2105 Charwick Dr, Champaign, IL 61822 Property Records

Champaign County property record for 2105 Charwick Dr, Champaign, IL 61822

Property Summary

Property TypeSingle Family Home
Lot Size0.229 acres (9,983 sqft)
Owner2 Individual Names on File
Last Sale$283,000 (Aug 2020)
Tax Bill$9,393 (2024)
Deeds & MortgagesAug 2020 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN03-20-20-425-006

Property Details

APN / Parcel Number

Primary APN03-20-20-425-006

Exterior

Lot Area9,983 sqft (0.229 acres)

Location & Zoning

Street Address2105 CHARWICK DR
CityCHAMPAIGN
StateIL
Zip61822-9358
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 512 IRONWOOD 5
Legal Range08E
Legal Township19N
Legal Section20
Legal SubdivisionIRONWOOD 5
Legal Lot Number512
JurisdictionCHAMPAIGN IL
Township / Civil DivisionCHAMPAIGN CITY
Census Block Group1
Census Block1066
Census Tract1205

Owner

2105 Charwick Dr is owned and occupied by two individuals who bought it in August 2020.

Source: Champaign County records, as of April 29, 2026

Owner of Record2 Individual Names on File
Mailing Address2105 CHARWICK DR, CHAMPAIGN, IL 61822-9358
OccupancyOwner Occupied
Owner TypeIndividual
VestingTenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 26, 2020 · Amount on File
Deed SaleAug 26, 2020 · Amount on File
Deed Document Number202017144
Record UpdatedOct 29, 2026

August 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCHAMPAIGN IL
Recording DateAug 26, 2020
Property Address2105 CHARWICK DR, CHAMPAIGN, IL 61822-9358
Document Number0000017144
Map ReferenceDOC 98R34498
Instrument DateAug 20, 2020
Instrument2020R17144
Transaction TypeTransfer
Record UpdatedApr 28, 2022

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$283.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address2105 CHARWICK DR, CHAMPAIGN, IL 61822-9358

Mortgage

Document Number0000017145
DateAug 26, 2020
Instrument2020R17145
Lender
NamePROSPECT BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueSep 1, 2050

Tax Assessment & Valuation

Source: Champaign County assessment roll, as of April 29, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyChampaign County
County SubdivisionChampaign City Township
MunicipalityChampaign City
Unified School DistrictChampaign Community Unit School District 4 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$126,610 Land $26,580 Building $100,030$379,830 Land $79,740 Building $300,090
2024$9,393.00
2022$8,471.00 Homeowner's exemption$96,860 Land $20,340 Building $76,520$290,580 Land $61,020 Building $229,560

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 2105 Charwick Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 14, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 2105 Charwick Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemIL AMERICAN-CHAMPAIGN
private · serves 150,000 people · EPA ID IL0195300
Water SourceGroundwater
Last State InspectionSep 2025
Lead1 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 283 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
i3 Broadband
Fiber
8,000 / 8,000
Xfinity
Cable
1,200 / 35
Nextlink
Fixed Wireless
500 / 100
T-Mobile
Fixed Wireless
100 / 20
AT&T
DSL
100 / 20

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