2104 Ryan Dr, Copperas Cove, TX 76522 Property Records

Coryell County property record for 2104 Ryan Dr, Copperas Cove, TX 76522

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,410 sqft · built 2008
Lot Size	0.193 acres (8,400 sqft)
Owner	2 Individual Names on Record
Last Sale	$213,100 (Apr 2018)
Tax Bill	$4,273 (2025)
Deeds & Mortgages	Oct 2020 Mortgage Apr 2018 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`1-41-17-8830`

Property Details

APN / Parcel Number

Primary APN	`1-41-17-8830`
Alternative APN	`143498`

Interior

Full Baths	2 Baths
Stories	2 Stories
Building Area	2,410 sqft Living Area
Gross Area	2,850 sqft
1st Floor Area	985 sqft

Exterior

Year Built	Built 2008
Effective Year Built	Effective 2008
Lot Area	8,400 sqft (0.193 acres)
Lot Dimensions	120 ft deep x 70 ft wide
Garage Type	Attached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	136 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	2104 RYAN DR
City	COPPERAS COVE
State	TX
Zip	76522-7708
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HOUSE CREEK NORTH PHS 2, BLOCK 10, LOT 12, ACRES .1928
Legal Subdivision	HOUSE CREEK NORTH PHS 2
Legal Phase	2
Legal Tract	12
Legal Block	10
Legal Lot Number	12
Jurisdiction	CORYELL TX
Township / Civil Division	COPPERAS COVE
Census Block Group	3
Census Block	3022
Census Tract	10604

Owner

Source: Coryell County records, as of May 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2104 RYAN DR, COPPERAS COVE, TX 76522-7708
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 23, 2020	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
Apr 6, 2018	Vendor's Lien, Transfer · VA Mortgage SWBC MORTGAGE CORP
Sep 6, 2017	Vendor's Lien, Transfer JOSEPH W SUTHERLAND ETAL

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 6, 2018 · Amount on Record
Deed Sale	Apr 6, 2018 · Amount on Record
Prior Sale	Sep 6, 2017 · Amount on Record
Deed Document Number	2018305853
Record Updated	Sep 20, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CORYELL TX
Property Address	2104 RYAN DR, COPPERAS COVE, TX 76522-7708
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	INSPIRE CLOSING SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	331250
Date	Oct 23, 2020
Instrument	331250

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2050

April 2018: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	CORYELL TX
Recording Date	Apr 6, 2018
Property Address	2104 RYAN DR, COPPERAS COVE, TX 76522-7708
Document Number	305853
Map Reference	CAB B SL 632
Instrument Date	Apr 4, 2018
Instrument	305853
Transaction Type	Transfer
Record Updated	Sep 20, 2021
Title Company	COMMUNITY ABSTRACT CORPORATION, COMMUNITY ABSTRACT & TITLE C

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2104 RYAN DR, COPPERAS COVE, TX 76522-7708

Mortgage

Document Number	305855
Date	Apr 6, 2018
Instrument	305855

Lender

Name	SWBC MORTGAGE CORP
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2048

September 2017: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	CORYELL TX
Recording Date	Sep 6, 2017
Property Address	2104 RYAN DR, COPPERAS COVE, TX 76522-7708
Document Number	300636
Map Reference	CAB B SL 547
Instrument Date	Aug 30, 2017
Instrument	300636
Transaction Type	Transfer
Record Updated	Sep 20, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	11968 CROWN ROYAL DR, 11968, EL PASO, TX 79936-0619

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2104 RYAN DR, COPPERAS COVE, TX 76522-7708

Mortgage

Document Number	300637
Date	Sep 6, 2017
Instrument	300637

Lender

Name	JOSEPH W SUTHERLAND ETAL
Type	Private Party
Special Notes	Seller Financed

Agreement

Amount	Amount Recorded
Term	291 Months
Due	Dec 1, 2041

Tax Assessment & Valuation

Source: Coryell County assessment roll, as of May 26, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Coryell County
Municipality	Copperas Cove City
Unified School District	Copperas Cove Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,273.00 (+7.17%)	$266,395 (-8.25%)	$280,670 (-3.34%) Land $40,000 Building $240,670
2024	$3,987.00 (+15.03%)
2023	$3,466.00 (-14.34%)	$290,360 Land $40,000 Building $250,360	$290,360 Land $40,000 Building $250,360
2022	$4,046.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 24, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 94% of Texas
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF COPPERAS COVE serves 41,669 people · EPA ID TX0500001
Water Source	Purchased surface water from BELL COUNTY WCID 1
Last State Inspection	Feb 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 453 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Altitude ISP Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20
Nextlink Fixed Wireless	100 / 20

May also be available: T-Mobile.

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