2104 Temple St, Kannapolis, NC 28081 Property Records

Rowan County property record for 2104 Temple St, Kannapolis, NC 28081

Property Summary

Property TypeSingle Family Home
Details1 ba · 1,092 sqft · built 1944
Lot Size0.248 acres (10,803 sqft)
OwnerIndividual Name on File
Last Sale$75,000 (Dec 2008)
Tax Bill$901 (2026)
Deeds & MortgagesSep 2026 Mortgage
Aug 2022 Line of Credit
+ 1 more
APN249C016

Property Details

APN / Parcel Number

Primary APN249C016
Alternative APN
  • 6082055

Interior

Full Baths1 Bath
Stories1 Story
Building Area1,092 sqft Living Area
1st Floor Area1,032 sqft

Exterior

Year BuiltBuilt 1944
Effective Year BuiltEffective 2005
Exterior MaterialAluminum/Vinyl
Foundation TypeFooting
Lot Area10,803 sqft (0.248 acres)
Lot Dimensions15 ft deep x 7.2 ft wide
Garage TypeDetached
Garage Area252 sqft
PorchPorch
Porch Area60 sqft
Lean-To140 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHeat Pump

Location & Zoning

Street Address2104 TEMPLE ST
CityKANNAPOLIS
StateNC
Zip28081-9614
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRM2:MULTI
Legal DescriptionL104-106 LAKEVIEW HEIGHTS
Legal SubdivisionLAKEVIEW HEIGHTS
JurisdictionROWAN NC
Township / Civil DivisionATWELL
Census Block Group2
Census Block2002
Census Tract51502

Owner

2104 Temple St is owned and occupied by an individual who bought it in December 2008.

Source: Rowan County records, as of September 15, 2026

Owner of RecordIndividual Name on File
Mailing Address2104 TEMPLE ST, KANNAPOLIS, NC 28081-9614
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Sep 9, 2026Deed of Trust, Mortgage · FHA Mortgage
AMERISAVE MORTGAGE CORPORATION
Aug 16, 2022Deed of Trust, Mortgage · Line of Credit
FIFTH THIRD BANK NA
Nov 22, 2021Deed of Trust, Mortgage · FHA Mortgage
ROCKET MORTGAGE LLC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleDec 8, 2008 · Amount on File
Deed SaleDec 8, 2008 · Amount on File
Prior SaleJul 3, 2008 · Amount on File
Deed Book / Page1134 / 47
Record UpdatedOct 29, 2026

September 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionROWAN NC
Recording DateSep 9, 2026
Property Address2104 TEMPLE ST, KANNAPOLIS, NC 28081-9614
Document Number1490000526
Book / Page1490 / 526
Instrument DateSep 4, 2026
Transaction TypeMortgage
Record UpdatedSep 15, 2026
Title Company2020 TITLE LLC

Transferred To (Grantee/Buyer)

NameVerified Name
Address2104 TEMPLE ST, KANNAPOLIS, NC 28081-9614

Mortgage

Document Number1490000526,
DateSep 9, 2026
Book Page1490/526
Lender
NameAMERISAVE MORTGAGE CORPORATION
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term360 Months
DueOct 1, 2056
Interest
Max Rate-1%

August 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionROWAN NC
Property Address2104 TEMPLE ST, KANNAPOLIS, NC 28081-9614
Transaction TypeMortgage
Record UpdatedAug 26, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address2104 TEMPLE ST, KANNAPOLIS, NC 28081-9614

Mortgage

Document Number0014080151
DateAug 16, 2022
Book Page1408/151
Lender
NameFIFTH THIRD BANK NA
TypeBank
AddressCINCINNATI, OH 45263
Agreement
TypeLine of Credit
AmountAmount on Record
Term357 Months
DueMay 25, 2052
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

November 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionROWAN NC
Property Address2104 TEMPLE ST, KANNAPOLIS, NC 28081-9614
Transaction TypeMortgage
Record UpdatedDec 2, 2021
Title CompanyAMROCK INC, AMROCK

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0013890383
DateNov 22, 2021
Book Page1389/383
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term361 Months
DueDec 1, 2051

Tax Assessment & Valuation

The 2026 property tax bill for 2104 Temple St was $901.

Source: Rowan County assessment roll, as of August 25, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyRowan County
Unified School DistrictRowan-Salisbury Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$901.00$136,652 Land $21,816 Building $114,836$136,652 Land $21,816 Building $114,836
2023$901.00$136,652 Land $21,816 Building $114,836$136,652 Land $21,816 Building $114,836

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA's flood maps do not cover 2104 Temple St.

Source: FEMA National Flood Hazard Layer, effective May 10, 2024

FEMA Flood ZoneNot included in the FIRM
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 2104 Temple St is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 96% of North Carolina
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 131 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Windstream
Fiber
2,000 / 2,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

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