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2105 Bainbridge Rd, Stedman, NC 28391 Property Records

Cumberland County property record for 2105 Bainbridge Rd, Stedman, NC 28391 · Last verified December 2025

Property Summary

Property TypeRural Home
Details3 bd · 2 ba · 1,338 sqft · built 1994
Lot Size0.839 acres (36,590 sqft)
OwnerIndividual Name on File
Last Sale$190,000 (Nov 2023)
Tax Bill$1,716 (2025)
Deeds & MortgagesNov 2023 Mortgage
Nov 2023 Sale & Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN0497-93-3082

Property Details

APN / Parcel Number

Primary APN0497-93-3082
Alternative APN
  • 0497.04933082

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,338 sqft Heated Area
1st Floor Area1,338 sqft
FireplaceFireplace

Exterior

Year BuiltBuilt 1994
Architectural StyleTraditional
Exterior MaterialAluminum/Vinyl
Foundation TypeStone
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area36,590 sqft (0.839 acres)
Lot Dimensions285 ft deep x 125 ft wide
Garage Area336 sqft
Parking Spaces1 Parking Space
PorchOpen Porch
Porch Area492 sqft
Patio Area30 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air
Heating FuelElectric

Location & Zoning

Old Parcel Number0497.04933082
Street Address2105 BAINBRIDGE RD
CitySTEDMAN
StateNC
Zip28391-8977
Property CategoryResidential
Property TypeResidential > Single Family > Rural Home
Legal DescriptionRAY C FAIRCLOTH LO:4 SE:01 PL:0058-0075
Legal SubdivisionEASTOVER ARMSTRONG STEDMAN DIS
Legal Lot Number4
JurisdictionCUMBERLAND NC
Township / Civil DivisionCEDAR CREEK
Census Block Group2
Census Block2009
Census Tract2802

Owner

Source: Cumberland County records · APN 0497-93-3082

Assessment roll updated January 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address2105 BAINBRIDGE RD, STEDMAN, NC 28391-8977
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Nov 28, 2023Deed of Trust, Mortgage
NORTH CAROLINA HOUSING FINANCE AGENCY
Nov 28, 2023Warranty Deed, Transfer · FHA Mortgage
MOVEMENT MORTGAGE
Nov 28, 2023Warranty Deed, Transfer
Sep 19, 2017Grant Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleNov 28, 2023 · Amount on Record
Deed SaleNov 28, 2023 · Amount on Record
Prior SaleOct 07, 2005 · Amount on Record
Deed Document Number0011864590
Deed Book / Page11864 / 590
Record UpdatedJun 08, 2026

November 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCUMBERLAND NC
Property Address2105 BAINBRIDGE RD, STEDMAN, NC 28391-8977
Transaction TypeMortgage
Record UpdatedDec 05, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address2105 BAINBRIDGE RD, STEDMAN, NC 28391-8977

Mortgage

Document Number0118640604
DateNov 28, 2023
Book Page11864/604
Instrument36590
Lender
NameNORTH CAROLINA HOUSING FINANCE AGENCY
TypeGovernment Agency
AddressPO BOX 28066, RALEIGH, NC 27611
Agreement
AmountAmount Recorded

November 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCUMBERLAND NC
Recording DateNov 28, 2023
Property Address2105 BAINBRIDGE RD, STEDMAN, NC 28391-8977
Document Number0118640590
Book / Page11864 / 590
Map ReferenceMB 58 PG 75
Instrument DateNov 14, 2023
Instrument36588
Transaction TypeTransfer
Record UpdatedDec 06, 2023

Transaction

AmountAmount Recorded
Tax$380.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address37S S PARK RD, NORTH WILKESBORO, NC 28659-4410

Transferred To (Grantee/Buyer)

NameVerified Name
Address2105 BAINBRIDGE RD, STEDMAN, NC 28391-8977

Mortgage

Document Number0000036589
DateNov 28, 2023
Instrument36589
Lender
NameMOVEMENT MORTGAGE
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueDec 01, 2053

Mortgage

Document Number0118640592
DateNov 28, 2023
Book Page11864/592
Instrument36589
Lender
NameMOVEMENT MORTGAGE
TypeMortgage Company
Address8024 CALVIN HALL RD, INDIAN LAND, SC 29707
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueDec 01, 2053

November 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCUMBERLAND NC
Recording DateNov 28, 2023
Property Address2105 BAINBRIDGE RD, STEDMAN, NC 28391-8977
Document Number0118640590
Book / Page11864 / 590
Map ReferenceMB 58 PG 75
Instrument DateNov 14, 2023
Instrument36588
Transaction TypeTransfer
Record UpdatedDec 07, 2023

Transaction

AmountAmount Recorded
Tax$380.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address37S S PARK RD, NORTH WILKESBORO, NC 28659-4410

Transferred To (Grantee/Buyer)

NameVerified Name
Address2105 BAINBRIDGE RD, STEDMAN, NC 28391-8977

September 2017: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionCUMBERLAND NC
Recording DateSep 19, 2017
Property Address2105 BAINBRIDGE RD, STEDMAN, NC 28391-8977
Document Number0101700166
Book / Page010170 / 000166
Instrument DateSep 18, 2017
Instrument29603
Transaction TypeTransfer
Record UpdatedSep 25, 2017
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address37 S PARK RD NORTH WILKESBORO NC 286594410, NORTH WILKESBORO, NC 28659-4410

Tax Assessment & Valuation

Source: Cumberland County records · Assessment roll updated January 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateNorth Carolina
CountyCumberland County
Unified School DistrictCumberland County Schools (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$1,716.00 (+30.99%)$154,165 (+39.15%) Land $29,000 Building $125,165$154,165 (+39.15%) Land $29,000 Building $125,165
2024$1,310.00 (+1.71%)$110,791 (-5.85%) Land $16,000 Building $94,791$110,791 (-5.85%) Land $16,000 Building $94,791
2023$117,681 Land $16,000 Building $101,681$117,681 Land $16,000 Building $101,681
2022$1,288.00
2019$1,288.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Cumberland County (37051C), updated March 12, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskModerate
above 46% of the US · above 67% of North Carolina
Wildfire LikelihoodAbout 1 in 1,266 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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