2105 First St, Middletown, VA 22645 Property Records

Frederick County property record for 2105 First St, Middletown, VA 22645

Property Summary

Property TypeSingle Family Home
Details2 bd · 1.5 ba · 1,395 sqft · built 1946
Lot Size0.75 acres (32,670 sqft)
Owner2 Individual Names on Record
Tax Bill$1,328 (2026)
Deeds & MortgagesNov 2017 Line of Credit
Flood ZoneZone X (minimal risk)
APN91BA-41

Property Details

APN / Parcel Number

Primary APN91BA-41
Alternative APN
  • 8026537

Interior

Bedrooms2 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms5 Rooms
Stories1 Story
Building Area1,395 sqft Living Area
Gross Area2,880 sqft
1st Floor Area930 sqft
Basement Area930 sqft
Unfinished Basement930 sqft
FlooringWood
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1946
Effective Year BuiltEffective 1995
Exterior MaterialBrick
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area32,670 sqft (0.75 acres)
TerrainRolling
Garage TypeDetached
Garage Area288 sqft
Parking Spaces1 Parking Space
PorchPorch
Porch Area90 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHeat Pump
Heating FuelElectric
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number8026537
Street Address2105 FIRST ST
CityMIDDLETOWN
StateVA
Zip22645-9513
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-1
Legal Description.75 ACRE
Legal Subdivision6
JurisdictionFREDERICK VA
Township / Civil DivisionBACK CREEK
Census Block Group1
Census Block1020
Census Tract50700

Owner

Source: Frederick County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address2105 FIRST ST, MIDDLETOWN, VA 22645-9513
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Record UpdatedSep 20, 2026

November 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFREDERICK VA
Property Address2105 FIRST ST, MIDDLETOWN, VA 22645-9513
Document Number0000012516
Instrument DateNov 14, 2017
Transaction TypeMortgage
Record UpdatedJan 26, 2018
Title CompanyDATA SEARCH INC

Transferred To (Grantee/Buyer)

NameVerified Name
Address2105 FIRST ST MIDDLETOWN VA 226459513, MIDDLETOWN, VA 22645-9513

Mortgage

Document Number0000012516
DateNov 30, 2017
Instrument12516
Lender
NameBRANCH BK&TR
TypeBank
AddressRICHMOND, VA 23219-4079
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Frederick County assessment roll, as of July 9, 2026

Property Jurisdictions

TypeName
StateVirginia
CountyFrederick County
MunicipalityMiddletown Town
Unified School DistrictFrederick County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,328.00 (+10.39%)$250,656 Land $83,000 Building $167,656$250,656 Land $83,000 Building $167,656
2025$1,203.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 3, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies4 in force
Nearby Flood Claims1 (2004)
Claims Outside the SFHA1 of 1
Most Recent ClaimSep 2004 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 67% of the US · above 54% of Virginia
Wildfire Likelihood0.03% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTOWN OF MIDDLETOWN
serves 1,390 people · EPA ID VA2069333
Water SourcePurchased surface water from CITY OF WINCHESTER
Last State InspectionJun 2025
LeadUnder 1 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 170 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable · Fiber in parts of the area
2,000 / 250
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880
T-Mobile
Fixed Wireless
100 / 20

Nearby Properties on First St

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