2105 E 26th St, Chattanooga, TN 37407 Property Records

Hamilton County property record for 2105 E 26th St, Chattanooga, TN 37407

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,288 sqft · built 2022
Lot Size	0.132 acres (5,750 sqft)
Owner	Individual Name on Record
Last Sale	$258,000 (Apr 2022)
Tax Bill	$877 (2025)
Deeds & Mortgages	Jul 2021 Construction Loan Apr 2022 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`156J B 026`

Property Details

APN / Parcel Number

Primary APN	`156J B 026`
Alternative APN	`0000092694`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,288 sqft Living Area

Exterior

Year Built	Built 2022
Exterior Material	Fiber Cement Siding
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	5,750 sqft (0.132 acres)
Lot Dimensions	125 ft deep x 46 ft wide
Garage Type	Detached
Garage Area	336 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	0000092694
Street Address	2105 E 26TH ST
City	CHATTANOOGA
State	TN
Zip	37407-1032
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	LT 54 OCOLA GROVE PB 6 PG 15
Legal Subdivision	OCOLA GROVE
Legal Lot Number	54
Jurisdiction	HAMILTON TN
Township / Civil Division	4
Census Block Group	2
Census Block	2026
Census Tract	2500

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Chickamauga and Chattanooga National Military Park listed 1966 · 859 contributing resources · NRIS 66000274

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Hamilton County records, as of December 31, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2105 E 26TH ST, CHATTANOOGA, TN 37407-1032
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 26, 2021	Deed of Trust, Mortgage · Construction Mortgage SMARTBANK
Apr 29, 2022	Warranty Deed, Transfer · FHA Mortgage MISSION LOANS LLC
Jun 3, 2020	Warranty Deed, Transfer EQUI TITLE INC
May 29, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 29, 2022 · Amount on Record
Deed Sale	Apr 29, 2022 · Amount on Record
Prior Sale	Jun 3, 2020 · Amount on Record
Deed Document Number	2022042900134
Deed Book / Page	12939 / 799
Record Updated	Jun 8, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON TN
Property Address	2105 E 26TH ST, CHATTANOOGA, TN 37407-1032
Transaction Type	Mortgage
Record Updated	Sep 25, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8097 LEON BRENDA LN, OOLTEWAH, TN 37363-7099
Investor	Possibly a Property Investor

Mortgage

Document Number	0000000114
Date	Jul 26, 2021
Book Page	12581/827
Instrument	2021072600114

Lender

Name	SMARTBANK
Type	Bank
Address	CHATTANOOGA, TN 37421

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

April 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON TN
Recording Date	Apr 29, 2022
Property Address	2105 E 26TH ST, CHATTANOOGA, TN 37407-1032
Document Number	0000000134
Book / Page	12939 / 799
Map Reference	MB 06 PG 15
Instrument Date	Apr 26, 2022
Instrument	2022042900134
Transaction Type	Transfer
Record Updated	Sep 25, 2025
Title Company	EQUI TITLE INC, EQUITITLE INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$954.60
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2105 E 26TH ST, CHATTANOOGA, TN 37407-1032

Mortgage

Document Number	0129390801
Date	Apr 29, 2022
Instrument	12939-0801

Lender

Name	MISSION LOANS LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2052

June 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON TN
Recording Date	Jun 3, 2020
Property Address	2105 E 26TH ST, CHATTANOOGA, TN 37407-1032
Document Number	0603000185
Book / Page	012023 / 000127
Instrument Date	Jun 2, 2020
Instrument	200603000185
Transaction Type	Transfer
Record Updated	Jul 31, 2020
Title Company	EQUI TITLE INC

Transaction

Amount	Amount Recorded
Tax	$26.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	8097 LEON BRENDA LN OOLTEWAH TN 373637099, OOLTEWAH, TN 37363-7099

May 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HAMILTON TN
Recording Date	May 29, 2020
Property Address	2105 E 26TH ST, CHATTANOOGA, TN 37407-1032
Document Number	0529000263
Book / Page	012018 / 000114
Instrument Date	May 29, 2020
Instrument	200529000263
Transaction Type	Transfer
Record Updated	Jul 17, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8522 RANCHO DR OOLTEWAH TN 373639232, OOLTEWAH, TN 37363-9232

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Hamilton County
Municipality	Chattanooga City
Unified School District	Hamilton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$877.00 (+4.53%)	$57,925 (+54.36%)	$231,700 (+54.36%) Land $30,000 Building $201,700
2024	$839.00	$37,525 (-)	$150,100 (-) Land $10,000 Building $140,100
2023	$839.00 (+1,946.34%)	$37,525 (+1,901.33%)	$150,100 (+1,901.33%) Land $10,000 Building $140,100
2022	$41.00	$1,875	$7,500 Land $7,500

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 17 policies
Nearby Flood Policies	17 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TENNESSEE AMERICAN WATER private · serves 207,046 people · EPA ID TN0000107
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 197 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
EPB Fiber	100,000 / 100,000
Xfinity Cable	1,200 / 35

May also be available: AT&T, T-Mobile, Verizon.

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