2104 Willow Point Dr, Sylvan Beach, NY 13157 Property Records

Oneida County and Vienna Town property record for 2104 Willow Point Dr, Sylvan Beach, NY 13157

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,536 sqft · built 1954
Lot Size	0.287 acres (12,500 sqft)
Owner	2 Trust Names on File
Last Sale	$201,400 (Apr 2020)
Tax Bill	$10,464 (2026)
Deeds & Mortgages	Feb 2025 Sale Apr 2020 Sale & Mortgage
Flood Zone	Zone AE (high risk)
APN	`306401 236.020-3-13`

Property Details

APN / Parcel Number

Primary APN	`306401 236.020-3-13`
Alternative APNs	`640123602000030130000000` `013470`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,536 sqft Living Area
1st Floor Area	1,536 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1954
Effective Year Built	Effective 1988
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Foundation Type	Raised
Lot Area	12,500 sqft (0.287 acres)
Lot Dimensions	250 ft deep x 50 ft wide
View / Lot	Waterfront - Canal
Garage Type	Detached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	360 sqft
Patio Area	273 sqft
Boat Access	Boat Access

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	013470
Street Address	2104 WILLOW POINT DR
City	SYLVAN BEACH
State	NY
Zip	13157
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	V
Legal Description	2104 WILLOW PT DR N NOTARO E WILL PT RD S DI ROBERTO W CREEK
Legal Block	3
Legal Lot Number	13.000
Jurisdiction	ONEIDA NY
Township / Civil Division	VIENNA
Census Block Group	4
Census Block	4006
Census Tract	26700

Owner

2104 Willow Point Dr is held in a trust since January 2025.

Source: Oneida County and Vienna Town records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Trust Names on File
Mailing Address	51 BEETHOVEN ST, BINGHAMTON, NY 13905-4252
Owner Type	Individual
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Feb 20, 2025	Deed, Transfer
Apr 1, 2020	Warranty Deed, Transfer · FHA Mortgage BANK OF ENGLAND

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 1, 2020 · Amount on File
Deed Sale	Apr 1, 2020 · Amount on File
Prior Sale	May 21, 2012 · Amount on File
Deed Document Number	20204235
Last Transfer Date	Jan 16, 2025
Transfer Doc	0000001952
Record Updated	Oct 29, 2026

February 2025: Deed, Transfer

Document Type	Deed
Jurisdiction	ONEIDA NY
Recording Date	Feb 20, 2025
Property Address	2104 WILLOW POINT DR, SYLVAN BEACH, NY 13157
Document Number	0000001952
Instrument Date	Jan 16, 2025
Instrument	2025-001952
Transaction Type	Transfer
Record Updated	Apr 23, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	51 BEETHOVEN ST, BINGHAMTON, NY 13905-4252

April 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ONEIDA NY
Recording Date	Apr 1, 2020
Property Address	2104 WILLOW POINT DR, BLOSSVALE, NY 13308-2844
Document Number	0000004235
Instrument Date	Mar 25, 2020
Instrument	4235
Transaction Type	Transfer
Record Updated	May 11, 2020
Title Company	STEWART TITLE, STEWART TITLE INSURANCE CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$806.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	7897 ONEIDA TRL BRIDGEPORT NY 130308403, BRIDGEPORT, NY 13030-8403

Mortgage

Document Number	4236
Date	Apr 1, 2020
Instrument	4236

Lender

Name	BANK OF ENGLAND
Type	Bank
Address	LITTLE ROCK, AR 72201

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 31, 2050

Tax Assessment & Valuation

The 2026 property tax bill for 2104 Willow Point Dr was $10,464, up 94.4% from the year before.

Source: Oneida County and Vienna Town assessment roll, as of April 28, 2026

Property Jurisdictions

Type	Name
State	New York
County	Oneida County
County Subdivision	Vienna Town
Municipality	Sylvan Beach Village
Unified School District	Camden Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$10,464.00 (+94.43%)
2025	$5,382.00	$125,000 Land $19,600 Building $105,400	$367,647 Land $57,647 Building $310,000
2023		$125,000 (-) Land $19,600 Building $105,400	$312,500 (+17.5%) Land $49,000 Building $263,500
2022	$1,235.00	$125,000 Land $19,600 Building $105,400	$265,957 Land $41,702 Building $224,255

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2104 Willow Point Dr in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective September 26, 2013 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 34 policies
Nearby Flood Policies	34 in force
Nearby Flood Claims	52 (1979–2026)
Claims Outside the SFHA	5 of 52
Most Recent Claim	Apr 2026 · river or lake flooding
Claims by Event	Severe Storms, Flooding, Tornadoes, And Straight-line Winds, Apr 2011 · 2 claims Severe Storms And Flooding, May 2000 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2104 Willow Point Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 93% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OCWA public/private · serves 350,000 people · EPA ID NY3304336
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	8 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 33 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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