21040 Chama Rd, Apple Valley, CA 92308 Property Records

San Bernardino County property record for 21040 Chama Rd, Apple Valley, CA 92308

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,100 sqft · built 1983
Lot Size	0.413 acres (18,000 sqft)
Owner	Individual Name on File
Tax Bill	$1,221 (2025)
Deeds & Mortgages	Nov 2025 Transfer Nov 2025 Transfer + 1 more
Flood Zone	Zone D (undetermined)
APN	`0434-281-13-0000`

Property Details

APN / Parcel Number

Primary APN	`0434-281-13-0000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,100 sqft Living Area
Gross Area	1,628 sqft
1st Floor Area	1,100 sqft
Family Room	Family Room

Exterior

Year Built	Built 1983
Effective Year Built	Effective 1983
Architectural Style	Modern
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	18,000 sqft (0.413 acres)
Garage Type	Attached
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Water Source	Commercial

Location & Zoning

Street Address	21040 CHAMA RD
City	APPLE VALLEY
State	CA
Zip	92308-7730
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TRACT 5884 LOT 394 TR NO 5884 KIOWA PARK NO 2 LOT 394 EX UND 1/2 INT MIN RTS WOSE
Legal Subdivision	KIOWA PARK #2
Legal Tract	5884
Legal Block	3
Legal Lot Number	394
Jurisdiction	SAN BERNARDINO CA
Township / Civil Division	VICTORVILLE-HESPERIA
Census Block Group	3
Census Block	3007
Census Tract	9709

Owner

21040 Chama Rd is owned and occupied by an individual who acquired it in October 2025.

Source: San Bernardino County records, as of July 14, 2026

Owner of Record	Individual Name on File
Mailing Address	21040 CHAMA RD, APPLE VALLEY, CA 92308-7730
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 5, 2025	Intrafamily Transfer, Transfer
Nov 5, 2025	Affidavit of Death of Joint Tenant, Transfer
Jan 3, 2018	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Oct 28, 2025
Transfer Doc	0000270316
Record Updated	Sep 20, 2026

November 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN BERNARDINO CA
Recording Date	Nov 5, 2025
Property Address	21040 CHAMA RD, APPLE VALLEY, CA 92308-7730
Document Number	0000270316
Map Reference	MB 73 PG 62-65
Instrument Date	Oct 28, 2025
Instrument	2025-0270316
Transaction Type	Transfer
Record Updated	Nov 26, 2025

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	21040 CHAMA RD, APPLE VALLEY, CA 92308-7730

November 2025: Affidavit of Death of Joint Tenant, Transfer

Document Type	Affidavit of Death of Joint Tenant
Jurisdiction	SAN BERNARDINO CA
Recording Date	Nov 5, 2025
Property Address	21040 CHAMA RD, APPLE VALLEY, CA 92308-7730
Document Number	0000270315
Map Reference	MB 73 PG 62-65
Instrument Date	Oct 28, 2025
Instrument	2025-0270315
Transaction Type	Transfer
Record Updated	Nov 26, 2025

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	21040 CHAMA RD, APPLE VALLEY, CA 92308-7730

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Property Address	21040 CHAMA RD, APPLE VALLEY, CA 92308-7730
Document Number	0000021346
Instrument Date	Jan 3, 2018
Transaction Type	Mortgage
Record Updated	Aug 30, 2018
Title Company	AMERICAN TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	21040 CHAMA RD APPLE VALLEY CA 923087730, APPLE VALLEY, CA 92308-7730

Mortgage

Document Number	0000021346
Date	Jan 22, 2018
Instrument	21346

Lender

Name	BANK OF AMERICA
Type	Bank
Address	TAMPA, FL 33634

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 21040 Chama Rd was $1,221.

Source: San Bernardino County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
Municipality	Apple Valley Town
County	San Bernardino County
Unified School District	Apple Valley Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$104,609 (+2%) Land $14,795 Building $89,814
2025	$1,221.00 Homeowner's exemption	$102,558 Land $14,505 Building $88,053
2023	$1,173.00 (+1.73%) Homeowner's exemption	$98,575 Land $13,942 Building $84,633
2022	$1,153.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 21040 Chama Rd in Zone D, where flood risk has not been studied.

Source: FEMA National Flood Hazard Layer, effective October 12, 2026

FEMA Flood Zone	Zone D undetermined · not studied
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 21040 Chama Rd is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LIBERTY UTILITIES (AV RANCHOS) CORP. private · serves 63,381 people · EPA ID CA3610003
Water Source	Groundwater
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 138 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

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