2105 Gale Cv, Hernando, MS 38632 Property Records

DeSoto County property record for 2105 Gale Cv, Hernando, MS 38632 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 1,861 sqft · built 1994
Lot Size	0.295 acres (12,834 sqft)
Owner	2 Individual Names on File
Tax Bill	$1,487 (2025)
Deeds & Mortgages	Nov 2020 Line of Credit May 2018 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`3-08-6-13-05-1-00008-00`

Property Details

APN / Parcel Number

Primary APN	`3-08-6-13-05-1-00008-00`

Interior

Bedrooms	3 Beds
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,861 sqft Adjusted Area
1st Floor Area	1,481 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1994
Exterior Material	Brick Veneer
Construction Type	Brick
Roof Type	Hip
Roof Material	Shingle
Lot Area	12,834 sqft (0.295 acres)
Lot Dimensions	150 ft deep x 95 ft wide
Patio Area	222 sqft
Utility Building	64 sqft

Location & Zoning

Street Address	2105 GALE CV
City	HERNANDO
State	MS
Zip	38632-1131
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SHADY HOLLOW S-D LOT 8
Legal Range	008
Legal Township	03S
Legal Section	13
Legal Subdivision	SHADY HOLLOW S-D
Legal Lot Number	8
Jurisdiction	DESOTO MS
Township / Civil Division	5
Census Block Group	1
Census Block	1059
Census Tract	71122

Owner

Source: DeSoto County records · APN 3-08-6-13-05-1-00008-00

Assessment roll updated December 15, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	2105 GALE CV, HERNANDO, MS 38632-1131
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Et Ux (and Wife)

Deeds, Mortgages & Sale History

Date	Document
Nov 24, 2020	Deed of Trust, Mortgage · Line of Credit FIRST SECURITY BANK
May 17, 2018	Deed of Trust, Mortgage · Conventional Mortgage BANCORP SOUTH BANK
Jun 29, 2023	Warranty Deed, Transfer NOT AVAILABLE, GUARDIAN TITLE LLC
Nov 24, 2020	Administrator's Deed, Transfer

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jun 29, 2023
Deed Sale	Jun 29, 2023
Prior Sale	Nov 24, 2020 · Amount on Record
Deed Book / Page	1023 / 11329
Record Updated	Sep 20, 2026

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESOTO MS
Property Address	2105 GALE CV, HERNANDO, MS 38632-1131
Transaction Type	Mortgage
Record Updated	Dec 04, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	135 BOONE DR N, HERNANDO, MS 38632-6551

Mortgage

Document Number	005097/182
Date	Nov 24, 2020
Book Page	5097/182

Lender

Name	FIRST SECURITY BANK
Type	Bank
Address	BATESVILLE, MS 38606

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	60 Months
Due	Nov 16, 2025

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESOTO MS
Property Address	2105 GALE CV, HERNANDO, MS 38632-1131
Transaction Type	Mortgage
Record Updated	Aug 04, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	004542/349
Date	May 17, 2018
Book Page	4542/349
Instrument	T04542-00349

Lender

Name	BANCORP SOUTH BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	60 Months
Due	May 26, 2023

Interest

Rate Type	Fixed Rate

June 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DESOTO MS
Recording Date	Jun 29, 2023
Property Address	2105 GALE CV, HERNANDO, MS 38632-1131
Document Number	1023/11329
Book / Page	1023 / 11329
Map Reference	MB 6 PG 35
Instrument Date	Jun 18, 2023
Transaction Type	Transfer
Record Updated	Aug 04, 2023
Title Company	NOT AVAILABLE, GUARDIAN TITLE LLC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	941 MORROW CREST DR, HERNANDO, MS 38632-8530

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2105 GALE CV, HERNANDO, MS 38632-1131

November 2020: Administrator's Deed, Transfer

Document Type	Administrator's Deed
Jurisdiction	DESOTO MS
Recording Date	Nov 24, 2020
Property Address	2105 GALE CV, HERNANDO, MS 38632-1131
Document Number	000939/739
Book / Page	939 / 739
Map Reference	MB 6 PG 35
Instrument Date	Nov 16, 2020
Transaction Type	Transfer
Record Updated	Aug 04, 2023

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3354 MOUNTAIN ASH RD, SOUTHAVEN, MS 38672-7024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2105 GALE CV, HERNANDO, MS 38632-1131

Tax Assessment & Valuation

Source: DeSoto County records · Assessment roll updated December 15, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Mississippi
County	DeSoto County
Municipality	Hernando City
Unified School District	DeSoto County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,487.00 (+18.2%)	$15,341 (+36.53%) Land $2,000 Building $13,341	$153,412 (+36.54%) Land $20,000 Building $133,412
2023	$1,258.00	$11,236 (-)	$112,356 (-) Land $20,000 Building $92,356
2022	$1,258.00	$11,236 Land $2,000 Building $9,236	$112,356 Land $20,000 Building $92,356

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, DeSoto County (28033C), updated June 5, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Low above 34% of the US · above 18% of Mississippi
Wildfire Likelihood	About 1 in 1,961 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; lenders make the official flood determination.

2105 Gale Cv, Hernando, MS 38632 Property Records

Property Summary

Property Details

APN / Parcel Number

Interior

Exterior

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

November 2020: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

May 2018: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Interest

June 2023: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

November 2020: Administrator's Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood & Wildfire

Flood

Wildfire

Nearby Properties on Gale Cv

Nearby Streets

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