Mecklenburg County property record for 2105 Cadence Trace Dr, Mint Hill, NC 28227
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3.5 ba · 2,387 sqft · built 2024 |
| Lot Size | 0.172 acres (7,492 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $604,000 (Sep 2024) |
| Tax Bill | $3,667 (2025) |
| Deeds & Mortgages | Jul 2026 Mortgage Dec 2025 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 139-014-56 |
| Primary APN | 139-014-56 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,387 sqft Living Area |
| Year Built | Built 2024 |
|---|---|
| Effective Year Built | Effective 2024 |
| Exterior Material | Brick |
| Lot Area | 7,492 sqft (0.172 acres) |
| Street Address | 2105 CADENCE TRACE DR |
|---|---|
| City | CHARLOTTE |
| State | NC |
| Zip | 28227-2002 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R |
| Legal Description | L8 M66-93 |
| Legal Subdivision | CADENCE AT MINT HILL SUBDIVISION PHASE 1 |
| Legal Block | 4 |
| Legal Lot Number | 8 |
| Jurisdiction | MECKLENBURG NC |
| Township / Civil Division | 6, CLEAR CREEK |
| Census Block Group | 1 |
| Census Block | 1045 |
| Census Tract | 5714 |
Source: Mecklenburg County records, as of July 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 2105 CADENCE TRACE DR, CHARLOTTE, NC 28227-2002 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 14, 2026 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| Dec 9, 2025 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| Sep 10, 2024 | Special Warranty Deed, Transfer · Conventional Mortgage MATTAMY HOME FUNDING LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 10, 2024 · Amount on Record |
| Deed Sale | Sep 10, 2024 · Amount on Record |
| Deed Document Number | 202486204 |
| Deed Book / Page | 39063 / 835 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Recording Date | Jul 14, 2026 |
| Property Address | 2105 CADENCE TRACE DR, CHARLOTTE, NC 28227-2002 |
| Document Number | 0000074657 |
| Book / Page | 40568 / 557 |
| Instrument Date | Jul 9, 2026 |
| Instrument | 202674657 |
| Transaction Type | Mortgage |
| Record Updated | Jul 23, 2026 |
| Title Company | ROCKET TITLE, ROCKET CLOSE |
| Name | Verified Name |
|---|---|
| Address | 2105 CADENCE TRACE DR, CHARLOTTE, NC 28227-2002 |
| Document Number | 0000074657, |
|---|---|
| Date | Jul 14, 2026 |
| Book Page | 40568/557 |
| Instrument | 202674657 |
| Name | ROCKET MORTGAGE LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.52% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Property Address | 2105 CADENCE TRACE DR, CHARLOTTE, NC 28227-2002 |
| Transaction Type | Mortgage |
| Record Updated | May 22, 2026 |
| Title Company | ROCKET CLOSE LLC |
| Name | Verified Name |
|---|---|
| Address | 2105 CADENCE TRACE DR, MINT HILL, NC 28227-2002 |
| Document Number | 0000126337 |
|---|---|
| Date | Dec 9, 2025 |
| Book Page | 40060/139 |
| Instrument | 2025126337 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2056 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Recording Date | Sep 10, 2024 |
| Property Address | 2105 CADENCE TRACE DR, CHARLOTTE, NC 28227-2002 |
| Document Number | 0000086204 |
| Book / Page | 39063 / 835 |
| Map Reference | MB 66 PG 93-94 |
| Instrument Date | Sep 10, 2024 |
| Instrument | 2024086204 |
| Transaction Type | Transfer |
| Record Updated | May 22, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,208.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2127 AYRSLEY TOWN BLVD STE 202, 202, CHARLOTTE, NC 28273-3555 |
| Name | Verified Name |
|---|---|
| Address | 2105 CADENCE TRACE DR, MINT HILL, NC 28227-2002 |
| Document Number | 0000086205 |
|---|---|
| Date | Sep 10, 2024 |
| Instrument | 2024086205 |
| Name | MATTAMY HOME FUNDING LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2054 |
Source: Mecklenburg County assessment roll, as of September 9, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Mecklenburg County |
| Municipality | Mint Hill Town |
| Unified School District | Charlotte-Mecklenburg Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,667.00 | $503,400 Land $115,000 Building $388,400 | $503,400 Land $115,000 Building $388,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 62% of the US · above 52% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CHARLOTTE WATER serves 1,206,285 people · EPA ID NC0160010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 100 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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