2105 E 13th St, Chattanooga, TN 37404 Property Records

Hamilton County property record for 2105 E 13th St, Chattanooga, TN 37404

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,394 sqft · built 1920
Lot Size	0.162 acres (7,100 sqft)
Owner	2 Individual Names on Record
Last Sale	$58,000 (Sep 2016)
Tax Bill	$602 (2025)
Deeds & Mortgages	Jun 2019 Line of Credit Oct 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`156C A 023`

Property Details

APN / Parcel Number

Primary APN	`156C A 023`
Alternative APNs	`156CA02300000` `0000090417`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,394 sqft Living Area

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1960
Exterior Material	Wood
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	7,100 sqft (0.162 acres)
Lot Dimensions	142 ft deep x 50 ft wide
Garage Type	Detached
Garage Area	379 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	0000090417
Old Parcel Number	156CA02300000
Street Address	2105 E 13TH ST
City	CHATTANOOGA
State	TN
Zip	37404-4432
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	LT 3 BLK 3 EDEN PARK ADDN PB3 PG4
Legal Subdivision	EDEN PARK ADDN
Legal Block	3
Legal Lot Number	3
Jurisdiction	HAMILTON TN
Township / Civil Division	4
Census Block Group	1
Census Block	1028
Census Tract	1300

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Chickamauga and Chattanooga National Military Park listed 1966 · 859 contributing resources · NRIS 66000274

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Hamilton County records, as of December 31, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2105 E 13TH ST, CHATTANOOGA, TN 37404-4432
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 26, 2019	Deed of Trust, Mortgage · Line of Credit FIRSTBANK
Oct 18, 2017	Deed of Trust, Mortgage FIRSTBANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 2, 2016 · Amount on Record
Deed Sale	Sep 2, 2016 · Amount on Record
Deed Document Number	2016090200192
Deed Book / Page	10844 / 328
Record Updated	Jun 8, 2026

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON TN
Property Address	2105 E 13TH ST, CHATTANOOGA, TN 37404-4432
Document Number	0703000085
Instrument Date	Jun 26, 2019
Transaction Type	Mortgage
Record Updated	Jul 17, 2019
Title Company	TITLE GUARANTY, TITLE GUARANTY & TRUST CO INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2105 E 13TH ST CHATTANOOGA TN 374044432, CHATTANOOGA, TN 37404-4432

Mortgage

Document Number	0703000085
Date	Jul 3, 2019
Book Page	011688/000781
Instrument	190703000085

Lender

Name	FIRSTBANK
Type	Bank
Address	NASHVILLE, TN 37201

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Jul 2, 2029

Interest

Rate Type	Adjustable Rate

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON TN
Property Address	2105 E 13TH ST, CHATTANOOGA, TN 37404-4432
Document Number	0000000070
Instrument Date	Oct 18, 2017
Transaction Type	Mortgage
Record Updated	Aug 27, 2018
Title Company	TITLE GUARANTY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2105 E 13TH ST CHATTANOOGA TN 374044432, CHATTANOOGA, TN 37404-4432

Mortgage

Document Number	0000000070
Date	Oct 24, 2017
Book Page	011186/000041
Instrument	70

Lender

Name	FIRSTBANK
Type	Bank
Address	FRANKLIN, TN 37067

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Oct 23, 2047

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Hamilton County
Municipality	Chattanooga City
Unified School District	Hamilton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$602.00 (+2.91%)	$39,725 (+51.91%)	$158,900 (+51.91%) Land $70,000 Building $88,900
2024	$585.00	$26,150 (-)	$104,600 (-) Land $40,000 Building $64,600
2023	$585.00	$26,150 (-)	$104,600 (-) Land $40,000 Building $64,600
2022	$585.00	$26,150	$104,600 Land $40,000 Building $64,600

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1989)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jul 1989 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TENNESSEE AMERICAN WATER private · serves 207,046 people · EPA ID TN0000107
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 413 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
EPB Fiber	100,000 / 100,000
Xfinity Cable	1,200 / 35

May also be available: T-Mobile, Verizon.

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