Schenectady County and Schenectady City property record for 2105 Gray St, Schenectady, NY 12306
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,524 sqft · built 1923 |
| Lot Size | 0.096 acres (4,200 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $5,062 (2026) |
| Deeds & Mortgages | May 2025 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 421500 48.84-1-22 |
| Primary APN | 421500 48.84-1-22 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 1,524 sqft Living Area |
| 1st Floor Area | 740 sqft |
| 2nd Floor Area | 560 sqft |
| Upper Floors Area | 224 sqft |
| Year Built | Built 1923 |
|---|---|
| Effective Year Built | Effective 1923 |
| Architectural Style | Traditional |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 4,200 sqft (0.096 acres) |
| Lot Dimensions | 120 ft deep x 35 ft wide |
| Garage Type | Detached |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
| Porch Area | 241 sqft |
| Patio Area | 90 sqft |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 2105 GRAY ST |
|---|---|
| City | SCHENECTADY |
| State | NY |
| Zip | 12306-4301 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 03 - MULTI |
| Legal Description | 2 WOOD AND GARAGES |
| Legal Block | 1 |
| Legal Lot Number | 22.000 |
| Jurisdiction | SCHENECTADY NY |
| Township / Civil Division | SCHENECTADY |
| Census Block Group | 2 |
| Census Block | 2008 |
| Census Tract | 33200 |
2105 Gray St is owned and occupied by an individual who acquired it in April 2025.
Source: Schenectady County and Schenectady City records, as of September 23, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 2105 GRAY ST, SCHENECTADY, NY 12306-4301 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Apr 22, 2025 |
| Transfer Doc | 0000011337 |
| Record Updated | Oct 29, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Recording Date | May 9, 2025 |
| Property Address | 2105 GRAY ST, SCHENECTADY, NY 12306-4301 |
| Document Number | 0000011337 |
| Instrument Date | Apr 22, 2025 |
| Instrument | 202511337 |
| Transaction Type | Transfer |
| Record Updated | Apr 14, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2105 GRAY ST, SCHENECTADY, NY 12306-4301 |
| Name | Verified Name |
|---|---|
| Address | 2105 GRAY ST, SCHENECTADY, NY 12306-4301 |
Source: Schenectady County and Schenectady City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Schenectady County |
| Municipality | Schenectady City |
| Unified School District | Schenectady City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,062.00 (+5.59%) Homeowner's exemption Senior Citizen's exemption | ||
| 2025 | $4,794.00 (-9.05%) | $127,300 (-) Land $19,100 Building $108,200 | $210,796 (+30.82%) Land $31,628 Building $179,168 |
| 2023 | $127,300 (-) Land $19,100 Building $108,200 | $161,139 (+3.8%) Land $24,177 Building $136,962 | |
| 2022 | $127,300 Land $19,100 Building $108,200 | $155,244 Land $23,293 Building $131,951 | |
| 2021 | $5,271.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 2105 Gray St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective January 7, 2014
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 2105 Gray St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SCHENECTADY CITY WATER WORKS serves 62,000 people · EPA ID NY4600070 |
|---|---|
| Water Source | Groundwater |
| Lead | 3 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 844 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
May also be available: Greenlight Networks.
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