Lake County property record for 21049 Santa Clara Rd, Middletown, CA 95461
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,257 sqft · built 2019 |
| Lot Size | 0.86 acres (37,462 sqft) |
| Owner | Trust Name on File |
| Last Sale | $81,000 (Jul 2016) |
| Tax Bill | $5,337 (2026) |
| Deeds & Mortgages | Aug 2022 Reverse Mortgage Mortgage + 2 more |
| Flood Zone | Zone AO (high risk) |
| APN | 024-431-200-000 |
| Primary APN | 024-431-200-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 2,257 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2019 |
|---|---|
| Effective Year Built | Effective 2019 |
| Construction Type | Concrete |
| Lot Area | 37,462 sqft (0.86 acres) |
| Garage Type | Attached |
| Garage Area | 624 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Connected |
| Old Parcel Number | 024-431-20 |
|---|---|
| Street Address | 21049 SANTA CLARA RD |
| City | MIDDLETOWN |
| State | CA |
| Zip | 95461-9701 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Subdivision | OZENBERGER PARK ADD/MIDDLETOWN |
| Legal Block | 3 |
| Legal Lot Number | 1-5 |
| Jurisdiction | LAKE CA |
| Township / Civil Division | MIDDLETOWN |
| Census Block Group | 3 |
| Census Block | 3004 |
| Census Tract | 1302 |
21049 Santa Clara Rd is owner-occupied and held in a trust since July 2016.
Source: Lake County records, as of October 21, 2026
| Owner of Record | Trust Name on File |
|---|---|
| Mailing Address | 21049 SANTA CLARA RD, MIDDLETOWN, CA 95461-9701 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 22, 2022 | Deed of Trust, Mortgage · Reverse Mortgage REDWOOD CU |
| Deed of Trust, Mortgage | |
| Deed of Trust, Mortgage | |
| Mar 14, 2022 | Intrafamily Transfer, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 6, 2016 · Amount on File |
| Deed Sale | Jul 6, 2016 · Amount on File |
| Prior Sale | Apr 18, 2008 · Amount on File |
| Deed Document Number | 20168364 |
| Prior Transfer Date | Nov 8, 2006 |
| Prior Transfer Doc | 0000030807 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE CA |
| Property Address | 21049 SANTA CLARA RD, MIDDLETOWN, CA 95461-9701 |
| Transaction Type | Mortgage |
| Record Updated | Nov 1, 2022 |
| Title Company | FNC TITLE OF CALIFORNIA |
| Name | Verified Name |
|---|---|
| Address | 18275 BRIARWOOD RD, HIDDEN VALLEY LAKE, CA 95467-8202 |
| Document Number | 0000011303 |
|---|---|
| Date | Aug 22, 2022 |
| Instrument | 2022011303 |
| Name | REDWOOD CU |
|---|---|
| Type | Credit Union |
| Address | SANTA ROSA, CA 95403 |
| Type | Reverse Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.61% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Sep 1, 2022 |
| Change Frequency | Monthly |
| Index | 1-Year CMT |
| Max Rate | 10.6% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE CA |
| Property Address | 21049 SANTA CLARA RD, MIDDLETOWN, CA 95461-9701 |
| Transaction Type | Mortgage |
| Record Updated | Nov 1, 2022 |
| Name | Verified Name |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE CA |
| Property Address | 21049 SANTA CLARA RD, MIDDLETOWN, CA 95461-9701 |
| Transaction Type | Mortgage |
| Record Updated | Oct 7, 2022 |
| Name | Verified Name |
|---|---|
| Address | 21049 SANTA CLARA RD, MIDDLETOWN, CA 95461-9701 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | LAKE CA |
| Recording Date | Mar 14, 2022 |
| Property Address | 21049 SANTA CLARA RD, MIDDLETOWN, CA 95461-9701 |
| Document Number | 0000003487 |
| Map Reference | MB 2 PG 2 |
| Instrument Date | Mar 4, 2022 |
| Instrument | 2022003487 |
| Transaction Type | Transfer |
| Record Updated | Jun 7, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Living Trust |
| Address | PO BOX 398, CLEARLAKE, CA 95422-0398 |
The 2026 property tax bill for 21049 Santa Clara Rd was $5,337, up 1.4% from the year before.
Source: Lake County assessment roll, as of October 21, 2026
| Type | Name |
|---|---|
| State | California |
| County | Lake County |
| Unified School District | Middletown Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $5,337.00 (+1.44%) | $454,493 (+2%) Land $118,377 Building $336,116 |
| 2025 | $5,261.00 | $445,582 Land $116,056 Building $329,526 |
| 2023 | $5,105.00 (+0.81%) | $428,281 Land $111,550 Building $316,731 |
| 2022 | $5,064.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 21049 Santa Clara Rd in Zone AO, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective October 9, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AO high risk · sheet flow 1–3 ft |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 23 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 23 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 21049 Santa Clara Rd is high, ranking above 89% of the US, with a 1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 89% of the US · above 72% of California |
|---|---|
| Wildfire Likelihood | 1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CALLAYOMI COUNTY WATER DISTRICT serves 1,607 people · EPA ID CA1710013 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2021 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory currently in violation since Oct 2024 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 147 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Mediacom Xtream Cable · Fiber in parts of the area | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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