2104 Yates Cir, Chesapeake, VA 23323 Property Records

Chesapeake City property record for 2104 Yates Cir, Chesapeake, VA 23323

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,167 sqft · built 1999
Lot Size	0.338 acres (14,723 sqft)
Owner	2 Individual Names on File
Last Sale	$227,500 (Oct 2011)
Tax Bill	$4,515 (2025)
Deeds & Mortgages	Jun 2021 Refinance Nov 2022 Second Mortgage + 1 more
APN	`0349001000070`

Property Details

APN / Parcel Number

Primary APN	`0349001000070`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,167 sqft Living Area
1st Floor Area	915 sqft
Upper Floors Area	915 sqft
Attic	Attic
Attic Area	400 sqft
Flooring	Carpet
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	14,723 sqft (0.338 acres)
Lot Dimensions	110 ft deep x 46 ft wide
Garage Type	Attached
Garage Area	400 sqft

Exterior Amenities

Porch	Slab
Porch Area	105 sqft
Deck Area	840 sqft
Patio Area	256 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	2104 YATES CIR
City	CHESAPEAKE
State	VA
Zip	23323-4064
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R15S: RESI
Legal Description	7 SHIP'S CROSSING SEC 1
Legal Subdivision	RIDDICK'S QUAY, SHIP'S CROSSING & LANDI
Jurisdiction	CHESAPEAKE CITY VA
Township / Civil Division	CHESAPEAKE
Census Block Group	1
Census Block	1006
Census Tract	21305

Owner

2104 Yates Cir is owned and occupied by two individuals who bought it in October 2011.

Source: Chesapeake City records, as of October 13, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2104 YATES CIR, CHESAPEAKE, VA 23323-4064
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 21, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance MCLEAN MORTGAGE CORPORATION
Nov 29, 2022	Deed of Trust, Mortgage · Stand-Alone Second Mortgage SPRING EQ LLC
Sep 20, 2024	Deed of Trust, Mortgage · Stand-Alone Refinance UNITED WHOLESALE MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 27, 2011 · Amount on File
Deed Sale	Oct 27, 2011 · Amount on File
Prior Sale	Aug 26, 2011 · Amount on File
Deed Book / Page	8519 / 729
Prior Transfer Date	Jun 24, 2011
Prior Transfer Doc	008471/113
Record Updated	Oct 29, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESAPEAKE CITY VA
Property Address	2104 YATES CIR, CHESAPEAKE, VA 23323-4064
Transaction Type	Mortgage
Record Updated	May 8, 2026
Title Company	TRUE TITLE, VIRTUAL TITLE & ESCROW LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	10393/1492
Date	Jun 21, 2021
Book Page	10393/1492
Instrument	210028102

Lender

Name	MCLEAN MORTGAGE CORPORATION

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2051

Interest

Rate Type	Fixed Rate
Rate	3.24%

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESAPEAKE CITY VA
Property Address	2104 YATES CIR, CHESAPEAKE, VA 23323-4064
Transaction Type	Mortgage
Record Updated	May 8, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	010621/203
Date	Nov 29, 2022
Book Page	10621/203
Instrument	220035102

Lender

Name	SPRING EQ LLC

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	242 Months
Due	Jan 1, 2043

Interest

Rate Type	Fixed Rate

September 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESAPEAKE CITY VA
Property Address	2104 YATES CIR, CHESAPEAKE, VA 23323-4064
Transaction Type	Mortgage
Record Updated	May 8, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	010787/997
Date	Sep 20, 2024
Book Page	10787/997
Instrument	240019660

Lender

Name	UNITED WHOLESALE MORTGAGE LLC

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2054

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 2104 Yates Cir was $4,515.

Source: Chesapeake City assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	Virginia
Municipality	Chesapeake City
Unified School District	Chesapeake City Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$470,800 (+5.32%) Land $200,000 Building $270,800	$470,800 (+5.32%) Land $200,000 Building $270,800
2025	$4,515.00	$447,000 Land $185,000 Building $262,000	$447,000 Land $185,000 Building $262,000
2023		$407,900 (+8.14%) Land $135,000 Building $272,900	$407,900 (+8.14%) Land $135,000 Building $272,900
2022		$377,200 Land $125,000 Building $252,200	$377,200 Land $125,000 Building $252,200
2019	$3,165.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 2104 Yates Cir; there have been 4 flood claims nearby since 2009.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on File median of 223 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	223 in force
Nearby Flood Claims	4 (2009–2022)
Claims Outside the SFHA	1 of 4
Most Recent Claim	Dec 2022 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2104 Yates Cir is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.6% of Virginia
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CHESAPEAKE - NORTHWEST RIVER SYS serves 165,240 people · EPA ID VA3550051
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 191 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
T-Mobile Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Cox Communications Cable	2,000 / 100
Verizon Fiber	980 / 880

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Yates Cir

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