21045 Bella Terra Blvd, Estero, FL 33928 Property Records

Lee County property record for 21045 Bella Terra Blvd, Estero, FL 33928

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,798 sqft · built 2010
Lot Size0.172 acres (7,492 sqft)
OwnerIndividual Name on File
Last Sale$218,000 (Nov 2010)
Tax Bill$3,941 (2025)
Flood ZoneZone X (minimal risk)
APN32-46-26-E1-0600B.0110

Property Details

APN / Parcel Number

Primary APN32-46-26-E1-0600B.0110
Alternative APNs
  • 263246E10600B0110
  • 10553967

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,798 sqft Living Area
Gross Area2,275 sqft
1st Floor Area1,670 sqft
FlooringTile

Exterior

Year BuiltBuilt 2010
Effective Year BuiltEffective 2011
Architectural StyleRanch
Exterior MaterialConcrete Block
Roof TypeCathedral/Clerestory
Roof MaterialConcrete
Lot Area7,492 sqft (0.172 acres)
View / LotLake
Garage TypeAttached
Garage Area434 sqft
Parking Spaces2 Parking Spaces
PorchFlorida Room
Porch Area43 sqft
Lawn SprinklersLawn Sprinklers

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelElectric

Location & Zoning

Account Number10553967
Street Address21045 BELLA TERRA BLVD
CityESTERO
StateFL
Zip33928-8357
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRPD
Legal DescriptionBELLA TERRA UNIT THIRTEEN AS DESC IN INST #2010000020538 BLK B LOT 11
Legal Range26E
Legal Township46S
Legal Section32
Legal SubdivisionBELLA TERRA
Legal Tract6
Legal BlockB
Legal Lot Number11
Legal UnitTHIRTE
JurisdictionLEE FL
Township / Civil DivisionBONITA SPRINGS
Census Block Group5
Census Block5002
Census Tract50311

Owner

21045 Bella Terra Blvd is owned and occupied by an individual who bought it in November 2010.

Source: Lee County records, as of July 29, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on File
Mailing Address21045 BELLA TERRA BLVD, ESTERO, FL 33928-8357
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleNov 24, 2010 · Amount on File
Deed SaleNov 24, 2010 · Amount on File
Deed Document Number2010290577
Record UpdatedSep 20, 2026

Tax Assessment & Valuation

The 2025 property tax bill for 21045 Bella Terra Blvd was $3,941 with exemptions applied.

Source: Lee County assessment roll, as of July 29, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyLee County
MunicipalityEstero Village
Unified School DistrictLee County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$246,777 (+4.88%)$373,297 (-0.9%) Land $86,160 Building $287,137
2025$3,941.00 Homeowner's exemption Widower's exemption$235,289$376,693 Land $97,708 Building $278,985
2023$3,726.00 (-2.94%) Homeowner's exemption Widower's exemption$226,716 (+3%)$357,846 (+19.29%) Land $99,305 Building $258,541
2022$3,839.00 Homeowner's exemption$220,113$299,992 Land $97,500 Building $202,492

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 21045 Bella Terra Blvd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2017.

Source: FEMA National Flood Hazard Layer, effective September 23, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 88 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies88 in force
Nearby Flood Claims1 (2017)
Claims Outside the SFHA1 of 1
Most Recent ClaimSep 2017 · Hurricane Irma

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 21045 Bella Terra Blvd is high, ranking above 89% of the US, with a 0.6% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 89% of the US · above 82% of Florida
Wildfire Likelihood0.6% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLEE COUNTY UTILITIES
serves 282,556 people · EPA ID FL5364048
Water SourceSurface water
Last State InspectionApr 2025
Lead1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityE. coli
resolved · Sep 2021
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 170 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Hotwire Communications
Fiber
2,500 / 2,500
CenturyLink
Fiber
2,000 / 1,000
Xfinity
Cable
1,200 / 35

Cell Coverage

5G and 4G LTE (outdoors only)

Nearby Properties on Bella Terra Blvd

Nearby Streets

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