Ottawa County property record for 21041 40th Ave, Conklin, MI 49403
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,792 sqft · built 1992 |
| Lot Size | 3.03 acres (131,987 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $1,814 (2025) |
| Deeds & Mortgages | May 2020 Mortgage |
| Flood Zone | Zone A (high risk) |
| APN | 70-01-19-400-006 |
| Primary APN | 70-01-19-400-006 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Building Area | 1,792 sqft Living Area |
| 1st Floor Area | 896 sqft |
| Year Built | Built 1992 |
|---|---|
| Effective Year Built | Effective 1992 |
| Architectural Style | Bi-Level |
| Lot Area | 131,987 sqft (3.03 acres) |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 21041 40TH AVE |
|---|---|
| City | CONKLIN |
| State | MI |
| Zip | 49403-9545 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AGRICULTUR |
| Legal Description | S 200 FT OF E 660 FT OF NE 1/4 OF SE 1/4 SEC 19 T9N R13W 303 A |
| Legal Range | 13W |
| Legal Township | 09N |
| Legal Section | 19 |
| Legal Block | 400 |
| Jurisdiction | OTTAWA MI |
| Township / Civil Division | CHESTER |
| Census Block Group | 1 |
| Census Block | 1058 |
| Census Tract | 20100 |
Source: Ottawa County records, as of October 12, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 21041 40TH AVE, CONKLIN, MI 49403-9545 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OTTAWA MI |
| Property Address | 21041 40TH AVE, CONKLIN, MI 49403-9545 |
| Transaction Type | Mortgage |
| Record Updated | Jun 11, 2020 |
| Name | Verified Name |
|---|
| Document Number | 20200020413 |
|---|---|
| Date | May 27, 2020 |
| Instrument | 2020-0020413 |
| Name | CHOICEONE BANK |
|---|---|
| Type | Bank |
| Address | 48345 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.87% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Jun 1, 2025 |
| Change Frequency | Annually |
| Min Rate At Change | 3.75% |
| Max Rate At Change | 6.87% |
| Index | 1-Year CMT |
| Max Rate | 9.87% |
Source: Ottawa County assessment roll, as of October 12, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Ottawa County |
| County Subdivision | Chester Township |
| Unified School District | Ravenna Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $117,700 (+22.73%) | $235,400 (+22.73%) | |
| 2025 | $1,814.00 (+14.09%) | ||
| 2023 | $95,900 | $191,800 | |
| 2022 | $1,590.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 20, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone A high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Not determined for this zone |
| Flood Insurance Requirement | Required federally backed loans |
| Nearby Flood Policies | 9 in force |
| Nearby Flood Claims | 2 (2006–2013) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Apr 2013 · Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 1 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| Point Broadband Fixed Wireless | 25 / 5 |
5G (outdoors only) and 4G LTE
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