21048 High Desert Ln, Bend, OR 97701 Property Records

Deschutes County property record for 21048 High Desert Ln, Bend, OR 97701

Property Summary

Property Type	Townhouse
Details	3 bd · 3 ba · 1,450 sqft · built 2014
Lot Size	0.05 acres (2,178 sqft)
Owner	Individual Name on Record
Last Sale	$305,000 (Sep 2018)
Tax Bill	$3,444 (2025)
Deeds & Mortgages	Sep 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`171221 AA 10700`

Property Details

APN / Parcel Number

Primary APN	`171221 AA 10700`
Alternative APN	`261145`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	1,450 sqft Living Area
1st Floor Area	552 sqft
2nd Floor Area	898 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2014
Architectural Style	Townhouse
Lot Area	2,178 sqft (0.05 acres)
Garage Type	Mixed
Garage Area	397 sqft

Location & Zoning

Account Number	261145
Street Address	21048 HIGH DESERT LN
City	BEND
State	OR
Zip	97701-7095
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	GI
Legal Description	LOT:21 SUBD:MCCALL LANDING PHASE 1 SEC/TWN/RNG/MER:SEC 21 TWN 17 RNG 12 MAP REF:171221-AA
Legal Range	12E
Legal Township	17S
Legal Section	21
Legal Quarter	NE
Quarter-Quarter Section	NE
Legal Subdivision	MCCALL LANDING PHASE 1
Legal Lot Number	21
Jurisdiction	DESCHUTES OR
Township / Civil Division	BEND
Census Block Group	2
Census Block	2011
Census Tract	1101

Owner

Source: Deschutes County records, as of January 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1630 NW OVERLOOK DR, BEND, OR 97703-8735
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 26, 2018 · Amount on Record
Deed Sale	Sep 26, 2018 · Amount on Record
Prior Sale	Dec 31, 2014 · Amount on Record
Deed Document Number	2018-38999
Record Updated	Jun 8, 2026

September 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DESCHUTES OR
Recording Date	Sep 26, 2018
Property Address	21048 HIGH DESERT LN, BEND, OR 97701-7095
Document Number	0000038999
Instrument Date	Aug 28, 2018
Instrument	38999
Transaction Type	Transfer
Record Updated	Oct 5, 2018
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$305.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1630 NW OVERLOOK DR BEND OR 977038735, BEND, OR 97703-8735

Mortgage

Document Number	39000
Date	Sep 26, 2018
Instrument	39000

Lender

Name	WHITE MICHAEL & ANN F/TR (PT)
Address	1630 NW OVERLOOK DR, BEND, OR 97703-8735

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Sep 25, 2048

Tax Assessment & Valuation

Source: Deschutes County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	Oregon
County	Deschutes County
Municipality	Bend City
Unified School District	Bend-La Pine Administrative School District 1 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,444.00 (+3.95%)	$203,840 (+3%)	$490,290 (-7.48%) Land $188,500 Building $301,790
2024	$3,313.00 (+7.88%)	$197,910 (+3%)	$529,950 (-3.93%) Land $188,500 Building $341,450
2023	$3,071.00	$192,150	$551,650 Land $184,500 Building $367,150

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 11, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Oregon
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BEND serves 77,704 people · EPA ID OR4100100
Water Source	Surface water
Last State Inspection	Jul 2023
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	12 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 398 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TDS Telecom Cable	1,000 / 20
Yellowknife Wireless Fixed Wireless	700 / 200
CenturyLink DSL	140 / 20

May also be available: Verizon, Webformix.

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