2105 E 5th St, Charlotte, NC 28204 Property Records

Mecklenburg County property record for 2105 E 5th St, Charlotte, NC 28204

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,800 sqft · built 1932
Lot Size0.262 acres (11,443 sqft)
OwnerIndividual Name on Record
Last Sale$425,000 (May 2012)
Tax Bill$9,233 (2023)
Deeds & MortgagesApr 2021 Line of Credit
Mar 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN127-047-14

Property Details

APN / Parcel Number

Primary APN127-047-14

Interior

Bedrooms3 Beds
Full Baths2 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area1,800 sqft Heated Area
Gross Area2,353 sqft
1st Floor Area1,800 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1932
Architectural StyleOther
Exterior MaterialComposition/Composite
Foundation TypeRaised
Roof MaterialAsphalt
Lot Area11,443 sqft (0.262 acres)
Garage Area306 sqft
PorchPorch
Porch Area553 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air
Heating FuelGas

Location & Zoning

Old Parcel Number127-047-14
Street Address2105 E 5TH ST
CityCHARLOTTE
StateNC
Zip28204-3303
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-5
Legal DescriptionL30 B2 M332-230
Legal SubdivisionROSEMONT
Legal Block2
Legal Lot Number30
JurisdictionMECKLENBURG NC
Township / Civil Division1, CHARLOTTE
Census Block Group1
Census Block1006
Census Tract2400

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Elizabeth Historic District
listed 1989 · 893 contributing resources · NRIS 88003003

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Mecklenburg County records, as of May 24, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address2105 E 5TH ST, CHARLOTTE, NC 28204-3303
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Apr 12, 2021Deed of Trust, Mortgage · Line of Credit
SOUTH STATE BANK NATIONAL ASSOCIATION
Mar 16, 2021Intrafamily Transfer, Transfer · Conventional Mortgage
AMERICAN SECURITY MORTGAGE CORP

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 31, 2012 · Amount on Record
Deed SaleMay 31, 2012 · Amount on Record
Prior SaleNov 14, 2014
Deed Document Number0000074081
Deed Book / Page27384 / 728
Last Transfer DateMar 16, 2021
Transfer Doc0000051069
Record UpdatedJun 7, 2026

April 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMECKLENBURG NC
Property Address2105 E 5TH ST, CHARLOTTE, NC 28204-3303
Transaction TypeMortgage
Record UpdatedMay 25, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address2105 E 5TH ST, CHARLOTTE, NC 28204-3303

Mortgage

Document Number0000071975
DateApr 12, 2021
Book Page35927/204
Instrument2021071975
Lender
NameSOUTH STATE BANK NATIONAL ASSOCIATION
TypeBank
AddressBRANCHVILLE, SC 29432
Agreement
TypeLine of Credit
AmountAmount Recorded
Term120 Months
DueApr 20, 2031
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

March 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionMECKLENBURG NC
Recording DateMar 16, 2021
Property Address2105 E 5TH ST, CHARLOTTE, NC 28204-3303
Document Number0000051069
Book / Page35808 / 99
Map ReferenceMB 332 PG 230
Instrument DateMar 11, 2021
Instrument2021051069
Transaction TypeTransfer
Record UpdatedMay 25, 2023
Title CompanyMASTER TITLE

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2105 E 5TH ST, CHARLOTTE, NC 28204-3303

Mortgage

Document Number0000051070
DateMar 16, 2021
Instrument2021051070
Lender
NameAMERICAN SECURITY MORTGAGE CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueApr 1, 2051

Tax Assessment & Valuation

Source: Mecklenburg County assessment roll, as of January 1, 2023

Property Jurisdictions

TypeName
StateNorth Carolina
CountyMecklenburg County
MunicipalityCharlotte City
Unified School DistrictCharlotte-Mecklenburg Schools (PK - 12)

Flood

Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 2 (40% premium discount)
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCHARLOTTE WATER
serves 1,206,285 people · EPA ID NC0160010
Water SourceSurface water
Last State InspectionJul 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 133 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
1,000 / 75
Starlink
Satellite
280 / 30
AT&T
Fixed Wireless · DSL · Fiber in parts of the area
100 / 20

May also be available: T-Mobile.

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