Deschutes County property record for 21045 Bayou Dr, Bend, OR 97702
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 3,339 sqft · built 1974 |
| Lot Size | 0.46 acres (20,038 sqft) |
| Owner | Trust Name on File |
| Last Sale | $307,300 (Sep 2005) |
| Tax Bill | $5,483 (2025) |
| Deeds & Mortgages | Oct 2021 Mortgage Sep 2019 Line of Credit + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 181203 DB 06100 |
| Primary APN | 181203 DB 06100 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 1 Story |
| Building Area | 3,339 sqft Living Area |
| 1st Floor Area | 3,339 sqft |
| Fireplaces | 2 Fireplaces |
| Fireplace | Fireplace |
| Year Built | Built 1974 |
|---|---|
| Architectural Style | Other |
| Exterior Material | Other |
| Foundation Type | Concrete |
| Roof Material | Wood Shingle |
| Lot Area | 20,038 sqft (0.46 acres) |
| Garage Type | Mixed |
| Garage Area | 466 sqft |
| Deck Area | 196 sqft |
| Shed | 1 Shed |
| Heating System | Gas |
|---|
| Account Number | 119466 |
|---|---|
| Old Parcel Number | R1001181203DB06100 |
| Street Address | 21045 BAYOU DR |
| City | BEND |
| State | OR |
| Zip | 97702-2437 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT:5 BLK:3 SUBD:DAVIS ADDITION SEC/TWN/RNG/MER:SEC 03 TWN 18 RNG 12 MAP REF:181203-DB |
| Legal Range | 12E |
| Legal Township | 18S |
| Legal Section | 03 |
| Legal Quarter | SE |
| Quarter-Quarter Section | NW |
| Legal Subdivision | DAVIS ADDITION |
| Legal Block | 3 |
| Legal Lot Number | 5 |
| Jurisdiction | DESCHUTES OR |
| Township / Civil Division | BEND |
| Census Block Group | 3 |
| Census Block | 3023 |
| Census Tract | 1802 |
21045 Bayou Dr is owner-occupied and held in a trust since March 2019.
Source: Deschutes County records, as of January 12, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Trust Name on File |
|---|---|
| Mailing Address | 21045 BAYOU DR, BEND, OR 97702-2437 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Trust |
| Date | Document |
|---|---|
| Oct 1, 2021 | Deed of Trust, Mortgage · Conventional Mortgage SELCO COMMUNITY CU |
| Sep 5, 2019 | Deed of Trust, Mortgage · Line of Credit SELCO COMMUNITY CU |
| Jul 8, 2020 | Deed of Trust, Mortgage · Conventional Mortgage SELCO COMMUNITY CU |
| Aug 10, 2020 | Deed of Trust, Mortgage · Line of Credit SELCO COMMUNITY CU |
| Mar 28, 2019 | Quit Claim Deed, Transfer NOT AVAILABLE |
| Mar 27, 2019 | Intrafamily Transfer, Transfer · Conventional Mortgage SELCO COMMUNITY CU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 16, 2005 · Amount on File |
| Deed Sale | Sep 16, 2005 · Amount on File |
| Prior Sale | Mar 27, 2019 |
| Deed Document Number | 0000062503 |
| Last Transfer Date | Mar 28, 2019 |
| Transfer Doc | 0000009647 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DESCHUTES OR |
| Property Address | 21045 BAYOU DR, BEND, OR 97702-2437 |
| Transaction Type | Mortgage |
| Record Updated | Oct 12, 2021 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000056220 |
|---|---|
| Date | Oct 1, 2021 |
| Instrument | 2021-56220 |
| Name | SELCO COMMUNITY CU |
|---|---|
| Type | Credit Union |
| Address | SPRINGFIELD, OR 97477 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DESCHUTES OR |
| Property Address | 21045 BAYOU DR, BEND, OR 97702-2437 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | ACCOMMODATION |
| Name | Verified Name |
|---|
| Document Number | 0000032769 |
|---|---|
| Date | Sep 5, 2019 |
| Instrument | 2019-32769 |
| Name | SELCO COMMUNITY CU |
|---|---|
| Type | Credit Union |
| Address | SPRINGFIELD, OR 97477 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 25, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DESCHUTES OR |
| Property Address | 21045 BAYOU DR, BEND, OR 97702-2437 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000032420 |
|---|---|
| Date | Jul 8, 2020 |
| Instrument | 2020-32420 |
| Name | SELCO COMMUNITY CU |
|---|---|
| Type | Credit Union |
| Address | SPRINGFIELD, OR 97477 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DESCHUTES OR |
| Property Address | 21045 BAYOU DR, BEND, OR 97702-2437 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | WESTERN TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000039487 |
|---|---|
| Date | Aug 10, 2020 |
| Instrument | 2020-39487 |
| Name | SELCO COMMUNITY CU |
|---|---|
| Type | Credit Union |
| Address | BEND, OR 97702 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 25, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | DESCHUTES OR |
| Recording Date | Mar 28, 2019 |
| Property Address | 21045 BAYOU DR, BEND, OR 97702-2437 |
| Document Number | 0000009647 |
| Instrument Date | Mar 22, 2019 |
| Instrument | 9647 |
| Transaction Type | Transfer |
| Record Updated | Apr 3, 2019 |
| Title Company | NOT AVAILABLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Living Trust |
| Address | 21045 BAYOU DR BEND OR 977022437, BEND, OR 97702-2437 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | DESCHUTES OR |
| Recording Date | Mar 27, 2019 |
| Property Address | 21045 BAYOU DR, BEND, OR 97702-2437 |
| Document Number | 0000009468 |
| Instrument Date | Mar 22, 2019 |
| Instrument | 2019-09468 |
| Transaction Type | Transfer |
| Record Updated | Nov 12, 2021 |
| Title Company | FIRST AMERICAN TITLE |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 21045 BAYOU DR, BEND, OR 97702-2437 |
| Document Number | 0000009469 |
|---|---|
| Date | Mar 27, 2019 |
| Instrument | 2019-09469 |
| Name | SELCO COMMUNITY CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2049 |
The 2025 property tax bill for 21045 Bayou Dr was $5,483, up 3.9% from the year before.
Source: Deschutes County assessment roll, as of September 30, 2025
| Type | Name |
|---|---|
| State | Oregon |
| County | Deschutes County |
| Municipality | Bend City |
| Unified School District | Bend-La Pine Administrative School District 1 (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,483.00 (+3.94%) | $324,540 (+3%) | $857,980 (+1.34%) Land $277,450 Building $580,530 |
| 2024 | $5,275.00 (+7.87%) | $315,090 (+3%) | $846,600 (+0.26%) Land $277,450 Building $569,150 |
| 2023 | $4,890.00 | $305,920 | $844,400 Land $251,540 Building $592,860 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 21045 Bayou Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective December 11, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 21045 Bayou Dr is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 93% of Oregon |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 413 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| TDS Telecom Cable · Fiber in parts of the area | 1,000 / 20 |
| Yellowknife Wireless Fixed Wireless | 700 / 200 |
| Verizon Fixed Wireless | 300 / 20 |
| CenturyLink DSL · Fiber in parts of the area | 140 / 20 |
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