms
Stories1 Story
Building Area1,860 sqft Living Area
1st Floor Area1,860 sqft

Exterior

Year BuiltBuilt 2012
Effective Year BuiltEffective 2012
Architectural StyleConventional
Construction TypeWood
Roof TypeGable
Lot Area13,504 sqft (0.31 acres)
Garage TypeAttached
Garage Area420 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area264 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump

Location & Zoning

Street Address2105 KINGSTREE DR
CityMONROE
StateNC
Zip28112-7782
Property CategoryResidential
Property TypeResidential > Single Family > Rural Home
Local Zoning CodeR-12SU MON
Legal Description#73 LEXINGTON COMMONS PH2 OPCJ840
Legal SubdivisionLEXINGTON COMMONS
JurisdictionUNION NC
Township / Civil DivisionMONROE
Census Block Group3
Census Block3049
Census Tract20501

Owner

Source: Union County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address2105 KINGSTREE DR, MONROE, NC 28112-7782
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Dec 1, 2021Deed of Trust, Mortgage · Conventional Mortgage
RELIANCE FIRST CAPITAL LLC
Jul 26, 2018Warranty Deed, Transfer · Conventional Mortgage
CERTAINTY HOME LOANS LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 26, 2018 · Amount on Record
Deed SaleJul 26, 2018 · Amount on Record
Prior SaleDec 28, 2012 · Amount on Record
Deed Document Number201820764
Deed Book / Page7203 / 625
Record UpdatedOct 29, 2026

December 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionUNION NC
Property Address2105 KINGSTREE DR, MONROE, NC 28112-7782
Transaction TypeMortgage
Record UpdatedDec 21, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0008330133
DateDec 1, 2021
Book Page8330/133
Instrument56636
Lender
NameRELIANCE FIRST CAPITAL LLC
TypeMortgage Company
AddressMELVILLE, NY 11747
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueDec 1, 2051

July 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionUNION NC
Recording DateJul 26, 2018
Property Address2105 KINGSTREE DR, MONROE, NC 28112-7782
Document Number0007203625
Book / Page7203 / 625
Map ReferenceCAB J FILE 838-840
Instrument DateJul 25, 2018
Instrument0020764
Transaction TypeTransfer
Record UpdatedDec 14, 2021
Title CompanyCHICAGO TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$420.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address13833 W ELMBROOK DR, 13833, SUN CITY WEST, AZ 85375-5428

Transferred To (Grantee/Buyer)

NameVerified Name
Address2105 KINGSTREE DR, MONROE, NC 28112-7782

Mortgage

Document Number0000020765
DateJul 26, 2018
Instrument0020765
Lender
NameCERTAINTY HOME LOANS LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueAug 1, 2048

Tax Assessment & Valuation

Source: Union County assessment roll, as of March 31, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyUnion County
MunicipalityMonroe City
Unified School DistrictUnion County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$342,700 (-) Land $68,000 Building $274,700$342,700 (-) Land $68,000 Building $274,700
2025$2,995.00 (+28.27%)$342,700 (+59.99%) Land $68,000 Building $274,700$342,700 (+59.99%) Land $68,000 Building $274,700
2023$2,335.00$214,200 Land $43,600 Building $170,600$214,200 Land $43,600 Building $170,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF MONROE
serves 43,081 people · EPA ID NC0190010
Water SourceSurface water
Last State InspectionNov 2025
LeadUnder 1 ppb (2026–2028)
action level 15 ppb

Violations Reported to EPA

Water QualityE. coli
resolved · Aug 2025
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting4
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 209 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber
5,000 / 5,000
Spectrum
Cable
1,000 / 35
Verizon
Fixed Wireless
300 / 20

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