2105 Homefield Ridge Ct, O Fallon, MO 63366 Property Records

St. Charles County property record for 2105 Homefield Ridge Ct, O Fallon, MO 63366

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,591 sqft · built 2007
Lot Size	0.36 acres (15,682 sqft)
Owner	2 Individual Names on File
Last Sale	$293,727 (May 2008)
Tax Bill	$5,218 (2025)
Deeds & Mortgages	Oct 2021 Mortgage Feb 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`T040300428`

Property Details

APN / Parcel Number

Primary APN	`T040300428`
Alternative APN	`2-0098-9352-0Y-0064.0000000`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,591 sqft Living Area
Gross Area	4,810 sqft
1st Floor Area	2,111 sqft
Basement Area	2,069 sqft
Finished Basement	480 sqft
Unfinished Basement	1,589 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Architectural Style	Ranch
Exterior Material	Brick/Stone
Lot Area	15,682 sqft (0.36 acres)
Garage Type	Attached
Garage Area	630 sqft
Parking Spaces	3 Parking Spaces
Porch	Open Porch
Porch Area	80 sqft
Patio Area	102 sqft

Utilities, Heating & Cooling

Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	T040300428
Street Address	2105 HOMEFIELD RIDGE CT
City	O FALLON
State	MO
Zip	63366-4757
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HOMEFIELD PH3 #1 VLG Y LOT 64
Legal Subdivision	HOMEFIELD PH3 VLG Y #1
Legal Lot Number	64
Jurisdiction	ST CHARLES MO
Township / Civil Division	O'FALLON
Census Block Group	3
Census Block	3003
Census Tract	311604

Owner

2105 Homefield Ridge Ct is owned and occupied by two individuals who bought it in May 2008.

Source: St. Charles County records, as of August 7, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2105 HOMEFIELD RIDGE CT, O FALLON, MO 63366-4757
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 15, 2021	Deed of Trust, Mortgage · VA Mortgage PENNYMAC LOAN SERVICES LLC
Feb 15, 2020	Deed of Trust, Mortgage · VA Mortgage ENDEAVOR CAP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 12, 2008 · Amount on File
Deed Sale	May 12, 2008 · Amount on File
Deed Document Number	2008344610
Deed Book / Page	4986 / 837
Record Updated	Oct 29, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	2105 HOMEFIELD RIDGE CT, O FALLON, MO 63366-4757
Transaction Type	Mortgage
Record Updated	Oct 27, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2105 HOMEFIELD RIDGE CT, O FALLON, MO 63366-4757

Mortgage

Document Number	2021R085614
Date	Oct 15, 2021
Instrument	2021R-085614

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2051

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	2105 HOMEFIELD RIDGE CT, O FALLON, MO 63366-4757
Document Number	0072351822
Instrument Date	Feb 15, 2020
Transaction Type	Mortgage
Record Updated	Mar 17, 2020
Title Company	CHESTERFIELD TITLE AGENCY LLC, CHESTERFIELD TITLE AGCY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2105 HOMEFIELD RIDGE CT O FALLON MO 633664757, O FALLON, MO 63366-4757

Mortgage

Document Number	0072351822
Date	Feb 24, 2020
Book Page	007235/001822
Instrument	110910

Lender

Name	ENDEAVOR CAP
Type	Funding / Finance Company
Address	CHESTERFIELD, MO 63017

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 23, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 2105 Homefield Ridge Ct was $5,218.

Source: St. Charles County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Municipality	O'Fallon City
Unified School District	Fort Zumwalt R-II School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$81,426 (-)	$428,556 (-) Land $70,000 Building $358,556
2025	$5,218.00	$81,426	$428,556 Land $70,000 Building $358,556
2023		$73,057
2022			$384,512 Land $50,000 Building $334,512

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 2105 Homefield Ridge Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2105 Homefield Ridge Ct is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Missouri
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OFALLON PWS serves 32,515 people · EPA ID MO6010588
Water Source	Purchased surface water from several systems
Last State Inspection	Aug 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 420 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Gateway Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000

May also be available: Socket Telecom, T-Mobile, Verizon, Wisper ISP.

Nearby Properties on Homefield Ridge Ct

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures