2105 Kaolin Rd, Cobden, IL 62920 Property Records

Union County property record for 2105 Kaolin Rd, Cobden, IL 62920

Property Summary

Property Type	Single Family Home
Lot Size	13.2 acres (576,299 sqft)
Owner	2 Individual Names on Record
Tax Bill	$5,417 (2025)
Deeds & Mortgages	Sep 2021 Sale & Mortgage Jul 2018 Sale
Flood Zone	Zone X (minimal risk)
APN	`08-01-05-680`

Property Details

APN / Parcel Number

Primary APN	`08-01-05-680`
Alternative APN	`08-01-300-007`

Exterior

Lot Area	576,299 sqft (13.2 acres)

Location & Zoning

Street Address	2105 KAOLIN RD
City	COBDEN
State	IL
Zip	62920-3768
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	S1 T12 R2W PT SW
Legal Range	02W
Legal Township	12
Legal Section	01
Jurisdiction	UNION IL
Township / Civil Division	JONESBORO DISTRICT 3
Census Block Group	1
Census Block	1071
Census Tract	950200

Owner

Source: Union County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2105 KAOLIN RD, COBDEN, IL 62920-3768
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 14, 2021	Warranty Deed, Transfer · Conventional Mortgage FLAT BRANCH HOME LOANS INC
Jul 19, 2018	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Jul 15, 2024
Transfer Doc	02024R1043
Record Updated	Oct 29, 2026

September 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UNION IL
Recording Date	Sep 14, 2021
Property Address	2105 KAOLIN RD, COBDEN, IL 62920-3768
Document Number	02021R2030
Instrument Date	Sep 13, 2021
Instrument	2021R2030
Transaction Type	Transfer
Record Updated	Jul 20, 2023
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$439.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2105 KAOLIN RD, COBDEN, IL 62920-3768

Mortgage

Document Number	02021R2031
Date	Sep 14, 2021
Instrument	2021R2031

Lender

Name	FLAT BRANCH HOME LOANS INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2051

Interest

Rate Type	Fixed Rate
Rate	2.87%

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UNION IL
Recording Date	Jul 19, 2018
Property Address	2105 KAOLIN RD, COBDEN, IL 62920-3768
Document Number	02018R1239
Map Reference	MB 89 PG 168
Instrument Date	Jul 19, 2018
Instrument	2018R1239
Transaction Type	Transfer
Record Updated	Jul 20, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	202 WILLIFORD RD, JONESBORO, IL 62952-1011

Tax Assessment & Valuation

Source: Union County assessment roll, as of October 20, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Union County
Unified School District	Cobden School Unit District 17 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,417.00 (+0.63%) Homeowner's exemption	$114,100 (+6.55%) Land $7,680 Building $106,420	$342,300 (+6.55%) Land $23,040 Building $319,260
2024	$5,383.00 (+8.2%)	$107,090 (+16.64%) Land $7,210 Building $99,880	$321,270 (+16.64%) Land $21,630 Building $299,640
2022	$4,975.00 Homeowner's exemption	$91,816 Land $6,188 Building $85,628	$275,448 Land $18,564 Building $256,884

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 2, 2008 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 71% of Illinois
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Wisper ISP Fixed Wireless	400 / 30
Starlink Satellite	280 / 30
Frontier DSL	10 / 1

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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