2105 Cullen Ct, Billings, MT 59102 Property Records

Yellowstone County property record for 2105 Cullen Ct, Billings, MT 59102

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,174 sqft · built 1971
Lot Size	0.253 acres (11,001 sqft)
Owner	2 Individual Names on File
Last Sale	$262,700 (Sep 2020)
Tax Bill	$2,407 (2025)
Deeds & Mortgages	Oct 2025 Line of Credit Sep 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`000A065000`

Property Details

APN / Parcel Number

Primary APN	`000A065000`
Alternative APNs	`03-1032-36-2-03-15-0000` `A065000` `R036724` `A06500`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,174 sqft Living Area
Gross Area	2,288 sqft
1st Floor Area	1,144 sqft
Basement Area	1,144 sqft
Finished Basement	1,030 sqft
Unfinished Basement	114 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1971
Effective Year Built	Effective 2000
Architectural Style	Ranch
Exterior Material	Wood
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	11,001 sqft (0.253 acres)
View / Lot	Neighborhood / Spot
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Frame Porch
Porch Area	125 sqft
Deck Area	144 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	2105 CULLEN CT
City	BILLINGS
State	MT
Zip	59102-2411
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-96
Legal Description	EATON, L T SUBD, S36, T01 N, R25 E, BLOCK 1, LOT 15, AMD
Legal Range	25E
Legal Township	01N
Legal Section	36
Legal Subdivision	L T EATON SUBD
Legal Block	1
Legal Lot Number	15
Jurisdiction	YELLOWSTONE MT
Township / Civil Division	BILLINGS
Census Block Group	2
Census Block	2014
Census Tract	1200

Owner

2105 Cullen Ct is owned and occupied by two individuals who bought it in September 2020.

Source: Yellowstone County records, as of September 9, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2105 CULLEN CT, BILLINGS, MT 59102-2411
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 6, 2025	Deed of Trust, Mortgage · Line of Credit LENDAGE LLC
Sep 3, 2020	Warranty Deed, Transfer · FHA Mortgage GUILD MORTGAGE CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 3, 2020 · Amount on File
Deed Sale	Sep 3, 2020 · Amount on File
Prior Sale	Sep 26, 2011 · Amount on File
Deed Document Number	20203937032
Prior Transfer Date	Sep 23, 2011
Prior Transfer Doc	0003600402
Record Updated	Oct 29, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YELLOWSTONE MT
Property Address	2105 CULLEN CT, BILLINGS, MT 59102-2411
Transaction Type	Mortgage
Record Updated	Oct 17, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2105 CULLEN CT, BILLINGS, MT 59102-2411

Mortgage

Document Number	0004116484
Date	Oct 6, 2025
Instrument	4116484

Lender

Name	LENDAGE LLC
Type	Mortgage Company
Address	TEMPE, AZ 85288

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	120 Months
Due	Oct 1, 2035

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	YELLOWSTONE MT
Recording Date	Sep 3, 2020
Property Address	2105 CULLEN CT, BILLINGS, MT 59102-2411
Document Number	0003937032
Map Reference	DOC 771050
Instrument Date	Sep 2, 2020
Instrument	3937032
Transaction Type	Transfer
Record Updated	Aug 17, 2022
Title Company	FIRST MONTANA TITLE CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2105 CULLEN CT, BILLINGS, MT 59102-2411

Mortgage

Document Number	0003937033
Date	Sep 3, 2020
Instrument	3937033

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 2105 Cullen Ct was $2,407, down 18% from the year before.

Source: Yellowstone County assessment roll, as of September 9, 2026

Property Jurisdictions

Type	Name
State	Montana
Municipality	Billings City
County	Yellowstone County
Elementary School District	Billings Elementary School District (PK - 08)
Secondary School District	Billings High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$373,200 (-) Land $61,171 Building $312,029	$373,200 (-) Land $61,171 Building $312,029
2025	$2,407.00 (-17.99%)	$373,200 Land $61,171 Building $312,029	$373,200 Land $61,171 Building $312,029
2024	$2,935.00 (+10.5%)
2023	$2,656.00	$297,600	$297,600 Land $58,006 Building $239,594

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2105 Cullen Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 23, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2105 Cullen Ct is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 99.1% of Montana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BILLINGS HEIGHTS CO WATER DIST OF serves 12,000 people · EPA ID MT0000155
Water Source	Purchased surface water from CITY OF BILLINGS
Last State Inspection	Jun 2024
Lead	3 ppb (2025–2027) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 491 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Wisp West Fixed Wireless	200 / 100
AT&T Fixed Wireless	100 / 20

May also be available: Ziply Fiber.

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