2105 Joppa Ave, Zion, IL 60099 Property Records

Lake County property record for 2105 Joppa Ave, Zion, IL 60099

Property Summary

Property Type	Single Family Home
Details	4 bd · 1 ba · 1,073 sqft · built 1971
Lot Size	0.164 acres (7,148 sqft)
Owner	2 Individual Names on File
Last Sale	$180,000 (Feb 2023)
Tax Bill	$6,202 (2024)
Deeds & Mortgages	Feb 2023 Sale & Mortgage Dec 2018 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`04-20-202-003`

Property Details

APN / Parcel Number

Primary APN	`04-20-202-003`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,073 sqft Living Area
Gross Area	2,146 sqft
1st Floor Area	1,073 sqft
Basement Area	1,073 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1971
Effective Year Built	Effective 1971
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	7,148 sqft (0.164 acres)
Lot Dimensions	143 ft deep x 50 ft wide
Parking Spaces	1 Parking Space
Deck Area	50 sqft
Patio Area	280 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	2105 JOPPA AVE
City	ZION
State	IL
Zip	60099-2125
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ZION CITY SEC 20 LOT 3 BLOCK 9
Legal Subdivision	ZION CITY
Legal Block	9
Legal Lot Number	3
Jurisdiction	LAKE IL
Township / Civil Division	ZION
Census Block Group	2
Census Block	2006
Census Tract	860301

Owner

2105 Joppa Ave is owned and occupied by two individuals who bought it in February 2023.

Source: Lake County records, as of April 29, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2105 JOPPA AVE, ZION, IL 60099-2125
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 14, 2023	Warranty Deed, Transfer · Conventional Mortgage AMERICAN PACIFIC MORTGAGE CORP
Dec 17, 2018	Grant Deed, Mortgage · Line of Credit BYLINE BK
Sep 26, 2017	Loan Modification, Mortgage

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 14, 2023 · Amount on File
Deed Sale	Feb 14, 2023 · Amount on File
Prior Sale	Jun 15, 2011 · Amount on File
Deed Document Number	20237958433
Record Updated	Oct 29, 2026

February 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE IL
Recording Date	Feb 14, 2023
Property Address	2105 JOPPA AVE, ZION, IL 60099-2125
Document Number	0007958433
Instrument Date	Feb 3, 2023
Instrument	7958433
Transaction Type	Transfer
Record Updated	Feb 24, 2023
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$180.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	2105 JOPPA AVE, ZION, IL 60099-2125
Investor	Possibly a Property Investor

Mortgage

Document Number	0007958434
Date	Feb 14, 2023
Instrument	7958434

Lender

Name	AMERICAN PACIFIC MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2053

Interest

Rate Type	Fixed Rate
Rate	6.12%

December 2018: Grant Deed, Mortgage

Document Type	Grant Deed
Jurisdiction	LAKE IL
Recording Date	Dec 17, 2018
Property Address	2105 JOPPA AVE, ZION, IL 60099-2125
Instrument Date	Dec 13, 2018
Instrument	7532408
Transaction Type	Mortgage
Record Updated	Jan 7, 2019
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	2000 LEWIS AVE ZION IL 600991546, ZION, IL 60099-1546

Mortgage

Document Number	0007532408
Date	Dec 17, 2018
Instrument	7532408

Lender

Name	BYLINE BK
Address	180 N LA SALLE ST, CHICAGO, IL 60601-2501

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Rate	5.11%

September 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	LAKE IL
Property Address	2105 JOPPA AVE, ZION, IL 60099-2125
Document Number	0007435744
Instrument Date	Sep 26, 2017
Transaction Type	Mortgage
Record Updated	Oct 31, 2017

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	2105 JOPPA AVE ZION IL 600992125, ZION, IL 60099-2125

Tax Assessment & Valuation

Source: Lake County assessment roll, as of April 29, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Lake County
County Subdivision	Zion Township
Municipality	Zion City
Elementary School District	Zion Elementary School District 6 (PK - 08)
Secondary School District	Zion-Benton Township High School District 126 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$56,433 Land $8,666 Building $47,767	$169,316 Land $26,001 Building $143,315
2024	$6,202.00 (+12.62%)
2023	$5,507.00 (-3.4%)	$43,582 (+13.12%) Land $6,693 Building $36,889	$130,759 (+13.12%) Land $20,081 Building $110,678
2022	$5,701.00	$38,528 Land $5,509 Building $33,019	$115,596 Land $16,529 Building $99,067

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 2105 Joppa Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 2105 Joppa Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ZION serves 24,442 people · EPA ID IL0972000
Water Source	Purchased surface water from LAKE COUNTY PUBLIC WATER DISTRICT
Last State Inspection	Aug 2025
Lead	11 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 504 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Verizon.

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