2104 Whitcomb Rd, Forked River, NJ 08731 Property Records

Ocean County and Lacey Township property record for 2104 Whitcomb Rd, Forked River, NJ 08731

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,181 sqft · built 1985
Lot Size0.241 acres (10,498 sqft)
Owner2 Individual Names on File
Last Sale$232,000 (Aug 2018)
Tax Bill$5,309 (2025)
Deeds & MortgagesJun 2022 Mortgage
Jan 2020 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN13-01367-0000-00023

Property Details

APN / Parcel Number

Primary APN13-01367-0000-00023
Alternative APNs
  • 130136700023
  • 00087866

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,181 sqft Living Area
1st Floor Area1,181 sqft

Exterior

Year BuiltBuilt 1985
Effective Year BuiltEffective 1985
Architectural StyleRanch
Construction TypeFrame
Roof TypeGable
Roof MaterialAsbestos
Lot Area10,498 sqft (0.241 acres)
Lot Dimensions105 ft deep x 100 ft wide
Garage TypeAttached
PorchOpen Porch
Deck AreaDeck Area

Utilities, Heating & Cooling

Heating SystemBaseboard
Heating FuelElectric

Location & Zoning

Account Number00087866
Street Address2104 WHITCOMB RD
CityFORKED RIVER
StateNJ
Zip08731-3740
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR75
Legal Description100 X 105 24,25
Legal SubdivisionINCL
Legal Block1367
Legal Lot Number23
JurisdictionOCEAN NJ
Township / Civil DivisionLACEY
Census Block Group2
Census Block2037
Census Tract732004

Owner

Source: Ocean County and Lacey Township assessment roll, as of July 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address2104 WHITCOMB RD, FORKED RIVER, NJ 08731-3740
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 2, 2022Deed of Trust, Mortgage · FHA Mortgage
DEPARTMENT OF HOUSING & URBAN DEV
Jan 29, 2020Deed of Trust, Mortgage · FHA Mortgage
NJ LENDERS
Aug 7, 2018Grant Deed, Transfer · FHA Mortgage
NJ LENDERS

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleAug 7, 2018 · Amount on Record
Deed SaleAug 7, 2018 · Amount on Record
Prior SaleDec 30, 2013 · Amount on Record
Deed Document Number201877252
Deed Book / Page17200 / 1920
Record UpdatedSep 20, 2026

June 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOCEAN NJ
Property Address2104 WHITCOMB RD, FORKED RIVER, NJ 08731-3740
Transaction TypeMortgage
Record UpdatedAug 18, 2022
Title CompanySERVICELINK LOAN MOD SOLUTIONS, SERVICELINK LOAN MODIFICATIO

Transferred To (Grantee/Buyer)

NameVerified Name
Address2104 WHITCOMB RD, FORKED RIVER, NJ 08731-3740

Mortgage

Document Number0190510977
DateJun 2, 2022
Book Page19051/977
Instrument2022063738
Lender
NameDEPARTMENT OF HOUSING & URBAN DEV
TypeGovernment Agency
AddressWASHINGTON, DC 20410
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term332 Months
DueFeb 1, 2050

January 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOCEAN NJ
Property Address2104 WHITCOMB RD, FORKED RIVER, NJ 08731-3740
Document Number0177780860
Instrument DateJan 29, 2020
Transaction TypeMortgage
Record UpdatedFeb 27, 2020
Title CompanyCOUNSELLORS TITLE AGENCY INC, COUNSELLORS TITLE AGCY INC

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address2104 WHITCOMB RD FORKED RIVER NJ 087313740, FORKED RIVER, NJ 08731-3740

Mortgage

Document Number0177780860
DateFeb 6, 2020
Book Page017778/000860
Instrument13364
Lender
NameNJ LENDERS
AddressLITTLE FALLS, NJ 07424
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueFeb 5, 2050

August 2018: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionOCEAN NJ
Recording DateAug 7, 2018
Property Address2104 WHITCOMB RD, FORKED RIVER, NJ 08731-3740
Document Number0172001920
Book / Page017200 / 001920
Instrument DateJul 30, 2018
Instrument77252
Transaction TypeTransfer
Record UpdatedAug 24, 2018
Title CompanyFOUNDATION TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$232.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address2104 WHITCOMB RD FORKED RIVER NJ 087313740, FORKED RIVER, NJ 08731-3740

Mortgage

Document Number172001925
DateAug 7, 2018
Book Page017200/001925
Instrument77253
Lender
NameNJ LENDERS
AddressLITTLE FALLS, NJ 07424
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueAug 6, 2048

Tax Assessment & Valuation

Source: Ocean County and Lacey Township assessment roll, as of July 7, 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyOcean County
County SubdivisionLacey Township
Unified School DistrictLacey Township School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$194,100 (-) Land $84,000 Building $110,100$194,100 (-) Land $84,000 Building $110,100
2025$5,309.00 (+7.95%)$194,100 (-) Land $84,000 Building $110,100$194,100 (-) Land $84,000 Building $110,100
2024$4,918.00 (+11.98%)
2023$194,100 Land $84,000 Building $110,100$194,100 Land $84,000 Building $110,100
2022$4,392.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 16, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 10 (0% premium discount)
Nearby Flood Policies3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 71% of the US · above 84% of New Jersey
Wildfire Likelihood0.2% annual chance
ExposureIndirect
within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLACEY TWP MUA
serves 29,000 people · EPA ID NJ1512001
Water SourceGroundwater
Last State InspectionApr 2024
LeadUnder 1 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureCorrosion control
Jul 2023
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 470 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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