2104 Windcrest Ln, Joliet, IL 60431 Property Records

Will County property record for 2104 Windcrest Ln, Joliet, IL 60431

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,255 sqft · built 1998
Lot Size	0.21 acres (9,000 sqft)
Owner	Individual Name on Record
Last Sale	$385,000 (Jun 2023)
Tax Bill	$7,412 (2025)
Deeds & Mortgages	Jul 2021 Line of Credit Jun 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`06-03-35-212-012`

Property Details

APN / Parcel Number

Primary APN	`06-03-35-212-012`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	2,255 sqft Living Area
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Architectural Style	Traditional
Roof Material	Shingle
Lot Area	9,000 sqft (0.21 acres)
Garage Type	Attached
Garage Area	286 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Water Source	Commercial

Location & Zoning

Street Address	2104 WINDCREST LN
City	JOLIET
State	IL
Zip	60431-8794
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 386 IN WEXFORD WEST SUB UNIT 2, A SUB OF PRT OF THE W1/2 NE1/4 OF SEC 35, T36N-R9E.
Legal Range	09E
Legal Township	36N
Legal Section	35
Legal Subdivision	WEXFORD WEST
Legal Lot Number	386
Legal Unit	2
Jurisdiction	WILL IL
Township / Civil Division	PLAINFIELD
Census Block Group	1
Census Block	1022
Census Tract	880414

Owner

Source: Will County records, as of June 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2104 WINDCREST LN, JOLIET, IL 60431-8794
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 27, 2021	Deed of Trust, Mortgage · Line of Credit BMO HARRIS BANK NA
Jun 17, 2021	Deed of Trust, Mortgage · Conventional Mortgage LISLE SAVINGS BANK
Jun 2, 2023	Warranty Deed, Transfer · Conventional Mortgage BAY EQUITY LLC
Jul 15, 2020	Deed of Trust, Mortgage · Conventional Mortgage CHERRY CREEK MORTGAGE CO INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 2, 2023 · Amount on Record
Deed Sale	Jun 2, 2023 · Amount on Record
Prior Sale	Mar 2, 2012 · Amount on Record
Deed Document Number	202326855
Prior Transfer Date	Mar 5, 2007
Prior Transfer Doc	0000053302
Record Updated	Sep 20, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WILL IL
Property Address	2104 WINDCREST LN, JOLIET, IL 60431-8794
Transaction Type	Mortgage
Record Updated	Jun 8, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2104 WINDCREST LN, JOLIET, IL 60431-8794
Investor	Possibly a Property Investor

Mortgage

Document Number	0000081724
Date	Jul 27, 2021
Instrument	R2021081724

Lender

Name	BMO HARRIS BANK NA
Type	Bank
Address	CHICAGO, IL 60690

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jul 21, 2051

Interest

Rate Type	Adjustable Rate
Rate	4.05%
Change Frequency	Monthly

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WILL IL
Property Address	2104 WINDCREST LN, JOLIET, IL 60431-8794
Transaction Type	Mortgage
Record Updated	Jun 8, 2026
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0000067079
Date	Jun 17, 2021
Instrument	R2021067079

Lender

Name	LISLE SAVINGS BANK
Type	Bank
Address	LISLE, IL 60532

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2051

June 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WILL IL
Recording Date	Jun 2, 2023
Property Address	2104 WINDCREST LN, JOLIET, IL 60431-8794
Document Number	0000026855
Map Reference	DOC R97-62354
Instrument Date	May 10, 2023
Instrument	R2023026855
Transaction Type	Transfer
Record Updated	Jun 16, 2023
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$385.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2104 WINDCREST LN, JOLIET, IL 60431-8794

Mortgage

Document Number	0000026856
Date	Jun 2, 2023
Instrument	R2023026856

Lender

Name	BAY EQUITY LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2053

Interest

Rate Type	Fixed Rate
Rate	6.49%

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WILL IL
Property Address	2104 WINDCREST LN, JOLIET, IL 60431-8794
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000056265
Date	Jul 15, 2020
Instrument	R2020056265

Lender

Name	CHERRY CREEK MORTGAGE CO INC
Type	Mortgage Company
Address	ENGLEWOOD, CO 80111

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Jun 1, 2050

Tax Assessment & Valuation

Source: Will County assessment roll, as of June 30, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Will County
County Subdivision	Plainfield Township
Municipality	Joliet City
Unified School District	Plainfield School District 202 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,412.00 (+18.33%)
2024		$107,286 (+25.09%) Land $20,407 Building $86,879	$321,858 (+25.09%) Land $61,221 Building $260,637
2022	$6,264.00 Homeowner's exemption	$85,769 Land $16,554 Building $69,215	$257,307 Land $49,662 Building $207,645

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 13 policies
Nearby Flood Policies	13 in force
Nearby Flood Claims	32 (1983–2020)
Claims Outside the SFHA	7 of 32
Most Recent Claim	May 2020 · rainfall accumulation
Claims by Event	Severe Storms, Straight-line Winds, And Flooding, Apr 2013 · 10 claims Severe Storms And Flooding, Sep 2008 · 16 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 86% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JOLIET serves 160,000 people · EPA ID IL1970450
Water Source	Groundwater
Last State Inspection	Nov 2024
Lead	7 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	7 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 292 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: Bertram Communications, Verizon.

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