21043 Mountain Gate Dr, Riverside, CA 92507 Property Records

Riverside County property record for 21043 Mountain Gate Dr, Riverside, CA 92507

Property Summary

Property TypeSingle Family Home
Details5 bd · 1.5 ba · 3,245 sqft · built 2020
Lot Size0.182 acres (7,919 sqft)
OwnerIndividual Name on File
Last Sale$409,000 (May 2025)
Tax Bill$10,744 (2025)
Deeds & MortgagesJun 2026 Mortgage
Nov 2020 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN257-610-004

Property Details

APN / Parcel Number

Primary APN257-610-004

Interior

Bedrooms5 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area3,245 sqft Living Area
Gross Area3,717 sqft
1st Floor Area3,245 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2020
Effective Year BuiltEffective 2020
Construction TypeWood
Lot Area7,919 sqft (0.182 acres)
Garage TypeAttached
Garage Area413 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address21043 MOUNTAIN GATE DR
CityRIVERSIDE
StateCA
Zip92507-0001
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionACRES 0.18179643 ACREAGEQUALCODE ML LOT 34 LOTTYPE L MAPPLATB 467 MAPPLATP 005 SUBDIVISIONNAME TR 29600
Legal SubdivisionTRACT NO 20536 1
Legal Tract29600
Legal Lot Number34
JurisdictionRIVERSIDE CA
Township / Civil DivisionRIVERSIDE
Census Block Group1
Census Block1000
Census Tract42214

Owner

Source: Riverside County records · APN 257-610-004

Assessment roll updated August 6, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address21043 MOUNTAIN GATE DR, RIVERSIDE, CA 92507-0001
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 30, 2026Deed of Trust, Mortgage · Conventional Mortgage
AMERICAN SURETY COMPANY
Nov 17, 2020Grant Deed, Transfer · Conventional Mortgage
KBHS HOME LOANS LLC

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleMay 14, 2025 · Amount on Record
Deed SaleMay 14, 2025 · Amount on Record
Prior SaleNov 17, 2020 · Amount on Record
Deed Document Number2025145641
Record UpdatedSep 20, 2026

June 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionRIVERSIDE CA
Recording DateJun 30, 2026
Property Address21043 MOUNTAIN GATE DR, RIVERSIDE, CA 92507-0001
Document Number0000204189
Instrument DateJun 30, 2026
Instrument2026204189
Transaction TypeMortgage
Record UpdatedJul 10, 2026
Title CompanyAMERICAN TITLE COMPANY, AMERICAN SURETY COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name
Address21043 MOUNTAIN GATE DR, RIVERSIDE, CA 92507-0001

Mortgage

Document Number0000204189,
DateJun 30, 2026
Instrument2026204189
Lender
NameAMERICAN SURETY COMPANY
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
Interest
Rate6.48%
Max Rate-1%

November 2020: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionRIVERSIDE CA
Recording DateNov 17, 2020
Property Address21043 MOUNTAIN GATE DR, RIVERSIDE, CA 92507-0001
Document Number0000574684
Map ReferenceMB 467 PG 5-25
Instrument DateAug 17, 2020
Instrument2020-0574684
Transaction TypeTransfer
Record UpdatedOct 04, 2022
Title CompanyFNTG BUILDER SERVICES

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address21043 MOUNTAIN GATE DR, RIVERSIDE, CA 92507-0001

Mortgage

Document Number0000574685
DateNov 17, 2020
Instrument2020-0574685
Lender
NameKBHS HOME LOANS LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueDec 01, 2050

Tax Assessment & Valuation

Source: Riverside County records · Assessment roll updated August 6, 2025 · Last verified July 2026

Property Jurisdictions

TypeName
StateCalifornia
CountyRiverside County
Unified School DistrictRiverside Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$10,744.00 (+5.75%)$581,479 (+4.04%) Land $81,181 Building $500,298
2023$10,160.00 (+2.01%)$558,902 Land $78,030 Building $480,872
2022$9,960.00
2021$640,440

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of October 14, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims2 (2003–2015)
Claims Outside the SFHA2 of 2
Most Recent ClaimJul 2015 · rainfall accumulation

Wildfire

Wildfire RiskHigh
above 77% of the US · above 53% of California
Wildfire Likelihood0.6% annual chance
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
AT&T
Fiber
5,000 / 5,000
Spectrum
Cable
1,000 / 1,000

May also be available: Verizon.

Based on FCC filings for 134 locations within half a mile of this property.

Cell Coverage

5G (outdoors only) and 4G LTE

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemRIVERSIDE HIGHLAND WATER COMPANY
private · serves 19,053 people
Water SourceGroundwater
Last State InspectionJan 2025
Lead2 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them. The full violation and enforcement history is in the system's EPA record.

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