Stanislaus County property record for 2105 Finley Ct, Modesto, CA 95358
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,321 sqft · built 1990 |
| Lot Size | 0.13 acres (5,663 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $157,000 (Dec 2010) |
| Tax Bill | $2,296 (2026) |
| Deeds & Mortgages | Aug 2020 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 081-045-015-000 |
| Primary APN | 081-045-015-000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 1 Story |
| Building Area | 2,321 sqft Living Area |
| 1st Floor Area | 2,321 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1990 |
|---|---|
| Effective Year Built | Effective 1990 |
| Construction Type | Wood |
| Lot Area | 5,663 sqft (0.13 acres) |
| Parking Spaces | 2 Parking Spaces |
| Patio Area | 161 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 2105 FINLEY CT |
|---|---|
| City | MODESTO |
| State | CA |
| Zip | 95358-6758 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | ROSEMORE GARDENS BLK 5259 LOT 3 |
| Legal Subdivision | ROSEMORE GARDENS |
| Legal Block | 5259 |
| Legal Lot Number | 3 |
| Jurisdiction | STANISLAUS CA |
| Township / Civil Division | MODESTO |
| Census Block Group | 2 |
| Census Block | 2027 |
| Census Tract | 602 |
Source: Stanislaus County records, as of October 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 2105 FINLEY CT, MODESTO, CA 95358-6758 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 29, 2010 · Amount on Record |
| Deed Sale | Dec 29, 2010 · Amount on Record |
| Prior Sale | Aug 13, 2010 · Amount on Record |
| Deed Document Number | 2010115498 |
| Prior Transfer Date | Aug 11, 2010 |
| Prior Transfer Doc | 0000071482 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | STANISLAUS CA |
| Property Address | 2105 FINLEY CT, MODESTO, CA 95358-6758 |
| Document Number | 0000060558 |
| Instrument Date | Aug 4, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Sep 1, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 2105 FINLEY CT MODESTO CA 953586758, MODESTO, CA 95358-6758 |
| Document Number | 0000060558 |
|---|---|
| Date | Aug 14, 2020 |
| Instrument | 60558 |
| Name | FARMERS & MERCHANTS BK/CTRL CA |
|---|---|
| Type | Bank |
| Address | LODI, CA 95241-1902 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
Source: Stanislaus County assessment roll, as of October 21, 2026
| Type | Name |
|---|---|
| State | California |
| County | Stanislaus County |
| Municipality | Modesto City |
| Elementary School District | Modesto City Elementary School District (KG - 08) |
| Secondary School District | Modesto City High School District (09 - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $2,296.00 (+1.15%) Homeowner's exemption | $205,153 (+2%) Land $52,265 Building $152,888 |
| 2025 | $2,270.00 (+6.42%) Homeowner's exemption | $201,132 (+4.04%) Land $51,241 Building $149,891 |
| 2023 | $2,133.00 (+2.55%) Homeowner's exemption | $193,323 Land $49,252 Building $144,071 |
| 2022 | $2,080.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective October 23, 2022
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 97.4% of California |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF MODESTO serves 218,915 people · EPA ID CA5010010 |
|---|---|
| Water Source | Purchased surface water from MODESTO IRRIGATION DISTRICT |
| Last State Inspection | Jan 2025 |
| Lead | 12 ppb (2025–2027) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 584 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Ayera Technologies Fixed Wireless | 1,000 / 500 |
| ezWave Fixed Wireless | 1,000 / 200 |
| unWired Broadband Fixed Wireless | 400 / 50 |
| Cal.net Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · DSL | 100 / 20 |
May also be available: Verizon.
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