2105 E 45th St, Indianapolis, IN 46205 Property Records

Marion County property record for 2105 E 45th St, Indianapolis, IN 46205

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 964 sqft · built 1955
Lot Size	0.176 acres (7,700 sqft)
Owner	Individual Name on Record
Last Sale	$105,500 (May 2021)
Tax Bill	$3,522 (2023)
Deeds & Mortgages	Nov 2021 Mortgage May 2021 Sale + 3 more
Flood Zone	Zone X (minimal risk)
APN	`49-07-18-103-196.000-801`

Property Details

APN / Parcel Number

Primary APN	`49-07-18-103-196.000-801`
Alternative APN	`8011331`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	964 sqft Living Area
1st Floor Area	964 sqft
Family Room	Family Room

Exterior

Year Built	Built 1955
Effective Year Built	Effective 2014
Construction Type	Wood
Foundation Type	Raised
Roof Material	Asphalt
Lot Area	7,700 sqft (0.176 acres)
Lot Dimensions	100 ft deep x 77 ft wide
Shed	1 Shed
Shed Area	72 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	8011331
Old Parcel Number	8011331
Street Address	2105 E 45TH ST
City	INDIANAPOLIS
State	IN
Zip	46205-2222
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	ZO01
Legal Description	MONTROSE PT L532 & PT L533 PT L534 BEG NW COR L534 E100 S77 W100 N77 TO BEG 0.177 AC.
Legal Range	04
Legal Township	16
Legal Section	18
Legal Subdivision	MONTROSE
Legal Lot Number	532
Jurisdiction	MARION IN
Township / Civil Division	WASHINGTON
Census Block Group	1
Census Block	1000
Census Tract	322500

Owner

Source: Marion County records, as of May 10, 2024

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	617 GLENEAGLE LN, FRANKLIN, TN 37067-4469
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 22, 2021	Deed of Trust, Mortgage · Conventional Mortgage CARDINAL FINANCIAL CO
May 7, 2021	Warranty Deed, Transfer
Sep 18, 2017	Warranty Deed, Transfer · FHA Mortgage RUOFF MTG
Sep 18, 2017	Quit Claim Deed, Transfer MERIDIAN TITLE
Sep 18, 2017	Quit Claim Deed, Transfer MERIDIAN TITLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 7, 2021 · Amount on Record
Deed Sale	May 7, 2021 · Amount on Record
Prior Sale	Sep 18, 2017
Deed Document Number	A202100060370
Record Updated	Jun 7, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARION IN
Property Address	2105 E 45TH ST, INDIANAPOLIS, IN 46205-2222
Transaction Type	Mortgage
Record Updated	Feb 9, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000155864
Date	Nov 22, 2021
Instrument	A202100155864

Lender

Name	CARDINAL FINANCIAL CO
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2051

Interest

Rate Type	Fixed Rate

May 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARION IN
Recording Date	May 7, 2021
Property Address	2105 E 45TH ST, INDIANAPOLIS, IN 46205-2222
Document Number	0000060370
Map Reference	PB 14 PG 128
Instrument Date	Apr 30, 2021
Instrument	A202100060370
Transaction Type	Transfer
Record Updated	Feb 9, 2023

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	617 GLENEAGLE LN, FRANKLIN, TN 37067-4469

September 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARION IN
Recording Date	Sep 18, 2017
Property Address	2105 E 45TH ST, INDIANAPOLIS, IN 46205-2222
Document Number	0000105552
Instrument Date	Sep 13, 2017
Instrument	105552
Transaction Type	Transfer
Record Updated	Dec 10, 2020
Title Company	MERIDIAN TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4455 CAROLINE AVE INDIANAPOLIS IN 462052250, INDIANAPOLIS, IN 46205-2250

Mortgage

Document Number	105553
Date	Sep 18, 2017
Instrument	105553

Lender

Name	RUOFF MTG
Type	Mortgage Company
Address	FORT WAYNE, IN 46825

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 17, 2047

Mortgage

Document Number	105554,
Date	Sep 18, 2017
Instrument	105554

Lender

Name	INDIANA HSNG & CMNTY DEV AUTH
Address	INDIANAPOLIS, IN 46204

Agreement

Amount	Amount Recorded
Term	24 Months
Due	Sep 17, 2019

September 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MARION IN
Recording Date	Sep 18, 2017
Property Address	2105 E 45TH ST, INDIANAPOLIS, IN 46205-2222
Document Number	0000105549
Instrument Date	Sep 7, 2017
Instrument	105549
Transaction Type	Transfer
Record Updated	Sep 21, 2017
Title Company	MERIDIAN TITLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1129 W 20TH ST BLOOMINGTON IN 474042101, BLOOMINGTON, IN 47404-2101

September 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MARION IN
Recording Date	Sep 18, 2017
Property Address	2105 E 45TH ST, INDIANAPOLIS, IN 46205-2222
Document Number	0000105551
Instrument Date	Sep 7, 2017
Instrument	105551
Transaction Type	Transfer
Record Updated	Dec 10, 2020
Title Company	MERIDIAN TITLE

Transaction

Amount	Amount Recorded
Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1129 W 20TH ST BLOOMINGTON IN 474042101, BLOOMINGTON, IN 47404-2101

Tax Assessment & Valuation

Source: Marion County assessment roll, as of July 1, 2023

Property Jurisdictions

Type	Name
State	Indiana
County	Marion County
County Subdivision	Washington Township
Consolidated City	Indianapolis City
Unified School District	Indianapolis Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$3,522.00 (+11.24%)	$148,500 (+10.74%) Land $22,700 Building $125,800	$148,500 (+10.74%) Land $22,700 Building $125,800
2022	$3,166.00 (+211.92%)	$134,100 Land $5,500 Building $128,600	$134,100 Land $5,500 Building $128,600
2021	$1,015.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 7, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1978)
Most Recent Claim	Jun 1978 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITIZENS WATER - INDIANAPOLIS serves 880,345 people · EPA ID IN5249004
Water Source	Surface water
Last State Inspection	May 2024
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 210 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon, Xfinity, Xiber.

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