Orange County property record for 2104 Wintermere Pointe Dr, Winter Garden, FL 34787
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,613 sqft · built 1999 |
| Lot Size | 0.31 acres (13,507 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $600,000 (Jul 2021) |
| Tax Bill | $9,795 (2025) |
| Deeds & Mortgages | Oct 2021 Mortgage Jul 2021 Sale + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 02-23-27-8456-00-430 |
| Primary APN | 02-23-27-8456-00-430 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 1 Story |
| Building Area | 2,613 sqft Living Area |
| Gross Area | 3,501 sqft |
| 1st Floor Area | 2,613 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1999 |
|---|---|
| Effective Year Built | Effective 2010 |
| Exterior Material | Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 13,507 sqft (0.31 acres) |
| Garage Type | Attached |
| Garage Area | 635 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Finished/Open Porch |
| Porch Area | 253 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Street Address | 2104 WINTERMERE POINTE DR |
|---|---|
| City | WINTER GARDEN |
| State | FL |
| Zip | 34787-5437 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1 |
| Legal Description | WINTERMERE POINTE 40/88 LOT 43 |
| Legal Range | 27E |
| Legal Township | 23S |
| Legal Section | 02 |
| Legal Subdivision | WINTERMERE POINTE |
| Legal Tract | 8456 |
| Legal Lot Number | 43 |
| Jurisdiction | ORANGE FL |
| Township / Civil Division | SOUTHWEST ORANGE |
| Census Block Group | 4 |
| Census Block | 4025 |
| Census Tract | 17117 |
2104 Wintermere Pointe Dr is owned and occupied by two individuals who bought it in July 2021.
Source: Orange County records, as of April 30, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2104 WINTERMERE POINTE DR, WINTER GARDEN, FL 34787-5437 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 20, 2021 | Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Jul 21, 2021 | Warranty Deed, Transfer NOT AVAILABLE, NORTH TAMPA LAW GROUP LLC |
| Jun 26, 2020 | Warranty Deed, Transfer · Conventional with PMI FAIRWAY INDEPENDENT MTG |
| Dec 5, 2017 | Warranty Deed, Transfer · Conventional Mortgage PARTNERS FCU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 21, 2021 · Amount on File |
| Deed Sale | Jul 21, 2021 · Amount on File |
| Prior Sale | Jun 26, 2020 · Amount on File |
| Deed Document Number | 2021437991 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ORANGE FL |
| Property Address | 2104 WINTERMERE POINTE DR, WINTER GARDEN, FL 34787-5437 |
| Transaction Type | Mortgage |
| Record Updated | Nov 5, 2021 |
| Name | Verified Name |
|---|---|
| Address | 2113 WATER KEY DR, WINDERMERE, FL 34786-5819 |
| Document Number | 20210639972 |
|---|---|
| Date | Oct 20, 2021 |
| Instrument | 20210639972 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ORANGE FL |
| Recording Date | Jul 21, 2021 |
| Property Address | 2104 WINTERMERE POINTE DR, WINTER GARDEN, FL 34787-5437 |
| Document Number | 20210437991 |
| Map Reference | MB 40 PG 88 |
| Instrument Date | Jul 21, 2021 |
| Instrument | 20210437991 |
| Transaction Type | Transfer |
| Record Updated | Aug 6, 2021 |
| Title Company | NOT AVAILABLE, NORTH TAMPA LAW GROUP LLC |
| Amount | Amount on Record |
|---|---|
| Tax | $4,200.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 35230 JANINE DR, 35230, ZEPHYRHILLS, FL 33541-7353 |
| Name | Verified Name |
|---|---|
| Address | 2104 WINTERMERE POINTE DR, WINTER GARDEN, FL 34787-5437 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ORANGE FL |
| Recording Date | Jun 26, 2020 |
| Property Address | 2104 WINTERMERE POINTE DR, WINTER GARDEN, FL 34787-5437 |
| Document Number | 0000352992 |
| Instrument Date | Apr 30, 2020 |
| Instrument | 352992 |
| Transaction Type | Transfer |
| Record Updated | Jul 16, 2020 |
| Title Company | ALOMA TITLE COMPANY, ALOMA TITLE CO |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,695.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 2104 WINTERMERE POINTE DR WINTER GARDEN FL 347875437, WINTER GARDEN, FL 34787-5437 |
| Document Number | 352993 |
|---|---|
| Date | Jun 26, 2020 |
| Instrument | 352993 |
| Name | FAIRWAY INDEPENDENT MTG |
|---|---|
| Type | Mortgage Company |
| Address | CARROLLTON, TX 75007 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Jun 25, 2035 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ORANGE FL |
| Recording Date | Dec 5, 2017 |
| Property Address | 2104 WINTERMERE POINTE DR, WINTER GARDEN, FL 34787-5437 |
| Document Number | 0000660065 |
| Map Reference | MB 40 PG 88-93 |
| Instrument Date | Nov 30, 2017 |
| Instrument | 20170660065 |
| Transaction Type | Transfer |
| Record Updated | Jan 3, 2022 |
| Title Company | PROFESSIONAL TITLE AGENCY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,374.40 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 17109 HEARTWOOD LOOP, 17109, WINTER GARDEN, FL 34787-9690 |
| Name | Verified Name |
|---|---|
| Address | 2104 WINTERMERE POINTE DR, WINTER GARDEN, FL 34787-5437 |
| Document Number | 0000660066 |
|---|---|
| Date | Dec 5, 2017 |
| Instrument | 20170660066 |
| Name | PARTNERS FCU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Dec 1, 2047 |
The 2025 property tax bill for 2104 Wintermere Pointe Dr was $9,795, up 6% from the year before.
Source: Orange County assessment roll, as of April 30, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Orange County |
| Municipality | Winter Garden City |
| Unified School District | Orange County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $553,840 (-7.87%) Land $125,000 Building $428,840 | $553,840 (-7.87%) Land $125,000 Building $428,840 | |
| 2025 | $9,795.00 (+5.96%) | $601,140 Land $125,000 Building $476,140 | $601,140 Land $125,000 Building $476,140 |
| 2024 | $9,244.00 (+7.98%) | ||
| 2023 | $8,561.00 (+10.88%) | $547,317 (+13.18%) Land $125,000 Building $422,317 | $547,317 (+13.18%) Land $125,000 Building $422,317 |
| 2022 | $7,721.00 | $483,562 Land $125,000 Building $358,562 | $483,562 Land $125,000 Building $358,562 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 2104 Wintermere Pointe Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 10 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 10 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2104 Wintermere Pointe Dr is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 94% of Florida |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WINTER GARDEN WATER DEPT (3 WPS) serves 72,205 people · EPA ID FL3481481 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2024 |
| Lead | 3 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 111 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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